Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
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Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
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Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: New Mexico (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: New Mexico (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
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Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
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Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
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Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Quick apply
Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any ... Comfort with phone-based outreach, follow-up, and virtual appointments * Strong communication and ...
Virtual Benefits Representative information
See salary details
$10.82 - $12.28
4% of jobs
$12.28 - $13.75
9% of jobs
$14.87 is the 25th percentile. Wages below this are outliers.
$13.75 - $15.21
15% of jobs
$15.21 - $16.67
20% of jobs
The median wage is $16.80 / hr.
$16.67 - $18.14
19% of jobs
$18.80 is the 75th percentile. Wages above this are outliers.
$18.14 - $19.60
17% of jobs
$19.60 - $21.07
7% of jobs
$21.07 - $22.53
4% of jobs
$22.53 - $23.99
2% of jobs
$23.99 - $25.46
1% of jobs
$25.46 - $26.92
1% of jobs
$10
$18
$26
How much do virtual benefits representative jobs pay per hour?
As of Jun 8, 2026, the average hourly pay for virtual benefits representative in the United States is $18.05, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $19.23 per hour, depending on experience, location, and employer.
What is the difference between Virtual Benefits Representative vs Customer Service Representative?
| Aspect | Virtual Benefits Representative | Customer Service Representative |
|---|---|---|
| Required Credentials | High school diploma or equivalent; benefits industry knowledge often preferred | High school diploma or equivalent; customer service skills essential |
| Work Environment | Remote, home-based setting, often with flexible hours | Remote or in-office, depending on employer; customer-facing roles |
| Industry Usage | Primarily in insurance, benefits, and HR sectors | Broadly in retail, telecom, finance, and service industries |
| Common Search/Comparison | Yes | No |
The Virtual Benefits Representative focuses on explaining and managing employee benefits remotely within the insurance or HR industry, requiring specific benefits knowledge. In contrast, a Customer Service Representative handles general customer inquiries across various industries, often with broader customer interaction skills. While both roles may be remote, the Virtual Benefits Representative specializes in benefits-related tasks, making it distinct from the more general customer service position.
What are common challenges faced by Virtual Benefits Representatives, and how can they be addressed?
Virtual Benefits Representatives often face challenges such as maintaining clear communication with clients remotely, managing a high volume of inquiries, and staying updated on frequently changing benefits policies. To address these challenges, representatives should leverage digital tools for effective communication, develop organized systems for tracking client interactions, and participate in ongoing training sessions provided by their employer. Proactively reaching out to colleagues and supervisors for support can also help in navigating complex cases and ensuring clients receive accurate information.
What are the key skills and qualifications needed to thrive as a Virtual Benefits Representative, and why are they important?
To thrive as a Virtual Benefits Representative, you need a solid understanding of employee benefits programs, strong customer service skills, and typically a high school diploma or equivalent. Familiarity with benefits administration platforms, CRM systems, and secure communication tools is often required. Excellent verbal communication, problem-solving abilities, and empathy help you build trust and effectively assist clients remotely. These skills ensure accurate guidance, high client satisfaction, and efficient resolution of benefits-related inquiries in a virtual environment.
What is a Virtual Benefits Representative?
A Virtual Benefits Representative is a professional who assists employees or clients with understanding, enrolling in, and managing their employee benefits, such as health insurance, retirement plans, and other workplace perks, through remote or online platforms. They provide support via phone, video calls, chat, or email, rather than in person. Their role includes answering questions, explaining benefit options, and guiding individuals through the enrollment process. They also help resolve any issues related to benefits and ensure clients have the information they need to make informed decisions. This position is increasingly common as companies shift to remote work and digital solutions.
What cities are hiring for Virtual Benefits Representative jobs? Cities with the most Virtual Benefits Representative job openings:
What are the most commonly searched types of Benefits Representative jobs? The most popular types of Benefits Representative jobs are:
What states have the most Virtual Benefits Representative jobs? States with the most job openings for Virtual Benefits Representative jobs include:
Job description
Insurance Benefits Representative (1099 Independent Contractor)
Location: Colorado (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
About AMBACompensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
In Colorado, AMBA is theexclusive endorsed providerfor the Colorado School and Public Employees Retirement Association, giving us direct access to their members and communities.
Why Partner with AMBA
- Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
- Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
- Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
- Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
- Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
- Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
- Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
- Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
- Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
This opportunity may be a strong fit if you have:
- An entrepreneurial mindset and a self-starter approach
- Comfort with phone-based outreach, follow-up, and virtual appointments
- Strong communication and relationship-building skills
- A commitment to providing ethical, high-quality service
- A Life and Health insurance license or willingness to obtain one prior to onboarding
- Motivation to grow income through a performance-based compensation model
- Performance-based commissions with advanced payouts and lifetime vesting
- No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
- Monthly performance bonuses and travel incentives
- Ongoing onboarding, sales training, and mentorship
- Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.
About AMBA
Sourced by ZipRecruiter
Industry
Insurance services
Company size
501 - 1,000 Employees
Headquarters location
Austin, TX, US