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109 Keybank Jobs Hiring Near You

KeyBank

FHA Sr. Underwriter - LEAN

Cleveland, OH · On-site

$113K/yr

Location: 127 Public Square, Cleveland Ohio ABOUT KEYBANK REAL ESTATE CAPITAL KeyBank Real Estate Capital is one of the nation's leading commercial real estate finance platforms, offering a full ...

Keybank

Mortgage Loan Officer

Salt Lake City, UT · On-site

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

KeyBank

Mortgage Loan Officer

Carmel, IN · On-site

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

Keybank

Agency Closer

Overland Park, KS · On-site

KeyBank Real Estate Capital is consistently ranked among the top commercial real estate lenders in the country. You'll work on meaningful transactions with a team that has deep expertise and a strong ...

KeyBank

Mortgage Loan Officer

Exton, PA · On-site

$15/hr

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

KeyBank

Senior Merchant Sales Advisor

Layton, UT · On-site

$57K - $87K/yr

Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the ...

Keybank

Mortgage Loan Officer

Independence, OH

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

KeyBank

Mortgage Loan Officer - Buffalo, NY

Buffalo, NY · On-site

$15.50/hr

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

KeyBank

Mortgage Loan Officer

East Greenbush, NY · On-site

Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings. * Maintain proficiency on sales/originator systems and develop efficient workflows. * Keep informed of ...

Keybank

KPB Client Service Associate

Brooklyn, OH · Hybrid

$25 - $38.46/hr

Mitigates risk by servicing accounts in compliance with KeyBank policies and procedures, as well as with regulatory and legal requirements. * Performs other duties as assigned; duties ...

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KeyBank Jobs Information

Do workers at KeyBank get paid breaks?

Sometimes. Only some people get paid breaks.
50% of people say they don’t get paid breaks.
Based on data from 34 people who took the Breakroom Quiz between July 2025 and July 2026.

Does KeyBank pay people when they’re sick?

Yes. Most people get paid when they’re sick.
82% of people say they would get paid if they were sick but scheduled to work.
Based on data from 38 people who took the Breakroom Quiz between July 2025 and July 2026.

At KeyBank, are sick days and vacation days separate paid time off?

Sick days and vacation days are used from the same paid time off.
85% of people say they have to use vacation days when they’re out sick.
Based on data from 40 people who took the Breakroom Quiz between June 2025 and June 2026.

Is the health insurance from KeyBank affordable enough for their workers?

Most people say the health insurance costs are okay.
91% of people say the health insurance costs are okay
Based on data from 35 people who took the Breakroom Quiz between June 2025 and June 2026.

Do people get paid time off at KeyBank?

Most people get paid time off work.
98% of people say they get paid time off.
Based on data from 43 people who took the Breakroom Quiz between July 2025 and July 2026.

How far ahead of time do people find out their work schedule?

Only some people find out their schedule four weeks ahead of time.
  • 21% of people with changing schedules find out their shifts one week or less ahead of time.
  • 14% of people with changing schedules find out their shifts two weeks ahead of time.
  • 17% of people with changing schedules find out their shifts three weeks ahead of time.
  • 48% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 29 people who took the Breakroom Quiz between November 2024 and July 2026.

Do workers at KeyBank worry about hours?

Most people don’t worry about getting enough hours.
91% of people report they don’t worry about getting enough hours.
Based on data from 53 people who took the Breakroom Quiz between November 2024 and July 2026.

Do KeyBank workers get to choose the shifts they work?

Some people don’t get to choose which shifts they work.
36% report that they don’t have enough control over which shifts they work.
Based on data from 45 people who took the Breakroom Quiz between November 2024 and July 2026.

How easy is it for KeyBank workers to change shifts?

Some people find it hard to change shifts.
34% of people report that it’s hard to change shifts if they need to.
Based on data from 32 people who took the Breakroom Quiz between November 2024 and February 2026.

How easy is it to get time off at KeyBank?

Most people find it easy to get time off.
85% of people report it’s easy to get time off.
Based on data from 39 people who took the Breakroom Quiz between July 2025 and July 2026.

Do KeyBank managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
91% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 32 people who took the Breakroom Quiz between February 2025 and February 2026.

Do jobs at KeyBank spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
3% of people report that their job takes up time that they don’t get paid for.
Based on data from 34 people who took the Breakroom Quiz between February 2025 and February 2026.

How easy is it to take sick days at KeyBank?

Most people find it easy to take sick days.
87% of people report that it’s easy to take time off if they are sick.
Based on data from 39 people who took the Breakroom Quiz between July 2025 and July 2026.

Is a KeyBank job good for students?

Most students say this is a good place to work if you’re studying.
67% of students report this is a good place to work if you’re studying.
Based on data from 6 people who took the Breakroom Quiz between December 2024 and April 2026.

Is working at KeyBank good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
84% of people who care for a child or other relative report this is a good place to work.
Based on data from 31 people who took the Breakroom Quiz between November 2024 and July 2026.

Do people at KeyBank feel treated with respect by their managers?

Most people feel treated with respect by their managers.
91% of people say they’re treated with respect by their managers.
Based on data from 34 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at KeyBank get to take their breaks without interruption?

Most people get breaks without interruption.
81% of people report that they get to take their breaks without interruption.
Based on data from 36 people who took the Breakroom Quiz between July 2025 and July 2026.

Is it stressful to work at KeyBank?

Most people feel stressed out here.
69% of people say they often feel stressed out at work.
Based on data from 39 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at KeyBank enjoy their jobs?

Most people enjoy their job.
80% of people report they enjoy their job.
Based on data from 35 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people at KeyBank recommend working with their team?

Only some people recommend working with their team.
35% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 43 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people get enough training when they start at KeyBank?

Most people got enough training when they started.
71% of people report they got enough training when they started working here.
Based on data from 38 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people get support to advance at KeyBank?

Most people are given support to advance their career here.
In the last year, 73% of people report being given support to advance their career here.
Based on data from 37 people who took the Breakroom Quiz between July 2025 and July 2026.

Do people think KeyBank’s headquarters understands what’s happening where they work?

Some people think headquarters doesn’t understand what’s happening where they work.
67% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 36 people who took the Breakroom Quiz between July 2025 and July 2026.

Do workers feel well informed about how KeyBank is doing?

Most people feel well informed about how the company is doing.
79% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 38 people who took the Breakroom Quiz between July 2025 and July 2026.
What are the most popular titles at Keybank?
What are the most popular cities for Keybank jobs?
What are the most popular states for Keybank jobs?
What are the most popular categories at Keybank?
Infographic showing various job openings at Keybank in the United States as of July 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 85% Physical, 12% Hybrid, and 3% Remote job distribution.
FHA Sr. Underwriter - LEAN

FHA Sr. Underwriter - LEAN

KeyBank

Cleveland, OH • On-site

$113K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

KeyBank rating

8.4

Company rating: 8.4 out of 10

Based on 96 frontline employees who took The Breakroom Quiz

34th of 149 rated banks

Job description

Location:
127 Public Square, Cleveland Ohio
ABOUT KEYBANK REAL ESTATE CAPITAL
KeyBank Real Estate Capital is one of the nation's leading commercial real estate finance platforms, offering a full range of debt and equity solutions across multiple property types. Our Commercial Mortgage Group (CMG) is a top-tier FHA lender with a proven track record of originating and servicing FHA-insured healthcare loans under HUD's Section 232 Program. We are committed to delivering exceptional client service while maintaining a disciplined, risk-conscious approach to every transaction.
JOB BRIEF (PURPOSE)
As an FHA Senior Underwriter - LEAN, you will lead the underwriting and execution of complex FHA-insured healthcare transactions under HUD's Section 232 Program, including 232/223(f) acquisitions and refinances, and 223(a)(7) refinances. Eligible property types include skilled nursing facilities, assisted living facilities, memory care communities, intermediate care facilities, and board and care homes. This role is responsible for driving transactions from engagement letter through firm commitment, serving as the lead underwriting authority and primary liaison with HUD's Office of Residential Care Facilities (ORCF). You will partner closely with originators and credit leadership to underwrite and structure deals, assess risk, and deliver high-quality, compliant submissions. This role is critical to supporting the growth and performance of KeyBank's FHA healthcare lending platform.
Please note: We have a strong preference for candidates to be based in one of KeyBank's regional office locations to support collaboration and team integration.
ESSENTIAL JOB FUNCTIONS
  • Perform due diligence for proposed FHA-insured healthcare loans, including analyzing proposed transactions, reviewing third-party reports (appraisals, market studies, environmental assessments, Property Capital Needs Assessments), and leading the underwriting team to prepare loan applications for electronic submission to HUD via the LEAN application portal.
  • Underwrite and analyze single loans or be part of a team on large portfolios of loans eligible under the LEAN program, including detailed review of all third-party reports and preparation of written narratives that identify the strengths and weaknesses of each transaction, along with appropriate risk mitigation strategies.
  • Conduct healthcare operator analysis, including review of facility-level financial statements, historical occupancy trends, Medicare/Medicaid reimbursement data, state licensing and survey history, and management capability.
  • Serve, as needed, as the lead underwriting authority on asset management-related transactions, including Change of Ownership/Operator (CHOPs), Change of Ownership (CHOWs), and other Transfer of Physical Assets (TPAs), providing oversight on underwriting approach, risk assessment, and submission strategy to HUD. In addition, lead Corporate Credit Reviews on an annual basis, or more frequently as required by HUD or internal policy, including oversight of underwriting analysis, portfolio risk evaluation, and coordination across large or complex portfolios to ensure consistency, accuracy, and compliance with regulatory expectations.
  • Complete, review, and ensure accuracy of all required HUD-form documents for LEAN application submissions in compliance with the Section 232 Handbook.
  • Build and analyze financial models to evaluate loan feasibility, cash flow projections, debt service coverage, and risk scenarios specific to healthcare properties.
  • Drive all assigned transactions through the underwriting pipeline to ensure timely and accurate completion from application through firm commitment.
  • Identify and assess transaction risks-including credit, project, and operational flaws-document findings in accordance with credit approval requirements, provide risk mitigation for weaknesses, and escalate deviations to support effective portfolio risk management.
  • Provide detailed peer reviews of LEAN application packages for other underwriters in advance of KeyBank's loan committee.
  • Maintain productive relationships with all partners, including mortgage bankers, borrowers, healthcare operators, HUD/ORCF staff, and third-party consultants-through a collaborative approach and timely disclosure of transaction risks.
  • Maintain a strong working knowledge of the Section 232 Handbook, relevant Housing Notices, Mortgagee Letters, HUD email blasts, and all applicable program guidance.
  • Actively contribute market intelligence, healthcare industry insights, and programmatic expertise in support of the team's strategy and financial goals.
  • Pursue and develop internal and external relationships to facilitate effective healthcare real estate transactions and support the line of business strategy.
  • Complete all compliance requirements related to each transaction to minimize risk.
  • Deliver responsive, exceptional customer service throughout all stages of the transaction process.

ADDITIONAL RESPONSIBILITIES
  • Collaborate with mortgage bankers and management to support the origination of FHA healthcare loans and drive new business opportunities.
  • Facilitate staff development by conducting training sessions, identifying growth opportunities, and promoting continuous learning for both team members and self.
  • Lead recruitment and onboarding efforts to ensure seamless integration of new hires into the team.
  • Assist in maintaining and improving underwriting models, forms, and systems used for LEAN submissions.
  • Represent KeyBank with professionalism and excellence at industry conferences, HUD training sessions, ORCF meetings, and trade organization events.
  • Travel as required, including overnight stays, to conduct property/site inspections and fulfill other job-related duties.
REQUIRED QUALIFICATIONS
  • Minimum of five (5) years of direct experience underwriting FHA-insured healthcare loans under HUD's Section 232 Program.
  • Current LEAN-certified Underwriter designation from HUD that is in good standing.
  • Demonstrated expertise in analyzing healthcare real estate transactions-including skilled nursing, assisted living, memory care, and board and care facilities-with strong knowledge of FHA underwriting fundamentals and the Section 232 Handbook.
  • Proven experience preparing and reviewing HUD-required loan documentation, including underwriting narratives, credit memos, HUD forms, and firm commitment applications specific to the LEAN process.
  • Proficiency in financial modeling and advanced Excel-based analysis for healthcare real estate underwriting, including operator financial analysis and debt service coverage evaluation.
  • Experience reviewing and interpreting third-party reports, including appraisals, market studies, environmental reports (Phase I/II), and Property Capital Needs Assessments (PCNAs).
  • Excellent verbal and written communication skills, with the ability to convey complex underwriting concepts clearly and professionally.
  • Bachelor's degree required.

PREFERRED QUALIFICATIONS
  • A degree in Real Estate, Finance, Healthcare Administration, or Accounting is preferred; however, candidates with degrees in other relevant fields will be considered based on experience and qualifications.
  • LEAN designation.
  • Experience underwriting LEAN new construction and/or substantial rehabilitation transactions under Section 232.
  • Familiarity with Medicare/Medicaid reimbursement structures, state licensing requirements, and healthcare regulatory environments.
  • Prior experience managing or mentoring junior underwriters or analysts.

COMPETENCIES / SKILLS
  • Demonstrate strong organizational and time management skills, ensuring tasks are completed efficiently under tight deadlines.
  • Exhibit initiative, sound judgment, and the ability to work independently with minimal supervision.
  • Manage multiple complex transactions simultaneously while maintaining high standards of quality and accuracy.
  • Thrive in collaborative, team-oriented environments, fostering cooperation and shared success.
  • Resolve conflicts constructively and professionally, maintaining a calm and solution-focused approach.
  • Demonstrate strong attention to detail and commitment to accuracy in all underwriting work product.

EQUIPMENT USED / PHYSICAL REQUIREMENTS
  • Proficient in PC-based productivity tools including Microsoft Word, Excel, Outlook, and Adobe Acrobat, with the ability to leverage these platforms for efficient documentation, analysis, and communication.
  • Skilled in utilizing financial calculators and Excel-based financial modeling tools to perform advanced underwriting, scenario analysis, and data-driven decision-making.

TRAINING REQUIRED
  • Complete all required KeyBank compliance training within designated timelines to ensure adherence to regulatory and organizational standards.
  • Develop a thorough understanding of KeyBank's underwriting and processing procedures to ensure consistency, accuracy, and alignment with internal protocols.
  • Attend training as required to maintain LEAN certification) in good standing with HUD.

COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $96,000.00 - $181,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 07/24/2026KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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About KeyBank

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Key is one of the nation's largest bank-based financial services companies. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Cleveland, OH, US

Year founded

1849

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