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Auto Credit Analyst Jobs in Florida (NOW HIRING)

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Auto Credit Analyst information

See Florida salary details

$11

$22

$36

How much do auto credit analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for auto credit analyst in Florida is $22.36, according to ZipRecruiter salary data. Most workers in this role earn between $17.26 and $25.14 per hour, depending on experience, location, and employer.

What is an auto credit analyst?

Auto Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for auto loans. They review credit reports, financial statements, and application details to assess risk and determine whether to approve or deny a loan application. Their analysis helps lenders minimize financial losses while making informed lending decisions. Additionally, they may recommend appropriate loan terms based on the applicant's credit profile and the lender's policies.

What are the key skills and qualifications needed to thrive as an auto credit analyst?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a bachelor’s degree in a related field. Familiarity with credit scoring systems, financial modeling software, and databases like Experian or Equifax is typically required. Excellent communication, problem-solving abilities, and sound judgment help analysts effectively evaluate creditworthiness and negotiate terms. These skills ensure accurate risk assessment and contribute to responsible lending decisions that protect the lender and support customer needs.

What are some common challenges faced by auto credit analysts in evaluating loan applications?

Auto Credit Analysts often encounter challenges such as assessing applicants with limited or poor credit history and balancing the need for risk mitigation with the goal of approving more loans. They also need to stay current with lending regulations and adapt to changes in consumer behavior or economic conditions. Effective communication with sales teams and underwriters is essential to ensure that credit decisions are both sound and timely, especially during periods of high application volume.

What is the difference between Auto Credit Analyst vs Auto Loan Underwriter?

AspectAuto Credit AnalystAuto Loan Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fieldRequires similar credentials, often with additional underwriting certifications
Work EnvironmentWorks in banks, finance companies, or auto dealerships analyzing credit dataWorks in lending institutions evaluating loan applications and risk
Job FocusAssesses creditworthiness of auto loan applicants based on financial dataReviews and approves or denies auto loan applications based on risk assessment

Auto Credit Analysts and Auto Loan Underwriters both evaluate auto loan applications, often sharing similar qualifications and work environments. The main difference lies in their focus: Credit Analysts analyze overall credit data, while Underwriters make final approval decisions. Both roles are essential in auto financing, with overlapping skills and industry usage.

What are popular job titles related to Auto Credit Analyst jobs in Florida?

For Auto Credit Analyst jobs in Florida, the most frequently searched job titles are:

Infographic showing various Auto Credit Analyst job openings in Florida as of August 2026, with employment types broken down into 1% Internship, 86% Full Time, and 13% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $46,513 per year, or $22.4 per hour.

Automotive Finance & Insurance (F&I) Manager

Krause Auto Group

Fort Myers, FL • On-site

$85 - $120/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New


Key responsibilities

  • Assist customers in securing financing options that fit their needs and budget

  • Structure deals to maximize profitability while maintaining strong customer satisfaction

  • Ensure every transaction complies with federal, state, and local regulations


Job description

Automotive Finance & Insurance (F&I) Manager Volvo Cars Fort Myers | Krause Auto Group Drive Profitability. Deliver Exceptional Experiences. Help Build Something Special.

Volvo Cars Fort Myers is seeking a driven, customer-focused, and results-oriented Finance & Insurance (F&I) Manager to join our growing dealership team.

This is an exciting opportunity to join Volvo Cars Fort Myers during an important period of expansion. With a brand-new Volvo showroom building, a growing sales team, and an expanding new and pre-owned inventory, we are building the foundation for long-term growth in the Southwest Florida market.

The ideal candidate will play a critical role in structuring deals, maximizing profitability, maintaining compliance, and delivering the premium, transparent customer experience expected from the Volvo brand.

If you thrive in a fast-paced environment, excel at building customer relationships, and are motivated by performance and career growth, we invite you to become part of our team.

Join a Team That Invests in People and Performance

For more than 30 years, Krause Auto Group has built its reputation on customer satisfaction, employee development, and long-term stability. We believe our employees are more than just a number. We invest in individual growth, promote from within, and recognize strong performance across every department.

Krause Auto Group represents a portfolio of world-class automotive brands, including BMW, Mercedes-Benz, Ford, Lincoln, Hyundai, Genesis, Lamborghini, Aston Martin, Rolls‑Royce, Koenigsegg, McLaren, Lotus, and Volvo across multiple states.

At Volvo Cars Fort Myers, you will have the opportunity to join a growing operation, work inside a new state-of-the‑art showroom, and help shape the future success of the dealership.

Why You’ll Love It Here
  • Brand-new Volvo showroom building

  • Growing dealership, sales team, and inventory

  • Strong opportunity for professional advancement

  • Free health insurance option available

  • 401(k) with company match

  • HSA company match contribution

  • Dental and vision insurance available

  • Paid vacation, PTO, and holidays

  • Career advancement opportunities—we promote from within

  • Employee discounts on vehicles, parts, and service

  • Family-owned and operated culture

  • Long-term career stability

  • Opportunity to represent a premier luxury automotive brand

  • Supportive leadership and team environment

What You’ll Do

As an F&I Manager at Volvo Cars Fort Myers, you will play a key role in maximizing dealership profitability while ensuring every customer receives a professional, transparent, compliant, and exceptional purchase experience.

Finance and Deal Structuring
  • Assist customers in securing financing options that fit their needs and budget

  • Present finance, warranty, maintenance, and protection products that enhance the ownership experience

  • Structure deals to maximize profitability while maintaining strong customer satisfaction

  • Submit deals to lenders and make sound credit decisions

  • Negotiate financing terms and secure approvals through strong lender relationships

  • Accurately desk, finalize, and close deals in accordance with dealership processes

  • Partner with the sales management team to overcome objections and maximize closing opportunities

Compliance and Documentation
  • Ensure every transaction complies with federal, state, and local regulations

  • Maintain proficiency in dealership finance procedures and compliance standards

  • Prepare contracts, disclosures, and delivery paperwork accurately and efficiently

  • Ensure proper completion of title and registration documentation

  • Maintain all required certifications and ongoing training

  • Protect the dealership and customer through accurate documentation and ethical business practices

Funding and Process Improvement
  • Ensure timely funding of all contracts and closely monitor outstanding funding issues

  • Audit deals after the sale to verify accuracy and identify opportunities for improvement

  • Work closely with sales, accounting, and lender partners to resolve funding concerns

  • Analyze performance metrics and implement best practices to improve profitability, product penetration, and efficiency

  • Help develop processes that support the dealership’s continued growth and expanding sales volume

Customer Experience
  • Deliver a polished, transparent, and customer-focused finance experience

  • Build trust through strong product knowledge and clear communication

  • Educate customers on financing options and available protection products

  • Create a smooth transition from vehicle selection through final delivery

  • Represent Volvo Cars Fort Myers and Krause Auto Group with professionalism and integrity

What You Bring
  • Strong knowledge of automotive finance and insurance procedures

  • Proven ability to structure deals for maximum profitability

  • Exceptional negotiation, closing, and presentation skills

  • Strong analytical and problem‑solving abilities

  • Excellent verbal and written communication skills

  • Professional appearance and customer-first mindset

  • High level of integrity and attention to detail

  • Ability to perform in a fast-paced, high-volume environment

  • Desire for continuous learning, improvement, and career advancement

Requirements
  • Previous automotive F&I experience preferred

  • College degree preferred or equivalent automotive experience

  • Knowledge of title laws and vehicle registration processes

  • Experience working with lenders and securing approvals

  • Ability to maintain compliance with all applicable regulations

  • Valid driver’s license with an acceptable driving record

Why Volvo Cars Fort Myers?

Volvo Cars Fort Myers is entering an exciting new chapter.

Our new showroom building, growing team, and expanding inventory create a unique opportunity for an experienced F&I professional to join an operation with significant potential. This position offers the ability to make an immediate impact while building a long-term career with a respected automotive group.

You will represent one of the world’s most trusted premium automotive brands while working with a leadership team focused on growth, accountability, customer satisfaction, and employee development.

Why Krause Auto Group?
  • More than 30 years of automotive success

  • Family-owned and operated organization

  • Promote-from‑within culture with real career advancement opportunities

  • Leadership focused on employee development and long-term success

  • Opportunity to work with some of the most respected automotive brands in the world

  • Stable and growing organization with operations across multiple states

Perfect for Candidates Who Are
  • Experienced automotive finance professionals

  • Motivated by performance, profitability, and personal growth

  • Customer-focused and relationship-driven

  • Skilled negotiators, presenters, and communicators

  • Team players who thrive in fast-paced environments

  • Excited by the opportunity to help grow a dealership and build a winning culture

  • Looking for long‑term career advancement within a successful automotive organization

Build Your Future with Volvo Cars Fort Myers

This is more than an F&I position. It is an opportunity to join Volvo Cars Fort Myers at a pivotal stage of growth, work from a brand-new showroom, and become an important part of a dealership building for the future.

If you are ready to elevate your career, maximize your earning potential, and join a growing luxury automotive operation.

Our Commitment to You

Krause Auto Group and Volvo Cars Fort Myers are proud to be equal opportunity employers. We are committed to creating a workplace where every employee feels respected, supported, and empowered to succeed.

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