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Bank Ach Jobs (NOW HIRING)

Apple Bank

ACH Manager

New York, NY · On-site

$95K - $125K/yr

New York, New York Salary range: $95,000 - $125,000 The ACH Manager reviews and reconciles the daily ACH settlements for Apple Bank's ACH payment company (The Clearing House) and is responsible for ...

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Infographic showing various Bank Ach job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 14% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $44,470 per year, or $21.4 per hour.

ACH Manager

Apple Bank

New York, NY • On-site

$95K - $125K/yr

Full-time

Re-posted 11 days ago

Job description

New York, New York
Salary range: $95,000 - $125,000
The ACH Manager reviews and reconciles the daily ACH settlements for Apple Bank’s ACH payment company (The Clearing House) and is responsible for the reconciling the offsetting entries made by the Federal Reserve Bank. The incumbent updates ACH policies and procedures based on new or revised NACHA rules or applications and informs the leadership of changes that could impact the Bank’s exposure to risk (e.g., financial, operational, reputational).

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Ensure ACH daily suspense General Ledger account reconciliation is properly prepared.
  • Coordinate and prioritize the ACH team’s daily and monthly tasks and implement cross-training initiatives for contingency purposes.  
  • Review settlements prepared by ACH Specialists for accuracy and completeness; assist team to identify differences in the settlement process.
  • Coordinate responses to requests from Internal Audit, Risk Management, and Compliance departments, as well as external regulators (FDIC, The Clearing House, etc.) in a timely manner.
  • Approve international ACH transactions for proper OFAC screenings; escalate issues to Anti Financial Crimes Unit (AFC) for further investigation.
  • Monitor monthly ACH activity for Bank trends an unusual activity.
  • Ensure Nacha rules are being followed for US Treasury Reclamations and stop payments; monitor Originator activity notably exposure limit, over limit, and possible fraudulent transactions.
  • Conduct monthly team meetings to determine needs of direct reports; motivate team to meet established levels of excellence and create positive work environment.
  • Keep abreast of emerging trends and technologies such as FedNow and Real Time Payments.
  • Keep abreast of training offered by “The Clearing House” and register team for the training sessions as deemed necessary.
  • Create ACH extracts for Fraud Investigation team to screen transactions for potential fraud; work with the Fraud Investigations team to complete potential loss reports.
  • Create, test and document ACH test scripts for periodic new FIS releases or system patches.
  • Provide operational support to other business units when new products or services are implemented
  • Perform other duties as requested.

SKILLS, EDUCATION, & EXPERIENCE

  • Bachelor’s degree required.
  • Accredited ACH Professional (AAP) Certification Preferred
  • 6+ years of experience working with ACH settlements.
  • Detailed knowledge of ACH return codes and standard entry class codes.
  • Demonstrated proficiency in Microsoft Word and Excel.
  • Excellent analytical skills.
  • Strong interpersonal and communication skills (verbal + written).
  • Must be well organized, detail oriented, and have the ability to work independently.
  • Ability to adapt and work under tight deadlines.

Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.

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