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Ag Lending Jobs (NOW HIRING)

First Secure Bank & Trust, Inc.

The Commercial/Ag Lender is directly responsible for developing and managing commercial and ag loan accounts that meet established lending objectives and requirements, driving marketing efforts to ...

NATIONAL BANK

Commercial/Ag Loan Officer

Hillsboro, IL · On-site

$70K - $110K/yr

Stay informed about local and regional economic conditions, industry trends, and changes in ag and commercial lending regulations. Qualifications: * Bachelor's degree in Finance, Agribusiness ...

United Bank of Iowa

Ag Loan Associate

Boone, IA · On-site

As a member of the UBI team, the main focus of this position is to learn Ag Lending by assisting current Ag Loan Officers with loan servicing and maintenance. Assists with all aspects of the loan ...

NATIONAL BANK

Commercial/Ag Loan Officer

Highland, IL · On-site

$70K - $110K/yr

Stay informed about local and regional economic conditions, industry trends, and changes in ag and commercial lending regulations. Qualifications: * Bachelor's degree in Finance, Agribusiness ...

United Bank of Iowa

Ag Loan Associate

Boone, IA · On-site

As a member of the UBI team, the main focus of this position is to learn Ag Lending by assisting current Ag Loan Officers with loan servicing and maintenance. Assists with all aspects of the loan ...

NATIONAL BANK

Commercial/Ag Loan Officer

Greenville, IL · On-site

$70K - $100K/yr

Stay informed about local and regional economic conditions, industry trends, and changes in ag and commercial lending regulations. Qualifications: * Bachelor's degree in Finance, Agribusiness ...

United Bank of Iowa

Ag Loan Associate

Boone, IA · On-site

As a member of the UBI team, the main focus of this position is to learn Ag Lending by assisting current Ag Loan Officers with loan servicing and maintenance. Assists with all aspects of the loan ...

ADP, Inc.

Ag Banker

Sioux Falls, SD · On-site

$18 - $22.50/hr

Negotiate direct lending terms as well as collateral and payment structures * Meet with customers to request information for loan applications, credit reports, background checks, and other ...

First Western Bank & Trust

Ag Banker

Harrisburg, SD · On-site

$17.25 - $21.50/hr

Negotiate direct lending terms as well as collateral and payment structures * Meet with customers to request information for loan applications, credit reports, background checks, and other ...

First Western Bank & Trust

Ag Banker

Sioux Falls, SD · On-site

$17.25 - $21.75/hr

Negotiate direct lending terms as well as collateral and payment structures * Meet with customers to request information for loan applications, credit reports, background checks, and other ...

Stockman Bank Of Montana

AG LENDER

Great Falls, MT · On-site

Strong commitment to providing exceptional customer service. 2. 2-5 years Ag Lending/Commercial experience or equivalent training and/or experience. 3. Experience in analyzing credit requests ...

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Ag Lending information

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$11K

$69.5K

$117.5K

How much do ag lending jobs pay per year?

As of Sep 13, 2026, the average yearly pay for ag lending in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is ag lending?

Ag lending, or agricultural lending, refers to the process of providing financial products and services, such as loans and credit, to farmers, ranchers, and agribusinesses. These loans are designed to help with purchasing land, equipment, livestock, seeds, or covering operating expenses. Ag lenders evaluate the unique risks and needs of the agriculture sector and offer customized financing solutions to support rural and agricultural development.

What are some common challenges faced by professionals in ag lending, and how can they be addressed?

Ag Lending professionals often face challenges such as fluctuating commodity prices, unpredictable weather events, and the unique financial cycles of agricultural clients. These factors can impact a borrower's ability to repay loans, making risk assessment and relationship management crucial. To address these challenges, lenders need to stay current with market trends, foster strong communication with clients, and utilize specialized risk mitigation tools like crop insurance and flexible loan structures. Collaborating closely with credit analysts and agricultural experts also helps ensure sound lending decisions and long-term client success.

What are the key skills and qualifications needed to thrive as an ag lender, and why are they important?

To thrive as an Ag Lender, you need a solid understanding of agricultural finance, credit analysis, and risk assessment, often supported by a degree in finance, agribusiness, or a related field. Familiarity with loan origination systems, financial modeling tools, and regulatory compliance platforms is typically required. Strong relationship-building, negotiation, and problem-solving skills help you connect with clients and address their unique financial needs. These skills ensure responsible lending, client satisfaction, and the long-term success of both the lender and agricultural clients.

What is the difference between Ag Lending vs Commercial Lending?

AspectAg LendingCommercial Lending
Required CredentialsTypically requires a finance or agriculture-related degree, possibly a loan officer certificationRequires a finance, business, or economics degree, often with a loan officer or banking certification
Work EnvironmentPrimarily rural or agricultural banks, credit unions, or farm credit institutionsUrban or suburban banks, credit unions, or financial institutions serving diverse industries
Employer & Industry UsageUsed mainly in agricultural regions, focusing on farm and agribusiness loansUsed across various industries, including retail, manufacturing, and services

Ag Lending and Commercial Lending share similarities in required credentials and work environment but differ mainly in their focus areas. Ag Lending specializes in loans for farms and agricultural businesses, often within rural financial institutions. Commercial Lending covers a broader range of industries and is more common in urban settings. Understanding these differences helps professionals and clients identify the right lending services for their needs.

More about Ag Lending jobs

What cities are hiring for Ag Lending jobs?

Cities with the most Ag Lending job openings:

What states have the most Ag Lending jobs?

States with the most job openings for Ag Lending jobs include:

What are popular job titles for Ag Lending?

Popular job titles for Ag Lending:

Ag Lending jobs near you
Infographic showing various Ag Lending job openings in the United States as of September 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

Commercial/Ag Lender

On-site

First Secure Bank & Trust, Inc.
Commercial Banking • 51 - 200 employees
Learn more about First Secure Bank & Trust, Inc.external

Other

Posted 25 days ago

Job description

Commercial/Ag Lender

State Street Bank, Quincy, IL location

GENERAL DESCRIPTION:

The Commercial/Ag Lender is directly responsible for developing and managing commercial and ag loan accounts that meet established lending objectives and requirements, driving marketing efforts to build positive relationships and loan portfolios; and for promoting the profitability and productivity of the bank. The Commercial/Ag Lender supervises the Business Banking Officer and they report to the President.

DUTIES AND RESPONSIBILITIES:

  • Interviews customers seeking loans, collects and analyzes financial and related data to determine if applicants meet established minimum criteria for creditworthiness, rejects or approves loans and terms within limits and established bank policies
  • Monitors loan repayment activities and performs field work as necessary to locate and collect delinquent loan payments or secure collateral; takes necessary actions to collect from past-due accounts
  • Develops and maintains positive relationships with existing and prospective customers
  • Cross sells bank products and services
  • Maintains knowledge and understanding of the commercial/ag lending functions, rules, regulations, laws, and policies & procedures
  • Oversees cash management, and works closely with the Business Banking Officer to develop and meet sales goals for commercial deposits
  • Actively participates in community events and represents the Bank with a high level of integrity and professionalism
  • Handles customer inquiries and/or concerns
  • Adheres to bank policies and supporting management decisions and goals in a positive, professional manner
  • Performs other duties as assigned

EDUCATION AND/OR WORK EXPERIENCE REQUIREMENTS:

A bachelor’s degree in accounting, business, or finance is required; AND 3 years minimum experience performing as a commercial/ag lender.

MENTAL AND PHYSICAL REQUIREMENTS:

Ability to sit/stand/kneel/bend/for extended periods of time, lift up to 20 lbs on occasion, developed interpersonal abilities, ability to work under high pressure while remaining composed, self-driven and motivated, ability to communicate with clients, co-workers, and outside agencies in writing, person, and over the telephone.

COMPETENCIES:

Strong credit analysis and underwriting skills, advanced lending principles and methods business objectives of a lending department, proficiency in Microsoft Office products, proficiency in Bank core processing systems, attention to detail, organizational, time management, and problem-solving skills.

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