1

Auto Underwriter Jobs in Washington (NOW HIRING)

Captives Underwriter

Alexandria, VA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Senior Production Underwriter

Washington, DC · On-site

$111K - $131K/yr

Demonstrated technical underwriting expertise and product specific knowledge (Property, Liability, Auto, and Umbrella). * Strong analytical and problem-solving skills in addition to strong ...

Demonstrated technical underwriting expertise and product specific knowledge (Property, Liability, Auto, and Umbrella). * Strong analytical and problem-solving skills in addition to strong ...

Senior Production Underwriter

Washington, DC · Remote

$111K - $131K/yr

Demonstrated technical underwriting expertise and product specific knowledge (Property, Liability, Auto, and Umbrella). * Strong analytical and problem-solving skills in addition to strong ...

Auto Damage Adjuster

Fairfax, VA · On-site +1

$36.63 - $46.80/hr

Your Impact at GEICO As an Auto Damage Adjuster, you'll guide customers through complex claims with ... Valid driver's license that meets company underwriting guidelines required. * Ability to maintain ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Commercial Insurance Inspector - (Bowie, MD.)

Bowie, MD · On-site

$18 - $22.25/hr

... Auto/Fleet, Products Liability, Inland Marine and Builders Risk. Qualifications Preferred experience in commercial insurance, real estate, inspection, construction, claim, loss control, underwriting ...

next page

Showing results 1-20

Auto Underwriter information

See Washington salary details

$36.8K

$89.3K

$158K

How much do auto underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for auto underwriter in Washington is $89,337.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $98,500.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.

What cities in Washington are hiring for Auto Underwriter jobs?

Cities in Washington with the most Auto Underwriter job openings:

Infographic showing various Auto Underwriter job openings in Washington as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 18% Part Time, 2% Temporary, and 8% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $89,337 per year, or $43 per hour.

Captives Underwriter

The Hartford

Alexandria, VA • Hybrid

$124K - $199K/yr

Full-time

Re-posted 8 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

55th of 311 rated insurance


Job description

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

UPDATED 5/19/2026: Clinton, NY office has been added as a location

This position is responsible for the successful program management of assigned Captive programs. The Captives Underwriter will develop and maintain effective relationships with internal and external partners to foster positive program results.

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their assigned Captive Programs and achieve underwriting excellence.

The Captives Underwriter does not have any direct reports but is the client manager and is responsible for influencing internal and external partners to achieve positive program results.

Attendance at Board meetings and client seminars with some international travel possible (10% - 25%).

Responsibilities:

Technical Underwriting and Risk Selection

  • Rigorously analyzes underwriting information in assessing risk for each account.

  • Is creative in the use of underwriting tools and techniques to write profitable business while maintaining disciplined adherence to underwriting standards.

  • Is able to communicate rationale for underwriting decisions.

  • Exhibits a commitment to finding ways to write business without sacrificing quality.

Program Management

  • Participation in all aspects of program management such as actuarial pricing, claim or TPA oversight, reinsurance accounting and collateral management.

  • Possesses a deep understanding of the business.

  • Demonstrated responsiveness and dedication to customers and follow through on service commitments

  • Manage program to achieve underwriting excellence, pricing adequacy and targeted ROE's.

Production Underwriting and Sales

  • Exhibits a commitment to finding ways to write profitable new business.

  • Takes ownership and accountability for growth of assigned Captive Programs.

  • Leverages relationships to drive new business and renewal retention opportunities.

Relationship and Team skills

  • Demonstrates excellent working relationships with all internal business associates leading to a high level of customer satisfaction.

  • Builds strong relationships with Captive customers and Captive Managers.

  • Closely manages results and implements specific actions to address shortfalls.

Qualifications:

  • Bachelor's Degree preferred, or equivalent combination of education, training and experience

  • 5 + years of Auto Liability, Workers' Compensation, and General Liability underwriting experience; loss sensitive underwriting experience preferred.

  • Construction underwriting experience desirable

  • Experience with Captive insurance programs is desirable

  • Strong Excel and Math skills

  • Strong loss responsive or captive program and pricing knowledge

  • Strong coverage knowledge

  • Superior relationship building skills including influencing and negotiation skills

  • Robust problem solving and critical thinking skills

  • Outstanding at providing Customer Service

  • Ability to travel approximately 10% - 25%

***Job title level will be determined after careful consideration of the selected candidate's qualifications***

Location:

This role will have a Hybrid Work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$124,000 - $199,800

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


What The Hartford employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

Social media