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Underwriting Supervisor Jobs (NOW HIRING)

$70 - $90/hr

Identify and make recommendations to Mortgage Underwriting Supervisor, AVP Mortgage Underwriting, and VP Mortgage Credit regarding process improvements, quality service, and increased efficiencies ...

The Underwriting Support Supervisor will oversee the day to day operations of an Associate Underwriter Team and will manage service level objectives to ensure proper support is being provided to the ...

The Underwriting Support Supervisor will assist the Underwriting Support Manager with the oversight, coaching and development of the Associate Underwriting Team to ensure that all work is processed ...

The Underwriting Support Supervisor will assist the Underwriting Support Manager with the oversight, coaching and development of the Associate Underwriting Team to ensure that all work is processed ...

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Underwriting Supervisor information

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$48K

$103.1K

$158.5K

How much do underwriting supervisor jobs pay per year?

As of Aug 23, 2026, the average yearly pay for underwriting supervisor in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What is an underwriting supervisor?

An Underwriting Supervisor is responsible for overseeing a team of underwriters who assess risk and determine the terms of insurance policies or loans. They ensure compliance with company policies, industry regulations, and risk assessment guidelines. Their role includes training staff, reviewing complex applications, and improving underwriting processes to maintain efficiency and accuracy. Additionally, they collaborate with other departments to enhance risk management strategies and support business objectives.

What are the typical daily responsibilities of an underwriting supervisor?

As an Underwriting Supervisor, your daily duties often include reviewing and approving complex insurance applications, mentoring and training a team of underwriters, and ensuring adherence to company guidelines and industry regulations. You’ll also collaborate with other departments such as sales, claims, and risk management to resolve escalated issues and support business objectives. Regular responsibilities may involve monitoring team productivity, conducting audits for quality control, and communicating process changes. This role offers the opportunity to build leadership experience while directly influencing underwriting standards and client satisfaction.

What are the key skills and qualifications needed to thrive in the underwriting supervisor position, and why are they important?

An Underwriting Supervisor should possess in-depth knowledge of risk assessment, insurance products, and underwriting policies, along with a relevant bachelor’s degree or equivalent experience. Familiarity with underwriting software platforms, data analysis tools, and industry certifications such as CPCU or AU is highly beneficial. Strong leadership, problem-solving abilities, and effective communication skills help inspire teams and ensure high-quality results. These competencies are crucial for maintaining compliance, optimizing team performance, and making sound risk-based decisions in a fast-paced environment.

Is underwriting a high stress job?

Underwriting supervisors oversee the review and approval of insurance applications, which can involve managing tight deadlines and assessing risk, leading to a high-stress environment. The role often requires attention to detail, decision-making under pressure, and handling complex cases, which can contribute to job stress levels.

What does an underwriting supervisor do?

An underwriting supervisor oversees the underwriting process, reviewing and approving insurance applications to ensure risk assessment and compliance with company policies. They manage underwriting staff, analyze complex cases, and may use specialized software to evaluate risks and determine appropriate coverage and pricing.
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Infographic showing various Underwriting Supervisor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Underwriter - Personal Lines

Capital Insurance Group

Phoenix, AZ • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago


Job description

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Personal Lines Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Benefits

  • Accrue twenty-one days of Paid Time Off during your first year
  • Up to eighty-seven percent of benefits are covered by CIG for you and your family members
    • Medical, Dental, Vision plans, Telehealth
  • One hundred percent covered plans
    • Basic Life & AD&D
    • Employee Assistance
    • Leave Management
    • Long Term Disability
    • Short Term Disability (Outside of CA)
    • Employee Benefit Advocacy Hot Line
  • Family Caregiver Support (Homethrive)
  • Child Care Resources (Tootris)
  • Business Travel Accident Protection
  • Voluntary benefit offerings
    • Short-term Disability (CA only)
    • Voluntary Life AD&D self, spouse, and child plans
    • Flexible Spending (FSA)
    • Health Savings (HSA)
    • Hospital Indemnity
    • Accidental Injury
    • Pet Insurance
    • Commuter Benefit
  • Critical Illness
  • ARAG Legal Services
  • Norton LifeLock
  • Nine paid holidays, plus two floating holidays
  • Above and Beyond Reward Recognition Program
    • Kudos & Shout Out Points Program
    • Quarterly Above and Beyond Bonus Program
    • Annual Above and Beyond Bonus Program
  • Competitive compensation
    • Base compensation
    • Salary Management Spot Bonuses
    • Annual Incentive/Profit sharing program, potential payout annually based on company results.
  • Discount partnerships
    • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
  • Insurance, educational reimbursement, and bonus programs
  • Employee Referral Bonus Program
  • Home and Auto Insurance Discount Program.
  • Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
  • Retirement savings benefit (401k and Roth + match)
  • Health & Financial Wellness
    • Wellness platform, tools, and events - Vitality
    • Health Savings Account – match
    • Financial Wellness Resources

Work Environment & Format

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), and Phoenix (AZ).

Overview

The Personal Lines Underwriter is responsible for maintaining an underwriting desk which includes the individual risk selection according to company guidelines. In addition, the role requires maintaining profitability, establishing strong internal as well as external customer relationships. The position will provide knowledge of underwriting appetite and company philosophy to our agency partners. The individual will participate in audits and special projects as needed to facilitate the continued growth and renewal profitability goals. This person will work closely with the Underwriting Supervisor on any matters related to Personal Lines Underwriting.

Responsibilities

  • Review and maintain agency management practices for assigned agents, utilizing this information for respective file decisions and quarterly agency reviews.
  • Complete drafts for Department of Insurance complaints with the assistance of the PL Underwriting Supervisor
  • Complete underwriting and file reviews on referred new business, endorsements, inspections, CRU Claim Report to Underwriting, and renewal questionnaires.
  • Field incoming phone calls and email messages from agents to provide underwriting answers to inquiries and service for the assigned territory.
  • Achieve annual growth, loss ratio, retention and time service goals\
  • Agency Management – Use of APS Agency Profile System and regular contact with ADM Agency Development Manager in a mutual partnership to facilitate production.
  • Undertakes special projects as requested by management. May participate in audit and quality control reviews.
  • Job description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above.

Requirements

  • Knowledge of insurance industry terminology and laws
  • General policies and procedures for underwriting personal lines insurance risks
  • A college degree is preferred with 3 years’ experience as a Personal Lines underwriter or equivalent experience.
  • Demonstrated ability to apply sound underwriting principles in a professional, consultative manner.
  • Excellent verbal and written skills are required.
  • Continued personal development in insurance courses is desirable.
  • Experience with automated underwriting and rating systems.
  • Experience with Microsoft software including Word, Excel, Outlook and Power Point
  • Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

Career Path potential:

  • Sr. Underwriter – Personal Lines

Salary Range: $55,012.00 - $91,687.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.