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Ach Operations Jobs in Nebraska (NOW HIRING)

Associate, Banking Operations

Omaha, NE · On-site

$24.52 - $27.88/hr

... ACH, SIMPLE IRA disbursements, checks, and domestic wires. * Assess and resolve client issues that ... Preferred Qualifications: * 2+ years' experience in client service or operations with brokerage ...

... ACH, SIMPLE IRA disbursements, checks, and domestic wires. * Assess and resolve client issues that ... Preferred Qualifications: * 2+ years' experience in client service or operations with brokerage ...

Monitor and validate wire transfers, ACH activity, and cash movements. Support warehouse lender ... Process Improvement & Operational Excellence Identify opportunities to improve workflows, controls ...

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Ach Operations information

What is ACH in salary?

ACH in salary refers to Automated Clearing House transfers, a secure electronic network used to process direct deposit payments, including employee wages. ACH payments are commonly used by employers for efficient and timely salary disbursements, often requiring employees to provide bank account details for setup.

What jobs make $1,000,000 a year?

Ach Operations roles typically do not reach $1,000,000 annually; such high earnings are usually associated with top executives, successful entrepreneurs, or highly specialized professionals in finance, technology, or investment sectors. These positions often require extensive experience, advanced skills, and significant responsibility or ownership stakes.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, strict regulatory compliance, and tight deadlines. Employees often handle high-volume transactions and use specialized software, which requires attention to detail and strong organizational skills. The level of stress varies depending on the workload, company culture, and individual resilience.

What are ACH Operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What is an ACH operator?

An ACH operator is a central clearing facility that processes and settles electronic payments through the Automated Clearing House network. ACH operators receive, sort, and deliver ACH transactions between financial institutions, ensuring efficient and secure transfer of funds. Working in ACH operations requires attention to detail, knowledge of banking regulations, and familiarity with electronic payment systems.

What are the key skills and qualifications needed to thrive as an ACH Operations Specialist, and why are they important?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH Operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What cities in Nebraska are hiring for Ach Operations jobs? Cities in Nebraska with the most Ach Operations job openings:

Deposit Operations Specialist

Adams Bank and Trust

Ogallala, NE • On-site

$15 - $22/hr

Full-time

Medical, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

Adams Bank & Trust

Hiring now for a Full-Time Deposit Operations Specialist in the IT/Deposit Operations Department

Signing Bonus May Apply

Adams Bank & Trust is a family-owned, regional bank with branches in Nebraska, Colorado, Kansas, and Arizona. We offer Commercial, Ag, and Retail products that allow our customers to utilize services both personally and and for their business. We offer a competitive benefits package; including paid time off, 401k match, and health insurance. Find more details about the bank and apply through the Careers link at www.abtbank.com

About the Role

We're looking for a positive, detail oriented individual to join our team as a Deposit Operations Specialist. This position can office from most branch locations in NE, CO, or KS.

In this role, you'll be responsible for the accurate and timely processing of electronic payments, deposit transactions, and daily banking operations. This role supports critical back-office functions including ACH processing, exception handling, account reconciliation, and deposit services, while also serving as a key point of contact for internal and external operational support inquiries. This role is responsible for ensuring the end of day balancing across all transaction points, resolving discrepancies, confirming that all cash, electronic, and system‑generated transactions reconcile to a balanced position.

Primary Job Duties and Responsibilities:

  • Process incoming and outgoing ACH files, including file origination and settlement through the Federal Reserve
  • Review and resolve daily exception items, including non-posts, insufficient funds (NSF), stop payments, and returned transactions
  • Monitor ACH activity for invalid accounts, returns, deceased account holders, and potential fraud; escalate and report suspicious activity as needed
  • Review and approve customer-submitted ACH files, ensuring adherence to established limits and risk controls
  • Process and balance deposit transactions, including branch capture, merchant capture, and mobile deposits
  • Process incoming cash letters and ensure accurate balancing and posting
  • Reconcile official bank check accounts and correspondent bank accounts to ensure accuracy and completeness
  • Execute scheduled core system and mainframe tasks to support daily banking operations and workflows
  • Process bank statements and maintain accurate financial records
  • Manage branch supply orders, including ordering, fulfillment, and internal billing
  • Handle incoming branch mail and process through postage systems
  • Provide internal and external support by responding to operational inquiries via phone and email, troubleshooting transaction issues, and guiding branch staff and customers on deposit operations processes

Education

High school diploma or equivalent

Experience

2 years of banking operations, deposit operations, or related financial services or retail bank transaction/processing experience

See job description for more details.