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Ag Lending Jobs (NOW HIRING)

First National Bank

Ag Loan Officer

Bristol, SD

We are competitive leaders in our markets and a go-to source for finance and lending. * Community ... To learn more about us, visit www.firstsavingsbanks.com About the role The Ag Loan Officer position ...

First Savings_Beresford

Ag Loan Officer

Waubay, SD · On-site

We are competitive leaders in our markets and a go-to source for finance and lending. * Community ... To learn more about us, visit www.firstsavingsbanks.com About the role The Ag Loan Officer position ...

First National Bank

Ag Loan Officer

Waubay, SD

We are competitive leaders in our markets and a go-to source for finance and lending. * Community ... To learn more about us, visit www.firstsavingsbanks.com About the role The Ag Loan Officer position ...

First Savings_Beresford

Ag Loan Officer

Bristol, SD · On-site

We are competitive leaders in our markets and a go-to source for finance and lending. * Community ... To learn more about us, visit www.firstsavingsbanks.com About the role The Ag Loan Officer position ...

First National Bank

Ag Loan Officer

Waubay, SD · On-site

We are competitive leaders in our markets and a go-to source for finance and lending. * Community ... To learn more about us, visit www.firstsavingsbanks.com About the role The Ag Loan Officer position ...

Citizens Alliance Bank

VP Ag Loan Officer

Clara City, MN · On-site

$80K - $140K/yr

This will be responsible for managing an existing Ag loan portfolio and developing new Ag lending business. This will require the candidate to be able to effectively underwrite, structure and close ...

Citizens Alliance Bank

VP Ag Loan Officer

Clara City, MN

$80K - $140K/yr

This will be responsible for managing an existing Ag loan portfolio and developing new Ag lending business. This will require the candidate to be able to effectively underwrite, structure and close ...

Citizens Alliance Bank

VP Ag Loan Officer

Clara City, MN · On-site

$80K - $140K/yr

This will be responsible for managing an existing Ag loan portfolio and developing new Ag lending business. This will require the candidate to be able to effectively underwrite, structure and close ...

Adams Bank & Trust

Ag Banking Sales Assistant

Ogallala, NE · On-site

$17.75 - $23.25/hr

We're looking for an experienced Sales Assistant to support our Ag Lending team. Individuals can be located in Ogallala or Grant and may need to travel between those locations. Signing Bonus may ...

Compeer Financial

Loan Processor Ag Lending

Rochester, MN · On-site

$19 - $25.50/hr

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and ...

Compeer Financial

Intern Credit Ag Lending

Monmouth, IL · Hybrid

$19 - $20/hr

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and ...

Compeer Financial

Loan Processor Ag Lending

Rochester, MN · On-site

$19 - $25.50/hr

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and ...

Stockman Bank

WI · On-site

Preferred Qualifications: * 5 years Ag Lending/Commercial experience or equivalent training and/or experience. * Four year college level course study/degree in Finance, Business Accounting or ...

Compeer Financial

Intern Credit Ag Lending

Mankato, MN · Hybrid

$19 - $20/hr

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and ...

Compeer Financial

Intern Credit Ag Lending

Mankato, MN · On-site

$19 - $20/hr

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and ...

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Ag Lending information

See salary details

$11K

$69.5K

$117.5K

How much do ag lending jobs pay per year?

As of Sep 13, 2026, the average yearly pay for ag lending in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is ag lending?

Ag lending, or agricultural lending, refers to the process of providing financial products and services, such as loans and credit, to farmers, ranchers, and agribusinesses. These loans are designed to help with purchasing land, equipment, livestock, seeds, or covering operating expenses. Ag lenders evaluate the unique risks and needs of the agriculture sector and offer customized financing solutions to support rural and agricultural development.

What are some common challenges faced by professionals in ag lending, and how can they be addressed?

Ag Lending professionals often face challenges such as fluctuating commodity prices, unpredictable weather events, and the unique financial cycles of agricultural clients. These factors can impact a borrower's ability to repay loans, making risk assessment and relationship management crucial. To address these challenges, lenders need to stay current with market trends, foster strong communication with clients, and utilize specialized risk mitigation tools like crop insurance and flexible loan structures. Collaborating closely with credit analysts and agricultural experts also helps ensure sound lending decisions and long-term client success.

What are the key skills and qualifications needed to thrive as an ag lender, and why are they important?

To thrive as an Ag Lender, you need a solid understanding of agricultural finance, credit analysis, and risk assessment, often supported by a degree in finance, agribusiness, or a related field. Familiarity with loan origination systems, financial modeling tools, and regulatory compliance platforms is typically required. Strong relationship-building, negotiation, and problem-solving skills help you connect with clients and address their unique financial needs. These skills ensure responsible lending, client satisfaction, and the long-term success of both the lender and agricultural clients.

What is the difference between Ag Lending vs Commercial Lending?

AspectAg LendingCommercial Lending
Required CredentialsTypically requires a finance or agriculture-related degree, possibly a loan officer certificationRequires a finance, business, or economics degree, often with a loan officer or banking certification
Work EnvironmentPrimarily rural or agricultural banks, credit unions, or farm credit institutionsUrban or suburban banks, credit unions, or financial institutions serving diverse industries
Employer & Industry UsageUsed mainly in agricultural regions, focusing on farm and agribusiness loansUsed across various industries, including retail, manufacturing, and services

Ag Lending and Commercial Lending share similarities in required credentials and work environment but differ mainly in their focus areas. Ag Lending specializes in loans for farms and agricultural businesses, often within rural financial institutions. Commercial Lending covers a broader range of industries and is more common in urban settings. Understanding these differences helps professionals and clients identify the right lending services for their needs.

More about Ag Lending jobs

What cities are hiring for Ag Lending jobs?

Cities with the most Ag Lending job openings:

What states have the most Ag Lending jobs?

States with the most job openings for Ag Lending jobs include:

What are popular job titles for Ag Lending?

Popular job titles for Ag Lending:

Ag Lending jobs near you
Infographic showing various Ag Lending job openings in the United States as of September 2026, with employment types broken down into 95% Full Time, 4% Part Time, and 1% Contract. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

Ag Loan Officer

Bristol, SD

First National Bank
See more jobs at First National Bankexternal

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

First National Bank rating

7.9

Company rating: 7.9 out of 10

Based on 70 frontline employees who took The Breakroom Quiz

Job description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.  We take great pride in the relationships we built and the lives we impact.   We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. 

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

  • Passion: We have an unrelenting drive to be great.  Quality service is our #1 priority.
  • Commitment: We do not shy away from accountability.  We together as a team and embrace the spirit of service.
  • Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
  • Community: We’re proud to support each other and our local communities.  We win when our customers win.

To learn more about us, visit www.firstsavingsbanks.com

About the role

The Ag Loan Officer position specializes in providing loans and other banking products to commercial clients across multiple areas, such as business banking, agricultural, and commercial real estate. This role will play a part in growing and maintaining the bank’s portfolio and will make efforts to be a part of and improve the community in which they reside.

This position can be located in Bristol or Waubay, South Dakota, and is not a remote role.

What you will do

  • Acts as primary point of contact for those seeking Ag or Commercial loans, building relationships with clients during the process.
  • Evaluates client/applicant’s credit to determine appropriate lending decision based on company risk-tolerance levels.
  • Determines value or status of collateral as necessary during the loan application process.
  • Develops a strong knowledge of bank’s products and identify opportunities to recommend other products or services to customers.
  • Develops and execute sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.
  • Builds relationships with key members of the community, building a network while continuing to service the needs of our existing customers.
  • Builds and manages credit portfolios for clients.
  • Ensures that customers receive satisfactory customer service.
  • Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.
  • Other duties as assigned.

What you will need

  • Bachelor’s degree in accounting, finance or related field preferred.
  • 2+ years of commercial or ag lending desired, but willing to train.
  • A desire to work within the community and offer solutions as suited.
  • Strong communication and negotiating skills.

What we offer

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Paid Vacation, Sick, and Holiday time
  • A competitive 6% 401k match
  • And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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