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Auto Lending Jobs in Washington (NOW HIRING)

defi AUTO LLC

Senior Client Executive

Washington, DC · On-site

$100K - $150K/yr

... Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures and Fiserv. Position Purpose: The Senior Client Executive assumes the leadership role in managing defi SOLUTIONS business ...

defi AUTO LLC

Customer Service Specialist

Washington, DC · On-site

$20/hr

Our customers include the highest volume captive auto lenders, banks, credit unions, and finance ... customer lending processes with proven, scalable performance. What is in it for You? * Paid ...

New

Langley

Dealer Sales Representative

Glen Burnie, MD · On-site +1

$27.45 - $41.78/hr

... existing indirect lending partnerships. Essential Functions, Duties, and Responsibilities ... Perform due diligence required to onboard new auto dealership partners in accordance with ...

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All JobsAuto Lending JobsAuto Lending Jobs in Washington

Auto Lending information

See Washington salary details

$12.5K

$95.2K

$158K

How much do auto lending jobs pay per year?

As of Jul 30, 2026, the average yearly pay for auto lending in Washington is $95,179.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $141,600.00 per year, depending on experience, location, and employer.

What is auto lending?

Auto lending refers to the process of providing loans to individuals or businesses to purchase vehicles, such as cars, trucks, or SUVs. An auto loan is typically secured by the vehicle being purchased, meaning the lender can repossess the car if payments are not made. Borrowers repay the loan over a set period, usually with fixed monthly payments that include both principal and interest. Auto lending can be offered by banks, credit unions, online lenders, or dealerships, and loan terms, interest rates, and qualification requirements can vary widely.

What is the difference between Auto Lending vs Auto Finance Specialist?

AspectAuto LendingAuto Finance Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer finance or sales certificationsSimilar credentials; often requires knowledge of finance, sales, or banking certifications
Work EnvironmentBank branches, credit unions, auto dealershipsAuto dealerships, financial institutions, credit unions
Employer & Industry UsageFinancial institutions offering auto loansAuto dealerships and lenders providing financing options
Common Search & ComparisonYesYes

Auto Lending and Auto Finance Specialist roles often overlap, focusing on providing auto loans and financing options. Auto Lending typically refers to the process of approving and managing auto loans within financial institutions, while Auto Finance Specialists work directly with customers at dealerships or lenders to secure financing. Both roles require knowledge of credit, finance, and customer service, making them closely related but distinct in their work environment and specific responsibilities.

What are some common challenges faced by professionals working in auto lending and how can they be addressed?

Professionals in auto lending often encounter challenges such as accurately assessing borrower creditworthiness, managing regulatory compliance, and staying updated with rapidly changing market rates. Another key challenge is balancing customer service with risk management, especially when evaluating applications from borrowers with non-traditional credit histories. These challenges can be addressed by continuous training, leveraging advanced underwriting technology, and maintaining open communication with both customers and dealership partners to ensure informed and fair lending decisions.

What are the key skills and qualifications needed to thrive in Auto Lending, and why are they important?

To thrive in Auto Lending, you need a solid understanding of credit analysis, loan processing, and financial regulations, often supported by a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and compliance software is typically required. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accurate processing. These skills and qualities are vital for assessing risk, maintaining regulatory compliance, and delivering a positive borrower experience.
What are popular job titles related to Auto Lending jobs in Washington? For Auto Lending jobs in Washington, the most frequently searched job titles are:
What job categories do people searching Auto Lending jobs in Washington look for? The top searched job categories for Auto Lending jobs in Washington are:
Auto Lending jobs near you
Infographic showing various Auto Lending job openings in Washington as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $95,179 per year, or $45.8 per hour.

Indirect Auto Lending Funder

Lafayette Federal Credit Union

Rockville, MD • On-site

Full-time

Medical, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Job Type
Full-time
Description
NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.
Be part of Lafayette Federal Credit Union, recognized by USA Today as a Top Workplace for three consecutive years (2024-2026)
We are expanding and looking for exceptional talent to support our members and contribute to our reputation as an employer of choice. Be a key player in our mission to become the premier financial partner for our community. Your skills and dedication are essential to our success.
Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Indirect Auto Lending Funder to join our dynamic team!
About us:
Our Difference: What makes Lafayette Federal cutting-edge ? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list, (2) we've received a 5-star rating from Bauer financial, and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
About the role:
Lafayette Federal Credit Union is seeking an Indirect Auto Lending Funder to play a vital role in supporting the success of our indirect lending program. This position is responsible for coordinating the closing, documentation review, quality control, and funding of indirect auto loans originated through our dealer network. The Funder serves as a key liaison between dealerships, members, and internal lending teams to ensure approved loans are processed accurately, funded efficiently, and compliant with all applicable regulatory and Credit Union requirements.
The Indirect Auto Lending Funder reviews loan packages, validates required documentation, prepares and processes loan closing documents, and funds approved loans while maintaining a high standard of accuracy and service. This role also supports strong dealer relationships by providing responsive communication and timely resolution of funding and documentation matters. The ideal candidate brings exceptional attention to detail, strong organizational skills, a solid understanding of consumer lending practices, and a commitment to delivering an outstanding experience for both members and dealer partners.
Essential Functions
Indirect Loan Closing and Funding
  • Coordinate the closing and funding of approved indirect auto loans in accordance with Credit Union policies, lending guidelines, and regulatory requirements.
  • Review loan approvals and prepare loan documentation.
  • Establish member accounts as needed to facilitate loan funding.
  • Transmit loan documents for signature and funding completion.
  • Fund approved loans upon receipt of complete and acceptable documentation.
  • Ensure funding requests are processed accurately and within established service level standards.

Dealer and Member Support
  • Serve as a primary point of contact for dealership finance personnel and members regarding loan status, documentation requirements, funding conditions, and closing procedures.
  • Respond to inquiries promptly, professionally, and accurately.
  • Provide exceptional service while maintaining positive relationships with dealer partners and members.

Documentation Review and Exception Resolution
  • Review loan packages to ensure all required documentation has been received and completed accurately.
  • Verify documentation complies with underwriting approvals and Credit Union requirements.
  • Identify missing, incomplete, or inconsistent information.
  • Work directly with dealerships, members, and internal stakeholders to resolve outstanding items and funding conditions.

Funding Administration and Loan Booking
  • Process loan funding transactions and disburse loan proceeds.
  • Ensure loans are accurately booked within applicable systems.
  • Verify loan terms, rates, collateral information, dealer contracts, title documentation, and funding instructions prior to disbursement.
  • Maintain accurate loan records and supporting documentation.

Quality Control and Compliance
  • Perform quality assurance reviews of funded loan files to ensure accuracy, completeness, and compliance.
  • Ensure adherence to applicable federal and state regulations, Credit Union policies, and internal controls.
  • Identify documentation deficiencies, discrepancies, and compliance concerns.
  • Take appropriate corrective action before or after funding, as required.

Product, Program, and Policy Knowledge
  • Maintain a thorough understanding of indirect lending products, dealer programs, policies, procedures, systems, and regulatory requirements.
  • Remain current on changes affecting consumer lending, indirect lending operations, and loan documentation standards.

Regulatory Training and Compliance
  • Complete all required training accurately and timely.
  • Maintain a working knowledge of regulations and programs applicable to the position, including Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), Cybersecurity, Diversity & Inclusion, Anti-Harassment, and Fair Lending requirements.

Additional Duties
  • Perform other lending support, operational, administrative, and departmental responsibilities as assigned.
  • Support the goals and objectives of the Indirect Auto Lending Department.
  • As directed by management and/or the Senior Vice President of Risk Management, understand and comply with all annual mandatory training requirements applicable to the position, including but not limited to BSA, AML, OFAC, Cybersecurity, Diversity & Anti-Harassment, and Fair Lending.

Requirements
Education
  • High school diploma or equivalent required.
  • Associate's degree or higher in Business, Finance, Accounting, or a related field preferred.

Experience
  • Minimum of two to four years of experience in consumer lending, indirect lending, loan processing, loan closing, funding, or a related financial services role required.
  • Experience with indirect auto lending and dealer finance operations preferred.
  • Credit union or banking experience preferred.

Interpersonal Skills
  • Ability to build and maintain effective working relationships with members, dealer partners, and internal stakeholders.
  • Strong verbal and written communication skills with a commitment to delivering exceptional service.
  • Ability to work collaboratively in a team-oriented environment while exercising sound judgment and professionalism.

Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including:
  • Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
  • Fully funded deductible (HMO Plan)
  • 401k employer matching contribution
  • Income protection with life insurance, short and long-term disability
  • Paid time off, holiday leave & birthday leave
  • Educational assistance
  • Commuter benefits program and more !

$52,621 - $64,556 annually (or $25.30 - $31.04/hr), depending on experience and qualifications.
The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
*Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
*EOE/AA/DISABILITY/VETERAN

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