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Infographic showing various Underwriter job openings at Usi in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Physical job distribution.

Underwriter - Harbor Risk/Ocean Marine

USI Holdings Corporation

Grand Rapids, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 20 days ago

Job description

Description and Requirements
General Description: Assess risks of an intermediate nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.
Responsibilities:
  • Under limited supervision, analyze and determine the acceptability of risks. Includes evaluating the application, website, claims history, and file notes.
  • Obtain supplementary information as needed to underwrite policy.
  • Determine the desirability of accepting or rejecting risks within program guidelines.
  • Coordinate risk assessment with Underwriting team as needed.
  • Underwrite and price exposures in accordance with filed and approved program rate levels and guidelines. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
  • Identify the need, order, and evaluate additional risk assessment information.
  • Communicate with agents to obtain supplemental underwriting information as needed.
  • Analyze and rate endorsement requests.
  • Issue and track conditional/non-renewal notices and cancellations. Adhere to regulatory compliance.
  • Maintain knowledge of policy terms and endorsements.
  • Assist manager in establishing underwriting policy and procedures.
  • May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities:
  • 3 years + underwriting experience.
  • High school diploma or equivalent required.
  • For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
  • Broad knowledge of insurance industry.
  • Ability to negotiate with strong mathematical skills.
  • Strong written and verbal communication skills.
  • Working knowledge of Microsoft Office suite of products.
  • Proficiency in utilizing company systems.
  • Strong organizational and analytical skills with attention to detail and accuracy.
  • Strong research skills to troubleshoot customer problems.
  • Ability to travel 10% of the time.
    #LI-CG3
    #LI-Hybrid

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.

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