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Underwriting Service Representative Jobs (NOW HIRING)

Underwriting Account Representative Position Responsibilities : The Underwriting Account ... The company is distinguished by its extensive product and service offerings, broad distribution ...

Senior Underwriter, PNP

Los Angeles, CA · On-site

$100K - $135K/yr

Collaborates with Renewal Underwriting Service Branch to maximize efficiency of qualifying business ... Represents Financial Lines in the marketplace amongst brokers, customers, competitors, and industry ...

Senior Underwriter, PNP

Los Angeles, CA · On-site

$100K - $135K/yr

Collaborates with Renewal Underwriting Service Branch to maximize efficiency of qualifying business ... Represents Financial Lines in the marketplace amongst brokers, customers, competitors, and industry ...

Customer Service Rep

PA · On-site

$15/hr

Busy insurance agency seeks part time customer service rep for insurance and notary/tags business ... Brokers, Underwriters, Claims Representatives, Adjusters, Actuaries, etc. No matter the name, what ...

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Underwriting Service Representative information

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How much do underwriting service representative jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for underwriting service representative in the United States is $21.15, according to ZipRecruiter salary data. Most workers in this role earn between $20.67 and $21.63 per hour, depending on experience, location, and employer.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, enhancing efficiency and accuracy. However, underwriting service representatives still play a vital role in interpreting complex cases, making judgment calls, and providing personalized customer service, so complete replacement is unlikely in the near term.

How much does an underwriting assistant get paid?

An underwriting service representative typically earns between $40,000 and $60,000 annually, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced professionals with specialized skills can earn higher salaries. Compensation often includes benefits such as health insurance and paid time off.

Do underwriters make a lot of money?

Underwriting service representatives typically earn a moderate salary that varies based on experience, location, and industry. Entry-level positions may start lower, while experienced professionals with certifications can earn higher wages, often supplemented by benefits and bonuses. Overall, they are generally paid less than senior underwriters or management roles.

What are some common challenges faced by Underwriting Service Representatives, and how can they be addressed?

Underwriting Service Representatives often encounter challenges such as managing high volumes of policy applications, ensuring accuracy under tight deadlines, and effectively communicating with both underwriters and clients. Balancing administrative tasks with the need to quickly resolve discrepancies can be demanding. Developing strong organizational skills, attention to detail, and maintaining open lines of communication with team members can help address these challenges and contribute to a smoother workflow.

What does an Underwriting Service Representative do?

An Underwriting Service Representative assists underwriters by gathering and reviewing information needed to evaluate insurance applications. They handle administrative tasks such as data entry, document management, and communicating with agents or clients to obtain missing details. Their work ensures that policies are processed efficiently and accurately, supporting the overall underwriting process. This role is crucial for maintaining smooth operations within insurance companies and helping underwriters make informed decisions.

What are the key skills and qualifications needed to thrive as an Underwriting Service Representative, and why are they important?

To thrive as an Underwriting Service Representative, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a high school diploma or associate degree. Familiarity with insurance management systems, document processing tools, and sometimes certifications like AINS or CPCU are common in this role. Excellent communication, organizational abilities, and customer service skills help you excel when liaising between clients, agents, and underwriters. These skills are vital to ensure accuracy, efficiency, and outstanding client service in supporting the underwriting process.

How to get into underwriting with no experience?

To become an underwriting service representative with no experience, focus on developing strong communication, attention to detail, and basic computer skills. Entry-level roles often require a high school diploma or equivalent, and gaining knowledge of insurance policies or obtaining relevant certifications can improve your chances. Internships or training programs offered by insurance companies can also provide valuable industry exposure.

What is the difference between Underwriting Service Representative vs Claims Processor?

AspectUnderwriting Service RepresentativeClaims Processor
CredentialsTypically requires insurance-related certifications or licensesOften requires claims processing certifications or relevant experience
Work EnvironmentOffice setting, interacting with underwriters and clientsOffice setting, reviewing and processing insurance claims
Employer & IndustryInsurance companies, underwriting departmentsInsurance companies, claims departments
Search & Comparison IntentUnderstanding roles in insurance underwriting and serviceDifferences between claims processing roles

The Underwriting Service Representative focuses on supporting the underwriting process, assessing risk, and maintaining client relationships. In contrast, a Claims Processor handles the review and settlement of insurance claims. Both roles are essential in the insurance industry, often requiring similar certifications and working within the same environment, but they serve different functions in the insurance lifecycle.

More about Underwriting Service Representative jobs
Infographic showing various Underwriting Service Representative job openings in the United States as of July 2026, with employment types broken down into 81% Full Time, 16% Part Time, and 3% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $43,999 per year, or $21.2 per hour.
Underwriting Account Representative

Underwriting Account Representative

Chubb

Chicago, IL • On-site

$43K - $74K/yr

Full-time

Posted 17 days ago


Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 66 frontline employees who took The Breakroom Quiz

122nd of 281 rated insurance


Job description

Underwriting Account Representative  

Position Responsibilities
The Underwriting Account Representative (UAR) is responsible for supporting the underwriting process for New and Renewal Customers for multiple lines of insurance coverages, including property, casualty, workers compensation, excess lines and automobile coverages.This position is also accountable for collaborating with team members to achieve growth, profit, renewal retention, service and producer/client management goals for an assigned book of business in the middle market segment of Commercial Insurance. The UAR will gather and analyze account information, interpret, and translate data into rating and issuance instructions as well as utilize federal and state compliance and regulatory rules to comply with corporate pricing strategies. In partnership with the Underwriter, the UAR will be assisting with binding/issuance of New and Renewal business and appropriate documentation of the file

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

Desired Qualifications: 

The ideal candidate must possess the following skills: 

  • PC Skills:knowledge of Microsoft Office, Microsoft Word and Excel, Adobe Acrobat, and Internet navigation 
  • Excellent verbal and written communication skills 
  • Strong interpersonal skills and ability to establish and maintain effective working relations with internal and external partners in a multi-cultural environment. 
  • Proven analytical skills and mathematical aptitude (arithmetic, algebra and basic accounting principles) 
  • Strong business acumen and critical thinking skills which lead to confident decision making 
  • Ability to learn quickly, prioritize work, and perform within time constraints. 
  • Strong time and desk management skills and detail orientation will aid the candidate in meeting or exceed the established business goals. 
  • Basic knowledge of underwriting principles and policy forms is a plus 
  • Ability to work independently within a team/group environment with ability to collaborate with others. 
  • Ability to adapt to fast paced environment 

Education and Experience: 

  • High School Diploma or Equivalent 
  • Associate's degree or equivalent, 4-Year degree preferred 
  • Minimum of 1-2 years relevant insurance experience will be considered. 

The pay range for the role is $43,700 to $74,200. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.


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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US