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Associate Credit Risk Analyst Jobs (NOW HIRING)

Amerisure

Credit Risk Analyst

Farmington Hills, MI · On-site

Due to a promotion, we are recruiting for a Credit Risk Analyst to join our team. This is a hybrid position working out of our Farmington Hill, MI office 3 days a week and 2 from home.Position ...

Gauntlet

Credit Risk Analyst

Manhattan, NY · On-site

... credit analysis into clear, actionable recommendations for non-credit stakeholders. * Experience building or maintaining quantitative risk models in Python or R. Bonus points * On-chain credit ...

Energy Transfer Partners, L.P.

The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The ...

CreditOne

Senior Credit Risk Analyst

Las Vegas, NV · On-site

As a Senior Credit Risk Analyst, you will be directly responsible for supporting and overseeing the Bank's customer Retention and Reinstatement programs. You will apply strategic and analytical ...

Us Bank

Credit Risk Analyst

San Francisco, CA · On-site

The organization's risk management structure is designed to promote effective governance and risk ... This role will perform data analyses and share results, using such tools as SAS, SQL, Toad, Python ...

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Associate Credit Risk Analyst information

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$37K

$113.9K

$197.5K

How much do associate credit risk analyst jobs pay per year?

As of Sep 10, 2026, the average yearly pay for associate credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does an associate credit risk analyst do?

An Associate Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or organizations applying for loans or credit. They analyze financial data, review credit scores, and evaluate economic trends to determine the likelihood of repayment. These analysts help organizations minimize losses by identifying potential risks and recommending appropriate credit limits or terms. They often work closely with senior analysts and other departments to ensure sound lending decisions and compliance with regulations.

What are the key skills and qualifications needed to thrive as an associate credit risk analyst, and why are they important?

To thrive as an Associate Credit Risk Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, economics, or a related field. Knowledge of risk assessment tools, Excel, data analytics software, and familiarity with credit risk modeling systems are commonly required. Attention to detail, effective communication, and problem-solving skills help you interpret data and present findings clearly. These competencies are crucial for accurately evaluating credit risk, supporting sound lending decisions, and minimizing financial losses for the organization.

What are some typical challenges faced by associate credit risk analysts when assessing new clients or counterparties?

Associate Credit Risk Analysts often encounter challenges such as incomplete financial information, rapidly changing market conditions, and evaluating the creditworthiness of clients with limited credit history. Navigating these issues requires strong analytical skills, attention to detail, and effective communication with internal teams to gather missing data. Additionally, analysts must stay updated on industry trends and regulatory requirements to ensure assessments are thorough and compliant.

What is the difference between Associate Credit Risk Analyst vs Credit Analyst?

AspectAssociate Credit Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some certifications preferredBachelor's degree in finance, accounting, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or credit agencies; team-based settingBanking, lending institutions, or credit departments; analytical and client-focused
Employer & Industry UsageCommonly used in banking and credit risk departmentsWidely used across banking, lending, and financial services

The main difference between an Associate Credit Risk Analyst and a Credit Analyst lies in their focus areas. The Associate Credit Risk Analyst primarily assesses credit risk and supports risk management strategies, while the Credit Analyst evaluates creditworthiness of individual or corporate clients for lending decisions. Both roles require similar educational backgrounds and are found in similar environments, but their specific responsibilities differ slightly based on risk assessment versus client credit evaluation.

What cities are hiring for Associate Credit Risk Analyst jobs?

Cities with the most Associate Credit Risk Analyst job openings:

What are the most commonly searched types of Credit Risk Analyst jobs?

The most popular types of Credit Risk Analyst jobs are:

What states have the most Associate Credit Risk Analyst jobs?

States with the most job openings for Associate Credit Risk Analyst jobs include:

What are popular job titles related to Associate Credit Risk Analyst jobs?

For Associate Credit Risk Analyst jobs, the most frequently searched job titles are:

Portfolio Credit Risk Analyst

Miami, FL • On-site

Grove Bank & Trust
Finance and Insurance • 51 - 200 employees
Learn more about Grove Bank & Trustexternal

Full-time

This job post has expired today. Applications are no longer accepted.

Key responsibilities

  • Assist in the creation and implementation of risk management processes to identify, measure, monitor, and control credit risks.

  • Develop and maintain dashboards, flowcharts, and visual aids to support risk analysis and decision-making.

  • Support the preparation of credit risk reports, monitor portfolio trends, and assist in regulatory and internal audit materials.

Job description

SUMMARY: The Portfolio Credit Risk Analyst is a developmental role designed to provide comprehensive exposure to all facets of credit risk management. Plays a key role in monitoring, analyzing, and reporting on the Bank’s credit portfolio. This position supports the Credit department by conducting risk assessments, identifying emerging trends, ensuring compliance with regulatory expectations, and assisting with strategic decision-making to maintain overall portfolio health. Performs other related duties as necessary.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Assist in the creation and implementation of numerous risk management processes that facilitate the identification, measurement, monitoring and control of credit risks affecting the bank.  Examples include: the annual review process for individual borrowers and loan relationships, covenant ticklers and testing, the annual property inspection process, the early identification process for problem loans, appraisal review and engagement, etc. 
  • Develop and maintain dashboards, flowcharts, and visual aids to support risk analysis and decision-making.
  • Use AI tools to automate and streamline reporting, data analysis, and document creation.
  • Assist in the creation and enhancement of credit risk management reports that assess portfolio quality and risk trends.
  • Support the Chief Credit Officer in preparing Board and Committee presentations related to credit risk.
  • Monitor concentrations of credit, special assets, and trends in portfolio performance.
  • Participate in the calibration and maintenance of the Allowance for Credit Losses (ACL) framework.
  • Maintain and update financial ticklers and documentation tracking systems.
  • Schedule meetings, prepare and send out packages for various committees including but not limited to: The Loan Committee, Special Asset Committee, etc.
  • Assist in the preparation of regulatory and internal audit materials.
  • Create job aids and deliverables to support credit risk identification and control.
  • Collaborate with loan officers and other departments to gather and validate financial data.
  • Contribute to the development of internal tools and methodologies for credit risk assessment.
  • Ensure adherence to the Bank’s credit policies, regulatory requirements, and industry best practices.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE 

Bachelor’s degree in Finance, Accounting, Economics, Data Analytics, or related field. Minimum 2 to 3 years of experience in credit analysis, financial risk management, portfolio analytics, or a similar banking role. Experience in community banking or commercial banking environment preferred.  Experience with flowcharting tools (e.g., Visio, Lucid chart) and AI platforms (e.g., ChatGPT, Copilot, Bard) for productivity enhancement. Advanced proficiency in Microsoft Excel and PowerPoint. Must have a “highly motivated can-do” attitude, a sincere desire to learn and most importantly to take the initiative to perform any tasks assigned with positivity - no matter how tedious or administrative in nature. Strong analytical, organizational, and quantitative skills. Excellent written and verbal communication skills. Ability to manage multiple priorities and deliver high-quality work under tight deadlines. Detail-oriented with a proactive approach to problem-solving.  

All candidates for hire will undergo a credit and criminal background check. Only qualified candidates will be contacted.
 
Grove Bank & Trust is a drug-free workplace and an Equal Opportunity Employer - Veteran/Disability.