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$48K

$103.1K

$158.5K

How much do underwriting supervisor jobs pay per year?

As of Jun 17, 2026, the average yearly pay for underwriting supervisor in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What is an Underwriting Supervisor job?

An Underwriting Supervisor is responsible for overseeing a team of underwriters who assess risk and determine the terms of insurance policies or loans. They ensure compliance with company policies, industry regulations, and risk assessment guidelines. Their role includes training staff, reviewing complex applications, and improving underwriting processes to maintain efficiency and accuracy. Additionally, they collaborate with other departments to enhance risk management strategies and support business objectives.

What is the highest salary for underwriters?

The highest salaries for underwriting supervisors can reach over $120,000 annually, especially in large financial institutions or insurance companies. Factors such as experience, certifications, and geographic location influence top-tier compensation in this role.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, improving efficiency and consistency. However, underwriting supervisors oversee complex decisions, interpret nuanced information, and ensure compliance, so AI is more likely to augment rather than fully replace their roles in the near future.

What does an underwriting supervisor do?

An underwriting supervisor oversees the underwriting process, reviewing and approving insurance applications to ensure risk assessment and compliance with company policies. They manage underwriting staff, analyze complex cases, and use specialized software to evaluate risks and determine appropriate coverage and pricing.

What are the typical daily responsibilities of an Underwriting Supervisor?

As an Underwriting Supervisor, your daily duties often include reviewing and approving complex insurance applications, mentoring and training a team of underwriters, and ensuring adherence to company guidelines and industry regulations. You’ll also collaborate with other departments such as sales, claims, and risk management to resolve escalated issues and support business objectives. Regular responsibilities may involve monitoring team productivity, conducting audits for quality control, and communicating process changes. This role offers the opportunity to build leadership experience while directly influencing underwriting standards and client satisfaction.

Do underwriters earn good money?

Underwriters typically earn a competitive salary that varies based on experience, location, and industry. According to industry data, the median annual wage for insurance underwriters is around $70,000, with higher earnings possible for senior roles or specialized fields. Certifications and strong analytical skills can also influence earning potential.

What are the key skills and qualifications needed to thrive in the Underwriting Supervisor position, and why are they important?

An Underwriting Supervisor should possess in-depth knowledge of risk assessment, insurance products, and underwriting policies, along with a relevant bachelor’s degree or equivalent experience. Familiarity with underwriting software platforms, data analysis tools, and industry certifications such as CPCU or AU is highly beneficial. Strong leadership, problem-solving abilities, and effective communication skills help inspire teams and ensure high-quality results. These competencies are crucial for maintaining compliance, optimizing team performance, and making sound risk-based decisions in a fast-paced environment.

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Underwriting Supervisor jobs near you
Underwriting Supervisor (Hybrid)

Underwriting Supervisor (Hybrid)

Selective Insurance Company of America

Hamilton, NJ • On-site

$116K - $151K/yr

Full-time

Medical, Retirement, PTO

Posted 12 days ago

Job description

About Us
At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
Overview
Supervise the activities of the Underwriting Technical Assistance and/or AMS Assistance. Coordinate their activities with internal and outside personnel. Provide continuous training, coaching, and feedback to the Underwriting Technical Assistants and/or AMS Assistance. Create business partnerships with inside underwriting teams. Operates within the letter of authority for referral underwriting. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.
Responsibilities
  • Supervises, coordinates, and monitors activities and results of an underwriting unit that includes multiple states or multiple teams and an overall premium volume typically in excess of $60m. Ensures accurate, quality work while at the same time maintaining high production standards.
  • Schedules, priorities and distributes workflow of unit to ensure work is done in a timely fashion and all deadlines are met. Identifies and evaluates underwriting trends and recommends strategies to improve performance.
  • Provides guidance to agents and policyholders and provides technical guidance and expertise to underwriters. Acts as a liaison with other supervisors, branches and corporate departments with whom their unit interacts. Conducts agency visits as required by company standards.
  • Recommends procedural changes and plans, organizes and implements these changes. Keeps current on all changes effecting unit's work production and on changes within the insurance industry.
  • Responsible for the quality, profitability, and production of the team per budget.
  • Develops and utilizes management reports to assist in monitoring team and individual underwriter results.
  • Oversees activities, workflows, and productivity to ensure compliance with company, consumer, and technical standards.
  • Establishes procedures and controls to ensure the accomplishment of service standards for the Underwriting support team.
  • Oversees training and development of staff. Evaluates and gives guidance to staff on an on-going basis as to their abilities and duties and makes personnel recommendations to ensure proper and optimum use of personnel.
  • Demonstrates hands-on expertise and models best practices for the team.

Qualifications
Knowledge and Requirements
  • List the knowledge, qualifications, and requirements necessary to perform the job.
  • Broad underwriting technical background
  • Demonstrated ability to balance supervisory responsibilities and development
  • Strong verbal and written communication skills
  • Good analytical skills
  • Proficient with Word, excel & Outlook

Education and Experience
  • College degree preferred.
  • 7+ years underwriting experience

Total Rewards
Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
Pay Range
USD $116,000.00 - USD $151,000.00 /Yr.
Additional Information
Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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