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Auto Lending Jobs in California (NOW HIRING)

Lending Advisor Corporate Office | On-site Westlake Financial Services is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization ...

Lending Advisor Corporate Office | On-site Westlake Financial Services is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization ...

Irvine, CA (onsite) Job Type: Full time Auto Lending Integration Analyst with Salesforce Must Have Technical/Functional Skills * 8+ years experience in a Integration Specialist role. * Solid ...

Outside Salesperson

Glendale, CA ยท On-site

$45K - $60K/yr

Auto Lending Underwriting. * Auto finance, external sales roles, Independent/Franchise dealership experience preferred but not mandatory. * Previous experience in a challenging sales role preferred ...

Lending Advisor Corporate Office | On-site Westlake Financial Services is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization ...

Lending Advisor

Agoura Hills, CA ยท On-site

$4.0K/mo

Lending Advisor Corporate Office | On-site Westlake Financial Services is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization ...

Lending Advisor

Agoura Hills, CA ยท On-site

$4.0K/mo

Lending Advisor Corporate Office | On-site Westlake Financial Services is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization ...

Auto and Marine Lending rely on field-based sales and embedded retail partnerships, requiring strong dealer/retailer relationship management and leadership of distributed national teams. Unsecured ...

SVP, Consumer Lending

San Diego, CA ยท On-site

$180K - $210K/yr

Auto and Marine Lending rely on field-based sales and embedded retail partnerships, requiring strong dealer/retailer relationship management and leadership of distributed national teams. Unsecured ...

Fair Banking Officer

Santa Barbara, CA ยท On-site

$73K - $100K/yr

... auto lending, personal loans, and retail products. Assists in the administration of the Bank's compliance program. Responds to compliance questions from Bank staff and supports efforts to comply with ...

Fair Banking Officer

Santa Barbara, CA ยท On-site

$73K - $100K/yr

... auto lending, personal loans, and retail products. Assists in the administration of the Bank's compliance program. Responds to compliance questions from Bank staff and supports efforts to comply with ...

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Auto Lending information

See California salary details

$10.9K

$82.9K

$137.7K

How much do auto lending jobs pay per year?

As of Aug 24, 2026, the average yearly pay for auto lending in California is $82,935.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $123,400.00 per year, depending on experience, location, and employer.

What is auto lending?

Auto lending refers to the process of providing loans to individuals or businesses to purchase vehicles, such as cars, trucks, or SUVs. An auto loan is typically secured by the vehicle being purchased, meaning the lender can repossess the car if payments are not made. Borrowers repay the loan over a set period, usually with fixed monthly payments that include both principal and interest. Auto lending can be offered by banks, credit unions, online lenders, or dealerships, and loan terms, interest rates, and qualification requirements can vary widely.

What are the key skills and qualifications needed to thrive in auto lending, and why are they important?

To thrive in Auto Lending, you need a solid understanding of credit analysis, loan processing, and financial regulations, often supported by a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and compliance software is typically required. Strong communication, attention to detail, and customer service skills help build trust with clients and ensure accurate processing. These skills and qualities are vital for assessing risk, maintaining regulatory compliance, and delivering a positive borrower experience.

What are some common challenges faced by professionals working in auto lending and how can they be addressed?

Professionals in auto lending often encounter challenges such as accurately assessing borrower creditworthiness, managing regulatory compliance, and staying updated with rapidly changing market rates. Another key challenge is balancing customer service with risk management, especially when evaluating applications from borrowers with non-traditional credit histories. These challenges can be addressed by continuous training, leveraging advanced underwriting technology, and maintaining open communication with both customers and dealership partners to ensure informed and fair lending decisions.

What is the difference between Auto Lending vs Auto Finance Specialist?

AspectAuto LendingAuto Finance Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer finance or sales certificationsSimilar credentials; often requires knowledge of finance, sales, or banking certifications
Work EnvironmentBank branches, credit unions, auto dealershipsAuto dealerships, financial institutions, credit unions
Employer & Industry UsageFinancial institutions offering auto loansAuto dealerships and lenders providing financing options
Common Search & ComparisonYesYes

Auto Lending and Auto Finance Specialist roles often overlap, focusing on providing auto loans and financing options. Auto Lending typically refers to the process of approving and managing auto loans within financial institutions, while Auto Finance Specialists work directly with customers at dealerships or lenders to secure financing. Both roles require knowledge of credit, finance, and customer service, making them closely related but distinct in their work environment and specific responsibilities.

What are popular job titles related to Auto Lending jobs in California?

For Auto Lending jobs in California, the most frequently searched job titles are:

Infographic showing various Auto Lending job openings in California as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 25% Part Time, 5% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $82,935 per year, or $39.9 per hour.

Auto Lending Domain Consultant

Nastech Global

Irvine, CA โ€ข On-site

Full-time

Re-posted 12 days ago


Job description

Job Title: Auto Lending Domain Consultant

Location: Irvine, CA(onsite)

Job Type: Full time

Job Description
Auto Lending Domain Consultant
 
Must Have Technical/Functional Skills
• 12+ years of experience in the auto finance industry, specifically in roles like Business Analyst, Product Manager, Underwriter, or a similar consulting role.
• In-depth knowledge of auto loan products (new, used, refinance, lease), credit lifecycle management, and dealer-facing finance operations.
• Proven experience working with and implementing Loan Origination Systems (LOS) and/or loan servicing platforms specific to auto lending. Proficiency in data analysis and process modeling tools.
• Experience in digital lending transformation projects.
• Experience with advanced analytics, reporting, and business intelligence in the lending space.
 
Roles & Responsibilities
* Serve as the primary subject matter expert for the end-to-end auto lending lifecycle, including Loan Origination Systems (LOS), underwriting (direct and indirect), credit risk assessment, loan servicing, compliance, and collections.
* Conduct detailed current-state ("as-is") analysis and define future-state ("to-be") processes for auto lending operations.
* Gather, analyze, document, and manage functional and non-functional requirements for technology solutions, ensuring alignment with business objectives and regulatory compliance.
* Lead workshops and interviews with business stakeholders to elicit detailed requirements for system changes, product launches, or digital transformations.
* Create clear, concise documentation, including Business Requirement Documents (BRDs), functional specifications, use cases, and process flow diagrams.
Solution Consulting & Project Delivery
* Collaborate with IT and development teams to translate business requirements into technical designs and scalable solutions.
* Evaluate, recommend, and configure industry-leading Auto LOS and loan servicing platforms (e.g., DealerTrack, defi SOLUTIONS, Black Knight, etc.) or internal proprietary systems.
* Identify opportunities for process automation, efficiency improvements, and cost reduction within the lending domain.
* Assist in developing and executing comprehensive test plans (UAT, integration testing) to ensure solutions meet business requirements and operate as expected.
* Support change management activities, including training, communication, and deployment to business users.
* Maintain a deep and current understanding of federal and state regulations impacting auto lending, such as TILA, ECOA, FCRA, and F&I regulations.
* Ensure all new processes and system enhancements are designed and implemented in full compliance with legal and regulatory mandates.
* Work with Risk and Compliance teams to assess potential impacts of regulatory changes and translate them into actionable system or process requirements.