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Associate Underwriter Jobs in Ohio (NOW HIRING)

Captives Underwriter

Independence, OH · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Insurance Underwriter

Toledo, OH · On-site

$100K - $300K/yr

... Associate in Commercial Underwriting, or similar professional designation. Be a part of the exceptional people oriented work culture offering comprehensive benefits such as 401(k) plans, employee ...

Underwriter, Small Business

Columbus, OH · On-site +1

$61K - $110K/yr

... underwriting experience with Package Lines and Workers' Compensation. We may hire a senior level ... If you know a current Encova Insurance associate and would like to apply as a referral, please ...

Underwriter, Small Business

Columbus, OH · On-site +1

$61K - $110K/yr

... underwriting experience with Package Lines and Workers' Compensation. We may hire a senior level ... If you know a current Encova Insurance associate and would like to apply as a referral, please ...

Underwriter, Small Business

Columbus, OH · On-site

$61K - $110K/yr

... underwriting experience with Package Lines and Workers' Compensation. We may hire a senior level ... If you know a current Encova Insurance associate and would like to apply as a referral, please ...

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

Group Underwriter, Senior Group Underwriter, Senior Location ... This role requires associates to be in-office 1 day per week, fostering collaboration and ...

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

Group Underwriter, Senior Group Underwriter, Senior Location ... This role requires associates to be in-office 1 day per week, fostering collaboration and ...

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Associate Underwriter information

See Ohio salary details

$30.9K

$75K

$132.6K

How much do associate underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for associate underwriter in Ohio is $74,989.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,700.00 per year, depending on experience, location, and employer.

How much do associate underwriters make?

Associate underwriters typically earn between $55,000 and $75,000 annually, depending on experience, industry, and company size. Entry-level positions may start lower, while experienced associates with specialized skills can earn higher salaries, often with opportunities for bonuses and career advancement.

Is it hard to get a job in associate underwriting?

Getting an associate underwriting position typically requires relevant education, such as a degree in finance or insurance, and some entry-level experience or internships. The role is competitive, but candidates with strong analytical skills, attention to detail, and knowledge of underwriting software have good prospects. Certification programs like the Chartered Property Casualty Underwriter (CPCU) can also improve chances.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

Is it hard to get a job in underwriting?

Getting a job as an associate underwriter can be competitive, often requiring relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but higher-level roles typically demand experience and industry knowledge.

What is an associate in underwriting?

An associate in underwriting is an entry- or mid-level professional who supports senior underwriters by reviewing applications, analyzing risk data, and preparing reports. They often use underwriting software and may pursue certifications like the Chartered Property Casualty Underwriter (CPCU) to advance in the field.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

Is it hard to get a job in associate underwriter?

Securing an associate underwriter position typically requires relevant education, such as a degree in finance or insurance, and some industry experience or internships. Strong analytical skills, attention to detail, and knowledge of underwriting software can improve job prospects, but competition varies by location and employer requirements.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.
What are the most commonly searched types of Underwriter jobs in Ohio? The most popular types of Underwriter jobs in Ohio are:
What cities in Ohio are hiring for Associate Underwriter jobs? Cities in Ohio with the most Associate Underwriter job openings:
Infographic showing various Associate Underwriter job openings in Ohio as of August 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, and 12% Hybrid job distribution, with an average salary of $74,989 per year, or $36.1 per hour.

Associate Underwriter - AgriBusiness

Great American Insurance Group

Cincinnati, OH • Hybrid

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 20 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance


Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

Running a farm or ranch has always involved a lot of risks. But these days, rapid changes in the industry are raising the stakes. Advanced technologies and new environmental concerns are pushing farming and ranching in new directions. But no matter how much things change, one thing never will: Great American's AgriBusiness Division's commitment to keeping farmers and ranchers strong with effective insurance coverage.

The AgriBusiness Division has been helping farmers and ranchers manage the uncertainties of doing business as far back as 1886. Today, the division provides coverage for full-time farms, ranches, and other agricultural operations in 44 states. The farm products can cover businesses that range from fruit and vegetable farms to livestock operations and the equine farm products cover a wide range of risks ranging from monoline property and liability, care custody or control to umbrella and auto.
http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/agribusiness

We are looking for an Associate Underwriter to join our AgriBusiness division in either our Cincinnati, OH office. Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core inoffice days are Tuesday-Thursday, with the fourth day determined by business needs.

Essential Job Functions and Responsibilities

  • Assists in the review and evaluation of applications, ensuring they align with Company policies and underwriting guidelines.
  • Works closely with underwriters and brokers/agents to gather additional information and clarify application details.
  • Reviews relevant data, including financial statements, property valuations, and loss histories to assist with risk assessment.
  • Assists in maintaining underwriting files, ensuring all documents and approvals are properly filed.
  • Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
  • May underwrite new and renewal policy transactions within written authority.
    • May enter policy information on an assigned product, territory and / or agency in accordance with template rules.
    • Proofs / audits policy information on an assigned product, territory, and/or agency(ies).
    • Assists with reviewing premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting.
  • Orders and reviews required reports, endorsement requests, service requests, and general correspondence.
  • Research and may respond to questions from brokers/agents.
  • Provides information to Processing that is needed to issue policies and endorsements on a timely basis.May issue, process or code transactions.
  • Performs other duties as assigned.

Job Requirements

Education: Associates Degree in Business, Finance, or a related field or equivalent experience.Scope of Job/Qualifications: Performs work under close supervision and technical direction. Performs standard duties utilizing often-complex processes/procedures on assignments of a routine nature.Possesses procedural knowledge and skills that enable task accomplishment.Demonstrates working knowledge of coverage and forms, provisions for policies written within the assigned territory/unit, workflow and systems. Foundational written and verbal skills. Works within standard, established authority limits.

    Business Unit:

    AgriBusiness

    Benefits:

    We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

    Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

    *Excludes seasonal employees and interns.


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