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Bank Underwriting Jobs (NOW HIRING)

Hope Bank

Relationship Manager - CBG

Los Angeles, CA

$100K - $150K/yr

Structure the loans according to the customer's needs and the bank's underwriting guidelines. * Present the loans to various credit approving authorities within the bank. * Close approved loans and ...

Hope Bank

Relationship Manager - CBG

Dallas, TX · On-site

$125K - $175K/yr

Structure the loans according to the customer's needs and the bank's underwriting guidelines. * Present the loans to various credit approving authorities within the bank. * Close approved loans and ...

Susser Bank

Senior Underwriter

Dallas, TX · On-site

$97K - $115K/yr

Bachelor's degree in Finance, Accounting, Economics, or related field. * 7-10+ years of progressive commercial banking underwriting experience with significant exposure to both C&I and CRE (owner ...

Broadway Bank

Chief Credit Officer

San Antonio, TX · On-site

Provide executive oversight and approval authority for large, complex, and high-risk credit transactions, ensuring alignment with the Bank's underwriting standards and risk appetite. * Review ...

CIBC

Private Banking Underwriter

Chicago, IL · On-site

Ensure underwriting decisions align with the bank's guidelines, risk appetite, policies, and consumer laws and regulation requirements while providing sound judgment on credit approvals. * Strong ...

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How much do bank underwriting jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for bank underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What is bank underwriting?

Bank underwriting is the process by which a financial institution evaluates the risk of lending money to a borrower or insuring an individual or asset. Underwriters review credit history, financial information, and other factors to determine whether an applicant qualifies for a loan or insurance and under what terms. This process helps banks minimize risk and maintain sound lending practices. Underwriting can apply to mortgages, personal loans, business loans, and other financial products.

What is the difference between Bank Underwriting vs Loan Officer?

AspectBank UnderwritingLoan Officer
Primary RoleAssessing and evaluating loan applications to determine risk and approvalSelling loan products and guiding applicants through the application process
Required CredentialsTypically requires underwriting certifications, finance or banking experienceSales and customer service skills, sometimes mortgage licensing
Work EnvironmentOffice-based, working with loan documents and risk analysisOffice or branch, interacting directly with clients
Industry UsageCommon in banking and financial institutionsCommon in mortgage and lending companies

Bank Underwriting focuses on evaluating loan applications for risk, while Loan Officers primarily assist clients in applying for loans and promoting loan products. Both roles are integral to the lending process but differ in responsibilities and daily tasks.

What are the key skills and qualifications needed to thrive as a Bank Underwriter, and why are they important?

To thrive as a Bank Underwriter, you need a solid understanding of financial analysis, risk assessment, and relevant lending regulations, often supported by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance tools is typically required, and certifications like Certified Residential Underwriter (CRU) can be advantageous. Strong analytical thinking, attention to detail, and effective communication are essential soft skills for evaluating complex financial information and explaining decisions. These skills ensure accurate risk evaluation and regulatory compliance, which are critical for protecting the bank's assets and maintaining sound lending practices.

What are some common challenges faced by bank underwriters, and how can they be managed?

Bank underwriters frequently encounter challenges such as assessing incomplete or inconsistent financial information, managing tight deadlines, and balancing risk with customer service. To manage these issues, underwriters rely on strong analytical skills, effective communication with loan officers and applicants for clarification, and staying up-to-date with regulatory requirements. Collaborating closely with credit analysts and using advanced underwriting tools can also help streamline the evaluation process and ensure accurate risk assessment.
More about Bank Underwriting jobs
What cities are hiring for Bank Underwriting jobs? Cities with the most Bank Underwriting job openings:
What states have the most Bank Underwriting jobs? States with the most job openings for Bank Underwriting jobs include:
What job categories do people searching Bank Underwriting jobs look for? The top searched job categories for Bank Underwriting jobs are:
Bank Underwriting jobs near you
Infographic showing various Bank Underwriting job openings in the United States as of June 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

Relationship Manager - CBG

Hope Bank

Los Angeles, CA

$100K - $150K/yr

Full-time

Posted 25 days ago

Job description

  • Build and maintain strong client relationships.
  • Address client issues effectively.
  • Work accurately with close attention to detail and maintain confidentiality of sensitive information.
  • Generate new business through a consultative sales approach.
  • Analyze and organize financial information and perform complex financial calculations.
  • Structure the loans according to the customer’s needs and the bank’s underwriting guidelines.
  • Present the loans to various credit approving authorities within the bank.
  • Close approved loans and support loan servicing, including collecting updated financials and collection.
  • Respond effectively to the most sensitive inquiries or customer complaints.
  • Make effective and persuasive presentations on controversial or complex topics to top management, employees, regulators, or board members.
  • Assist in conducting due diligence requested and compliance requirements.
  • Assist Team leader/Group Leader in achieving the group goals including loans and deposits.
  • Monitor and maintain the clients’ financials and covenants.
  • Other miscellaneous duties

Job Qualifications/Requirements

Education/Credentials

  • Bachelor’s Degree, or equivalent work experience.

Prior Experience

  • 7-10 years of experience in commercial lending, business development and portfolio management.

Technical Skills

  • Prioritizing customer satisfaction and understanding their needs is key.
  • Proficiency in understanding core bank products and services
  • Excellent organization skills and ability to handle and prioritize multiple tasks.
  • Detailed knowledge of banking regulations and laws; compliance documentation, and reporting requirements.
  • Thorough knowledge of bank’s credit policy & procedure and underwriting guidelines.
  • Excellent interpersonal, written, and verbal communication and presentation skills.
  • Present a professional image in dealing with customers, interdepartmental and external representatives.

The salary range for this full-time position is $100,000.00 annually - $150,000.00 annually + bonus + benefits 

Salary ranges are determined based on qualifications, level, and location. 

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.

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