Zions Bank recognizes that its success comes from the dedication, experience, and talents of its ... Conduct credit investigations, credit and loan analysis, underwriting and other documentation ...
Zions Bank recognizes that its success comes from the dedication, experience, and talents of its ... Conduct credit investigations, credit and loan analysis, underwriting and other documentation ...
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
An Underwriting Principal will have primary responsibility for supporting the Senior Underwriters ... While operating within the Bank's risk appetite, achieves results by consistently identifying ...
An Underwriting Principal will have primary responsibility for supporting the Senior Underwriters ... While operating within the Bank's risk appetite, achieves results by consistently identifying ...
Key Responsibilities New Deal Underwriting & Execution * Screen new deal opportunities and provide ... bank's underwriting policies and procedures. * Lead investment committee approval meetings and ...
Quick apply
Key Responsibilities New Deal Underwriting & Execution * Screen new deal opportunities and provide ... bank's underwriting policies and procedures. * Lead investment committee approval meetings and ...
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Quick apply
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Commercial Underwriter - CRE Experience
Saint Louis, MO · On-site
$75K - $95K/yr
About this Role The Commercial Banking Underwriter for CRE serves as a critical control within the bank's credit risk management framework and is responsible for the independent risk assessment of ...
Commercial Underwriter - CRE Experience
Saint Louis, MO · On-site
$75K - $95K/yr
About this Role The Commercial Banking Underwriter for CRE serves as a critical control within the bank's credit risk management framework and is responsible for the independent risk assessment of ...
Business Banking Underwriter II
Buffalo, NY · On-site
$30.59 - $40.76/hr
Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... of Underwriting Manager. Other duties as assigned. * 5% Recognize and take advantage of ...
Business Banking Underwriter II
Buffalo, NY · On-site
$30.59 - $40.76/hr
Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... of Underwriting Manager. Other duties as assigned. * 5% Recognize and take advantage of ...
Experience in Auto Dealer Floor Plan Underwriting or Commercial Bank Underwriting preferred. This position may be eligible for remote work in select geographic locations, subject to approval by PNC.
Experience in Auto Dealer Floor Plan Underwriting or Commercial Bank Underwriting preferred. This position may be eligible for remote work in select geographic locations, subject to approval by PNC.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Business Banking Underwriter II
Norwich, NY · On-site
$30.59 - $40.76/hr
Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... of Underwriting Manager. Other duties as assigned. * 5% Recognize and take advantage of ...
Business Banking Underwriter II
Norwich, NY · On-site
$30.59 - $40.76/hr
Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... of Underwriting Manager. Other duties as assigned. * 5% Recognize and take advantage of ...
Senior Mortgage Lender
Gahanna, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Gahanna, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Columbus, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Quick apply
Senior Mortgage Lender
Columbus, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dublin, OH · On-site
$112K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dublin, OH · On-site
$112K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Quick apply
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Gahanna, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Gahanna, OH · On-site
$26K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Sandusky, OH · On-site
$108K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Senior Mortgage Lender
Dayton, OH · On-site
$113K/yr
Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. * Screen loan requests based on bank policies and on types of loans offered by the institution.
Commercial Underwriter II
Greensburg, IN · On-site
$58K - $78K/yr
Three to five years of credit or Business Banking underwriting experience * Proficiency in mathematical concepts, in order to apply to practical situations. * Knowledge of advanced accounting ...
Commercial Underwriter II
Greensburg, IN · On-site
$58K - $78K/yr
Three to five years of credit or Business Banking underwriting experience * Proficiency in mathematical concepts, in order to apply to practical situations. * Knowledge of advanced accounting ...
Key Responsibilities: • Serves as the primary liaison between the bank and the bank's subsidiary for merchant acquiring oversight matters. • Oversees the approval and challenge of underwriting ...
Key Responsibilities: • Serves as the primary liaison between the bank and the bank's subsidiary for merchant acquiring oversight matters. • Oversees the approval and challenge of underwriting ...
Bank Underwriting information
See salary details
$13.22 - $15.01
2% of jobs
$15.01 - $16.81
7% of jobs
$16.81 - $18.60
15% of jobs
$18.66 is the 25th percentile. Wages below this are outliers.
$18.60 - $20.39
16% of jobs
The median wage is $21.63 / hr.
$20.39 - $22.18
14% of jobs
$22.18 - $23.97
15% of jobs
$24.87 is the 75th percentile. Wages above this are outliers.
$23.97 - $25.76
12% of jobs
$25.76 - $27.56
6% of jobs
$27.56 - $29.35
5% of jobs
$29.35 - $31.14
4% of jobs
$31.14 - $32.93
3% of jobs
$13
$22
$32
How much do bank underwriting jobs pay per hour?
As of Aug 13, 2026, the average hourly pay for bank underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.
What is bank underwriting?
Bank underwriting is the process by which a financial institution evaluates the risk of lending money to a borrower or insuring an individual or asset. Underwriters review credit history, financial information, and other factors to determine whether an applicant qualifies for a loan or insurance and under what terms. This process helps banks minimize risk and maintain sound lending practices. Underwriting can apply to mortgages, personal loans, business loans, and other financial products.
Do bank underwriters make a lot of money?
Bank underwriters typically earn a median annual salary that is competitive within the financial industry, with salaries varying based on experience, location, and the size of the institution. Entry-level underwriters may earn less, while experienced professionals with certifications can earn higher salaries, often supplemented by bonuses and benefits. Overall, it is considered a well-paying role for those with relevant skills and industry knowledge.
What is the difference between Bank Underwriting vs Loan Officer?
| Aspect | Bank Underwriting | Loan Officer |
|---|---|---|
| Primary Role | Assessing and evaluating loan applications to determine risk and approval | Selling loan products and guiding applicants through the application process |
| Required Credentials | Typically requires underwriting certifications, finance or banking experience | Sales and customer service skills, sometimes mortgage licensing |
| Work Environment | Office-based, working with loan documents and risk analysis | Office or branch, interacting directly with clients |
| Industry Usage | Common in banking and financial institutions | Common in mortgage and lending companies |
Bank Underwriting focuses on evaluating loan applications for risk, while Loan Officers primarily assist clients in applying for loans and promoting loan products. Both roles are integral to the lending process but differ in responsibilities and daily tasks.
Is bank underwriting a good career to get into?
Bank underwriting is a stable career that involves assessing the risk of loan applications and requires strong analytical skills and attention to detail. It often offers opportunities for advancement and requires knowledge of financial statements and credit analysis. The role typically involves regular office hours and may require relevant certifications or training.
What does a bank underwriter do at a bank?
A bank underwriter evaluates loan applications by analyzing borrowers' financial information, credit history, and collateral to determine the risk of lending. They use financial models and guidelines to approve, modify, or deny loan requests, ensuring compliance with bank policies and regulatory standards. Strong analytical skills and knowledge of financial software are essential for this role.
What are the key skills and qualifications needed to thrive as a bank underwriter, and why are they important?
To thrive as a Bank Underwriter, you need a solid understanding of financial analysis, risk assessment, and relevant lending regulations, often supported by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance tools is typically required, and certifications like Certified Residential Underwriter (CRU) can be advantageous. Strong analytical thinking, attention to detail, and effective communication are essential soft skills for evaluating complex financial information and explaining decisions. These skills ensure accurate risk evaluation and regulatory compliance, which are critical for protecting the bank's assets and maintaining sound lending practices.
What are some common challenges faced by bank underwriters, and how can they be managed?
Bank underwriters frequently encounter challenges such as assessing incomplete or inconsistent financial information, managing tight deadlines, and balancing risk with customer service. To manage these issues, underwriters rely on strong analytical skills, effective communication with loan officers and applicants for clarification, and staying up-to-date with regulatory requirements. Collaborating closely with credit analysts and using advanced underwriting tools can also help streamline the evaluation process and ensure accurate risk assessment.
More about Bank Underwriting jobs
What cities are hiring for Bank Underwriting jobs?
Cities with the most Bank Underwriting job openings:
What states have the most Bank Underwriting jobs?
States with the most job openings for Bank Underwriting jobs include:
What job categories do people searching Bank Underwriting jobs look for?
The top searched job categories for Bank Underwriting jobs are:
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 5 days ago
Job description
Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
Zions Bank has just opened an opportunity for a Commercial Banking Underwriter, in the Equipment Finance Division, located in Midvale, Utah office.
If you're ready for the next rung on your career ladder, this may be your opportunity.
Ideal candidates will have the skills and experience necessary to:
- Conduct credit investigations, credit and loan analysis, underwriting and other documentation information pertaining to loan analysis.
- Investigate all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
- Understand loan requests and business relationships to ensure the accuracy and completeness of financial information received for loan renewals.
- Analyze financial statements and related material and make recommendations for approvals of credits.
- Analyze financial conditions and trends, review and report non-compliance with loan covenants.
- Determine cash flow using appropriate tax analysis.
- Prepare summaries, present facts, and offer opinions concerning credit-worthiness and any risk items or issues.
- Provide credit information and references for customers, loan officers, or other agencies as requested.
- Ensure that all credit files include current finances
- May assist with projects as needed and perform other duties as assigned
What you need to bring to the table:
- Requires a Bachelor's in finance, business, accounting or a related field and 4+ yrs credit/financial analysis, lending, underwriting or other directly related experience. A combination of education and experience may meet job requirements.
- Preference for Equipment Finance or Leasing backgrounds.
- Working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles.
- Experience working with various types of loans.
- Working knowledge of credit risk, legal and regulatory requirements.
- Ability to work with lending officers and staff. Good client relationship and communication skills, both verbal and written.
- Ability to make sound decisions and recommendations regarding loans.
- Working knowledge of computer software programs including spreadsheets, word processing, etc. required.
Benefits:
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Discounted TRAX pass. ZTC in Midvale is 5 minutes walking distance from closest station.
About Zions Bank
Sourced by ZipRecruiter
Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
Salt Lake City, UT, US
Year founded
1873