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Work From Home Counterparty Credit Risk Analyst Jobs

Bounce AI

Credit Portfolio Risk Analyst

Manhattan, NY · On-site +1

... from the ground up - the person whose analyses decides where our capital actually gets deployed ... High-ownership, zero-to-one work with an outsized impact on Bounce's growth. About Us Bounce is a ...

Attain Finance

Manager, Credit Risk

$120K - $160K/yr

Conduct granular portfolio analysis leveraging bureau, cash flow, and internal behavior data to ... Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

... home systems & appliances, stay ahead on upkeep, and get help - from AI-driven guidance to in ... Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio ...

Marqeta

Credit Risk Manager

Manual underwriting using both bureau data and cash flow analysis, including financial statement ... We own our work from start to finish. - Simplify and Innovate: We approach challenges with ...

MQ Referrals Only

Credit Risk Manager

We work Flexible First. This role can be performed remotely in the United States, only in one of ... from home or at a company office. To support Flex First, we calibrate pay to a competitive value ...

Aegis Corps

Risk Analyst

Washington, DC · On-site +1

... the credit risk associated with multifamily residential, nursing home, and hospital loans ... Perform all analytical and modelling work in SAS. * Recommend ways to streamline work processes ...

Huntington

Credit Review Team Leader - Consumer

Detroit, MI · On-site +1

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... We're combining the best of both worlds: in-office and work from home. Our approach enables our ...

Huntington

Credit Review Team Leader - Consumer

Detroit, MI · On-site +1

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... We're combining the best of both worlds: in-office and work from home. Our approach enables our ...

Huntington

Credit Review Team Leader - Consumer

Denver, CO · On-site +1

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... We're combining the best of both worlds: in-office and work from home. Our approach enables our ...

Huntington

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... We're combining the best of both worlds: in-office and work from home. Our approach enables our ...

Marqeta

Credit Risk Senior Manager

$180K - $225K/yr

Provide analytical support to co-brand partners, including loss forecasts and profitability ... We own our work from start to finish. - Simplify and Innovate: We approach challenges with ...

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Work From Home Counterparty Credit Risk Analyst information

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$37K

$113.9K

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How much do work from home counterparty credit risk analyst jobs pay per year?

As of Aug 8, 2026, the average yearly pay for work from home counterparty credit risk analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

How does a work from home counterparty credit risk analyst collaborate effectively with on-site teams and other remote colleagues?

As a Work From Home Counterparty Credit Risk Analyst, collaboration is typically achieved through regular virtual meetings, shared documentation, and real-time communication tools like Slack or Microsoft Teams. You will frequently interact with trading, legal, and operations teams to assess exposures and resolve queries, often relying on structured workflows and clear documentation to maintain transparency. Proactive communication and time management are key to ensuring that remote work does not hinder your ability to contribute to group discussions, share findings, and stay updated on evolving risk policies. Many organizations also provide onboarding and ongoing training to help remote analysts seamlessly integrate into the broader risk management function.

What are the key skills and qualifications needed to thrive as a work from home counterparty credit risk analyst?

To excel as a Work From Home Counterparty Credit Risk Analyst, you need strong analytical skills, financial modeling expertise, and a solid understanding of credit risk concepts, often supported by a degree in finance, economics, or a related field. Familiarity with risk management systems like Moody’s Analytics, Excel, and possibly certifications such as FRM or CFA are typically required. Excellent communication, attention to detail, and the ability to work independently are standout soft skills for this remote role. These competencies are vital for accurately assessing counterparty risk, ensuring regulatory compliance, and maintaining effective collaboration with distributed teams.

What does a work from home counterparty credit risk analyst do?

A Work From Home Counterparty Credit Risk Analyst is responsible for assessing and monitoring the financial risk posed by counterparties, such as clients, suppliers, or financial institutions, to ensure the company is protected from potential losses. They analyze credit reports, financial statements, and market data from a remote location, often using specialized risk management software. Their work helps organizations make informed decisions about extending credit or entering into financial agreements, while also meeting regulatory requirements. This role requires strong analytical skills, attention to detail, and the ability to communicate findings effectively to other teams.
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Work From Home Counterparty Credit Risk Analyst jobs near you
Infographic showing various Work From Home Counterparty Credit Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Credit Portfolio Risk Analyst

Bounce AI

Manhattan, NY • On-site, Remote

Full-time

Retirement, PTO

Posted 9 days ago

Job description

Description
The Credit Portfolio Risk Analyst will be one of the first people to build Bounce's risk function from the ground up - the person whose analyses decides where our capital actually gets deployed. Bounce operates in a $100B+ debt collection market, buying and managing real portfolios today, so this is live capital decisions from week one, not a function you're prototyping in theory. Reporting directly to the Chief Risk Officer, you will assess new opportunities to deploy substantial capital into debt portfolio acquisitions and ensure those investments deliver against their expected returns.
You will underwrite incoming portfolios, forecast expected collections, develop pricing recommendations, and partner closely with the CRO and Data Science team to make disciplined, data-driven, and clearly supportable bid decisions. Once portfolios are acquired, you will own tracking performance against target IRR and MOIC, identify potential shortfalls early, and connect return gaps to their underlying operation, financial, or portfolio-level drivers - not just run the numbers, but call the shots on what they mean.
As an early member of the risk function, you will help establish the underwriting standards, analytical methodologies, reporting cadence, and decision-making processes that make this work repeatable, scalable, and actionable across the organization. This is a rare opportunity to directly influence capital allocation and investment decisions as we evaluate opportunities to deploy $100M+ annually purchasing from the largest fintechs, banks, and credit unions. This is the right role for you if you have an investment banking, credit risk, or structured finance background and want your models to drive real capital decisions instead of feeding someone else's deck. High-ownership, zero-to-one work with an outsized impact on Bounce's growth.
About Us
Bounce is a fintech startup revolutionizing debt recovery for consumers and creditors with our best-in-class product. By leveraging the power of AI and automation, we create user-friendly experiences that drive positive outcomes for all parties involved.
With a team based in Israel and New York, we have been growing rapidly. We support hundreds of thousands of consumers on their journey to financial resilience and build partnerships with top creditors and fintech companies.
How You'll Spend Your Time
Acquisition Underwriting
  • Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and cash-flow forecasts and recommending bid pricing, expressed in cents on the dollar.
  • Stratify portfolios by product type, balance band, delinquency/age, state (statute-of-limitations exposure), and account attributes to understand what drives value.
  • Run seller data due diligence: completeness and fill rates, balance reconciliation to the tape, documentation/media availability, chain of title, bankruptcy/deceased scrubs, and prior placement history.
  • Build return models - IRR, MOIC, NPV/discounting, hurdle achievement - and stress-test the assumptions that matter most.
  • Translate underwriting assumptions into explicit, monitorable post-purchase expectations so we can later measure actual vs. underwritten.

Portfolio Surveillance
  • Track actual collection curves against underwritten curves by batch and vintage.
  • Maintain IRR/MOIC tracking against hurdle targets; flag underperformance early.
  • Partner with Data Science on estimated remaining collections (ERC) recalibration.
  • Diagnose return gaps by connecting them to operational drivers (outreach cadence, right-party contact, conversion, break/keep rates) and population factors (bankruptcy, bad contact data).
  • Produce recurring portfolio-risk reporting for leadership.

Building the Function
  • Help establish the risk playbook: underwriting standards, pricing methodology, monitoring cadence, and escalation thresholds.
  • Codify reusable analyses and write documentation for clarity and replicability.
  • Work with leadership to define risk appetite and the guardrails around it.

Requirements
  • 4+ years of experience in credit risk, portfolio analytics, structured or specialty finance, acquisitions, investment banking, private credit, or a related field within a debt buyer, lender, consumer credit firm, credit fund, distressed investing, CLO, or bond-trading environment.
  • Bachelor's degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Science, Engineering, or another quantitative field.
  • Strong SQL skills with the ability to independently write non-trivial queries (joins, window functions, date logic, cohort aggregation) against a large warehouse.
  • Strong financial modeling skills, including IRR, MOIC, NPV, cash flow, sensitivity, and vintage analysis.
  • Advanced Excel skills and comfort working with large, imperfect loan-level or transaction-level datasets.
  • Understanding of credit fundamentals; experience with consumer credit, collections economics, recovery curves, roll rates, or cost to collect is a plus.
  • Strong analytical judgment and the ability to clearly explain and defend recommendations to leadership.
  • Highly organized, detail-oriented, and comfortable managing multiple priorities in a fast-paced environment.
  • Interest in fintech, credit investing, consumer finance, or debt recovery.

What We Offer
  • Competitive salary range of $100k-$120k with eligibility for a discretionary bonus
  • Comprehensive benefits package
  • 401K + 5% Match
  • Competitive PTO plan
  • Collaborative and innovative hybrid working environment
  • Opportunity to grow in your career with a growing company

Bounce is an equal opportunity employer that is dedicated to diversity and inclusion. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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