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401K Administrator Jobs (NOW HIRING)

Qualified 401(k) Administrator (QKA), Qualified Plan Specialist (QKS), Qualified 401(k) Consultant (QKC), and/or Qualified Pension Administrator (QPA) * NIPA: Accredited 401(k) Specialist (AKS ...

Qualified 401(k) Administrator (QKA), Qualified Plan Specialist (QKS), Qualified 401(k) Consultant (QKC), and/or Qualified Pension Administrator (QPA) * NIPA: Accredited 401(k) Specialist (AKS ...

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401K Administrator information

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$39K

$73.3K

$152.5K

How much do 401k administrator jobs pay per year?

As of Sep 6, 2026, the average yearly pay for 401k administrator in the United States is $73,281.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,000.00 and $81,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a 401k administrator?

To thrive as a 401K Administrator, you need a solid understanding of retirement plan regulations, benefits administration, and financial recordkeeping, often supported by a degree in finance, business, or a related field. Familiarity with retirement plan management software (such as Relius or Ascensus), proficiency in Excel, and relevant certifications like QKA (Qualified 401(k) Administrator) are typically required. Strong attention to detail, problem-solving abilities, and effective communication skills help ensure accuracy and foster trust with clients and plan participants. These skills are crucial for maintaining compliance, minimizing errors, and providing excellent service in managing complex retirement plans.

What are some common challenges 401k administrators face when managing multiple retirement plans, and how can they be addressed?

401K Administrators often juggle the complexities of managing multiple retirement plans, each with distinct compliance requirements, deadlines, and participant needs. Keeping up with regulatory changes and ensuring timely, accurate reporting can be demanding. To address these challenges, administrators typically rely on robust recordkeeping systems, clear communication with plan sponsors, and regular training to stay updated on industry regulations. Collaboration with payroll and human resources teams is also essential to maintain data accuracy and ensure smooth plan operations.

How much does a 401K plan administrator make?

The average salary for a 401K plan administrator in the United States ranges from $50,000 to $80,000 per year, depending on experience, location, and company size. Professionals with certifications like the Certified Retirement Services Professional (CRSP) may earn higher salaries, and the role often requires strong knowledge of retirement plan regulations and administrative software.

How to become a 401K administrator?

To become a 401K administrator, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with experience in retirement plan administration or financial services. Professional certifications such as the Certified Retirement Services Professional (CRSP) or Certified Employee Benefits Specialist (CEBS) can enhance job prospects. Strong organizational skills, knowledge of ERISA regulations, and proficiency with retirement plan management software are also important.

What does a 401K administrator do?

A 401K administrator manages and oversees retirement plan operations, including maintaining participant records, processing contributions and distributions, ensuring compliance with regulations, and coordinating with plan providers. They often use specialized software and require knowledge of federal laws such as ERISA.
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What cities are hiring for 401K Administrator jobs?

Cities with the most 401K Administrator job openings:

What states have the most 401K Administrator jobs?

States with the most job openings for 401K Administrator jobs include:

What job categories do people searching 401K Administrator jobs look for?

The top searched job categories for 401K Administrator jobs are:

Infographic showing various 401K Administrator job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, and 14% Nights. Highlights an 100% In-person job distribution, with an average salary of $73,281 per year, or $35.2 per hour.

Benefits/401(k) Administrator

Employee Liability Management Inc

Mobile, AL โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Position Summary
The Retirement Plan Administrator supports the day-to-day operations of a large multiple employer 401(k) plan sponsored through a PEO. This position serves as a primary contact for participating employers, employees, and retirement plan service providers.
Responsibilities include enrollment, payroll contribution oversight, participant transactions, employer onboarding, record maintenance, and coordination with the plan's TPA, 3(16) fiduciary administrator, recordkeeper, and other service providers.
The ideal candidate is organized, detail-oriented, customer-focused, and able to manage multiple priorities and deadlines in a fast-paced environment.
Key Responsibilities
  • Manage 401(k) participant eligibility, enrollment, contributions, and plan-related requests.
  • Review and process participant and employer documentation for accuracy and completeness.
  • Support employers with payroll, census data, contributions, and retirement plan administration.
  • Research and resolve payroll, eligibility, contribution, and administrative discrepancies.
  • Coordinate with recordkeepers, TPAs, fiduciaries, trustees, and other retirement plan service providers.
  • Assist with new client onboarding, plan implementation, and ongoing administrative needs.
  • Maintain accurate participant and employer records while supporting operational compliance.
  • Provide timely, professional customer service to employers, participants, and business partners.
Qualifications
  • 2+ years 401(k)/Retirement Plan Administration experience.
  • Excellent verbal, written, analytical, organizational skills and keen attention to detail.
  • Excellent customer service skills.
  • Strong math and/or accounting skills.
  • Strong initiative, integrity, self-motivation, and results orientation.
  • Ability to organize, set priorities and meet deadlines.
  • Strong MS Office experience, especially Excel and Word.
  • Ability to work in an office environment Monday – Friday 8 AM to 5 PM
Preferred
  • Experience with 401(k), MEP, PEP, or PEO-sponsored retirement plans.
  • Experience working with retirement plan recordkeeping platforms.
  • Payroll processing or payroll integration experience.
  • Knowledge of retirement plan operations and participant transaction processing.
  • ASPPA, NIPA, or similar retirement industry designation or willingness to pursue professional development.
Benefits
  • Blue Cross & Blue Shield of Alabama Medical Insurance with Company Match
  • Blue Cross Dental & Vision insurance
  • Company-Matched 401(k) Plan
  • Paid Time Off (PTO)
  • Aflac & Colonial options
  • Christmas Club savings program
  • Company-paid life insurance
  • Guaranteed-issue voluntary life insurance
  • Competitive salary based on experience

 

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