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60 Ramp Credit Risk Associate Jobs Hiring Near You

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and ...

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Ramp Jobs Information

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

Infographic showing various Credit Risk Associate job openings at Ramp in the United States as of May 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 43% Physical, 1% Hybrid, and 56% Remote job distribution.
Associate, Strategic Finance

Associate, Strategic Finance

Ramp

New York, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


Job description

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you've built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 5% and grows revenue 16% in their first year - far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

We are looking for an Associate, Strategic Finance to help drive Ramp's next phase of growth! This role will be a key strategic partner to our Product and Go-To-Market (GTM) teams, deciding both (1) what our financial goals are and (2) how we will achieve them. The Strategic Finance team owns key decisions around how we allocate and prioritize Ramp's time and resources, and we are looking for a stellar associate to quickly take on a large scope.

This is a high-impact position and represents a truly unique opportunity to join one of the country's fastest-growing, pre-IPO startups at a time when it is critical for us to build more robust financial operations and infrastructure.

What You'll Do
  • Build and own detailed financial and operational models, ensuring the highest quality and accuracy

  • Use data to influence and inform key strategic Product and GTM decisions

  • Lead planning analyses for cross-functional teams and evaluate organizational tradeoffs

  • Identify and develop KPIs; build dashboards to monitor success and communicate insights to relevant stakeholders

What You Need
  • 3+ years of experience in Investment Banking, Management Consulting, or Corporate Finance at top-tier technology company

  • Excellent financial modeling and quantitative / data analysis skills

  • Extreme attention to detail with a high regard for precision

  • Track record of developing and maintaining relationships with both internal and external partners

  • A "get things done" mentality; you can dissect complex problems, identify solutions, and drive these solutions to completion with a high degree of autonomy

  • Exceptional verbal and written communication skills

Nice to Haves
  • Expertise with Looker, SQL, and/or Python

Benefits available to all full-time Ramp employees (Global)

Flexible PTO

Unlimited AI token usage

Centralized home-office equipment ordering

Health and wellness stipend

Budget for intra-office travel

Weekly coffee stipend

United States

100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

One Medical annual membership

401(k), including employer match on contributions made while employed by Ramp

Fertility HRA (up to $10,000 per year)

Parental leave: up to 16 weeks (80 days) at 100% pay

Pet insurance

In-office perks: lunch, snacks, drinks, and more

Relocation support to NYC or SF (as needed)

Canada

Group medical, dental, and vision coverage through Sun Life

Life, AD&D, and disability coverage

Fertility drug coverage (up to $4,000 lifetime)

Group Retirement Plan with employer match (RRSP + DPSP)

Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay

Employee Assistance Program and virtual care through Lumino Health

United Kingdom

Private medical insurance through Freedom Elite

Virtual GP and at-home care via eMed x Livi

Workplace pension through Penfold, with salary sacrifice option

Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

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