Associate Surety Underwriter information
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$10.82 - $12.63
16% of jobs
$14.34 is the 25th percentile. Wages below this are outliers.
$12.63 - $14.44
10% of jobs
$14.44 - $16.26
6% of jobs
The median wage is $17.97 / hr.
$16.26 - $18.07
19% of jobs
$18.07 - $19.89
5% of jobs
$19.89 - $21.70
11% of jobs
$23.21 is the 75th percentile. Wages above this are outliers.
$21.70 - $23.51
10% of jobs
$23.51 - $25.33
6% of jobs
$25.33 - $27.14
6% of jobs
$27.14 - $28.96
5% of jobs
$28.96 - $30.77
5% of jobs
How much do associate surety underwriter jobs pay per hour?
As of Aug 20, 2026, the average hourly pay for associate surety underwriter in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $24.52 per hour, depending on experience, location, and employer.
An Associate Surety Underwriter evaluates and analyzes applications for surety bonds, which guarantee the performance of contracts and obligations, typically in construction or commercial projects. They assess the financial strength, creditworthiness, and business history of applicants to determine the risk involved in issuing a bond. This role often involves working closely with agents, clients, and senior underwriters to approve or decline bond requests and may also require ongoing monitoring of active accounts. Associate Surety Underwriters help ensure that all underwriting decisions adhere to company policies and industry regulations.
Associate Surety Underwriters often face challenges in accurately assessing the financial strength and creditworthiness of clients, especially when dealing with incomplete or complex financial statements. Balancing risk assessment with the need to build strong client relationships can also be demanding, as underwriters must ensure the terms are both competitive and compliant with company guidelines. Additionally, coordinating with senior underwriters, agents, and legal teams to address unique client needs or unusual risk factors is an integral part of the role, requiring effective communication and problem-solving skills.
To thrive as an Associate Surety Underwriter, you need a strong understanding of finance, risk analysis, and business administration, often supported by a bachelor's degree in a related field. Familiarity with underwriting software, surety bond management systems, and proficiency in Excel are typically required. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk and build relationships with clients and agents. These skills ensure accurate risk evaluation, sound decision-making, and successful collaboration in the surety underwriting process.
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