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Associate Credit Jobs in Minnesota (NOW HIRING)

Sunrise Banks

CREDIT ADMIN SPECIALIST

Saint Paul, MN · On-site

KEY COLLABORATORS Business Banking Associates, Lenders, Portfolio Managers, Credit Analysts, Special Assets, Loan Operations, Collateral Solutions. SUPERVISORY RESPONSIBILITIES None COMPETENCIES

Sunrise Banks

CREDIT ADMIN SPECIALIST

Saint Paul, MN · On-site

KEY COLLABORATORS Business Banking Associates, Lenders, Portfolio Managers, Credit Analysts, Special Assets, Loan Operations, Collateral Solutions. SUPERVISORY RESPONSIBILITIES None COMPETENCIES

Apogee

Credit Account Specialist I

Owatonna, MN

$19.08 - $24/hr

Position Summary The Credit Account Specialist will promptly and efficiently analyze and collect ... Associate's degree in accounting or related field preferred. * Two years' work experience in ...

JCPenney

Specialty Associate - Tamarack Village

Woodbury, MN · On-site

$15.50 - $18/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

JCPenney

Specialty Associate - Crossroads Ctr

Saint Cloud, MN · On-site

$14.75 - $17/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

CREDIT UNION 1

Teller

Big Lake, MN · On-site

$17.05 - $19.68/hr

Take responsibility and accountability in following all service standards set forth by the credit union; provide informed, professional, and accurate service and support to all members and associates.

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Showing results 21-40

All JobsAssociate Credit JobsAssociate Credit Jobs in Minnesota

Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Minnesota?

The most popular types of Credit jobs in Minnesota are:

What cities in Minnesota are hiring for Associate Credit jobs?

Cities in Minnesota with the most Associate Credit job openings:

Associate Credit jobs near you

CREDIT ADMIN SPECIALIST

Saint Paul, MN • On-site

Sunrise Banks NA
See more jobs at Sunrise Banks NAexternal

Full-time

Posted 4 days ago

Job description

At Sunrise Banks we are committed to a culture of trust and transparency that welcomes all.

POSITION SUMMARY

The position is responsible for retrieving and entering information to be used for a variety of reporting purposes including tickler management, exception reporting, collateral details and other identified areas.  Position also includes loan review and documentation verification duties as well as maintaining procedures.

ESSENTIAL FUNCTIONS

  • Loan Data Maintenance: Maintain annual review date, codes, risk ratings, exceptions, covenants.
  • Tickler Maintenance and Correspondence: Create and maintain financial tracking ticklers and assist in requesting information from clients.
  • Collateral Data Maintenance: Review collateral documents and update collateral values and codes. Includes Borrowing Base Certificates, Appraisals/Evaluations, and Marketable Securities statements.
  • Export Documents to Director including approvals, PLRs, insurance, and collateral documentation.
  • Loan File Review: includes consumer loan review and reporting to ensure appropriate commercial loan data.
  • Procedures: Create and update procedures as needed.
  • Projects: Work with management to research vendor system updates and enhancements as needed.

KEY COLLABORATORS
Business Banking Associates, Lenders, Portfolio Managers, Credit Analysts, Special Assets, Loan Operations, Collateral Solutions.

 SUPERVISORY RESPONSIBILITIES

None

COMPETENCIES

  • Alignment w/Sunrise Core Values
  • Adaptability
  • Communication
  • Compliance
  • Dependability & Flexibility
  • Initiative
  • Integrity
  • Judgement
  • Organizational Skills
  • Productivity
  • Professionalism
  • Quality Service
  • Teamwork
  • Technical /PC Skills
  • Work Quality

EDUCATION & EXPERIENCE

  • High school degree or GED Required
  • 2 Year college degree in Business- or business-related field preferred.
  • Commercial/Real Estate loan servicing experience preferred.
  • Commercial and/or consumer loan documentation experience preferred.
  • Fiserv and/or Abrigo experience preferred.
  • Experience in the financial industry preferred.
  • Familiarity with a variety of personal and business financial statements.
  • Superior skill set in the use of the following software applications: Microsoft Excel, Word, PowerPoint, and Outlook.
  • Demonstrates the ability to work effectively with AI tools and maintains an open, curious approach to emerging technologies.

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