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Underwriting Director Jobs (NOW HIRING)

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How much do underwriting director jobs pay per year?

As of Aug 10, 2026, the average yearly pay for underwriting director in the United States is $140,035.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,000.00 and $168,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an underwriting director?

To thrive as an Underwriting Director, you need deep expertise in risk assessment, financial analysis, and insurance underwriting, typically supported by a bachelor’s degree in finance, business, or a related field and extensive industry experience. Familiarity with underwriting software, risk modeling tools, and regulatory compliance systems is essential, and professional certifications like CPCU (Chartered Property Casualty Underwriter) can be advantageous. Strong leadership, decision-making, and communication skills set standout candidates apart in managing teams and cross-functional projects. These abilities are crucial for ensuring sound underwriting practices, driving profitability, and maintaining compliance within the organization.

How much does an underwriting director make?

An underwriting director typically earns between $120,000 and $200,000 annually, depending on experience, industry, and location. They often oversee underwriting teams, develop risk assessment strategies, and require strong analytical and leadership skills.

What are common challenges faced by underwriting directors, and how can I prepare for them?

Underwriting Directors often navigate complex risk assessments and must make high-stakes decisions that balance company profitability with prudent risk management. Managing competing priorities, adapting to changing regulations, and leading diverse teams are typical challenges in this role. Building a strong foundation of industry knowledge, staying current with regulatory trends, and honing leadership and communication skills can help you succeed. Regular collaboration with actuarial, claims, and sales teams also means that effective stakeholder management is essential for overcoming these challenges.

Is underwriting a high stress job?

Underwriting can be a high-stress job due to the responsibility of assessing risk accurately and making critical decisions that impact the company's financial stability. The role often involves tight deadlines, detailed analysis, and the need for strong attention to detail, which can contribute to stress levels. However, stress varies depending on the organization, workload, and individual resilience.

What does an underwriting director do?

An Underwriting Director oversees the underwriting process, ensuring that risks are assessed accurately and in line with company policies. They develop underwriting guidelines, manage underwriting teams, and collaborate with senior leadership to align strategies with business goals. Their role includes analyzing financial and market data to make informed decisions and mitigate potential risks. Additionally, they ensure compliance with industry regulations and work to optimize underwriting efficiency and profitability.

More about Underwriting Director jobs
What cities are hiring for Underwriting Director jobs? Cities with the most Underwriting Director job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
Who are the top companies hiring for Underwriting Director jobs? The top employers for Underwriting Director jobs are:
What states have the most Underwriting Director jobs? States with the most job openings for Underwriting Director jobs include:
What are popular job titles related to Underwriting Director jobs? For Underwriting Director jobs, the most frequently searched job titles are:
Infographic showing various Underwriting Director job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $140,035 per year, or $67.3 per hour.

Executive Underwriter or AVP, Underwriting Director - Construction Casualty

Zurich Insurance Group

Arvada, CO • On-site, Remote

$100K - $215K/yr

Full-time

Re-posted 3 days ago


Job description

Zurich is seeking an experienced Executive Underwriter, Construction Casualty or AVP, Underwriting Director, Construction Casualty to join our Specialties Accounts team. We are seeking talent based in any Zurich Western region office, with flexibility for remote candidates located within the Western market, subject to hiring manager discretion.

This role will be filled at either the Executive Underwriter or AVP, Underwriting Director. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.

As an Executive Underwriter or AVP, Underwriting Director, you will support Zurich's Select Brokers and Major Accounts by underwriting complex new and renewal domestic Construction Casualty risks, including loss-sensitive and wrap-up programs, while serving as a subject matter expert to the team. As part of Zurich's Underwriting Team, you will have the opportunity to fully leverage and further develop your underwriting and marketing expertise while building strong relationships with key brokerage partners across the Western region.


In this role, you will:

  • Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating annual rules.
  • Develop, maintain & collaborate with Line of Business representatives on referrals and other business related needs, as appropriate.
  • May provide guidance to lower level associates.
  • Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.
  • Supports the sales culture by being a Help Point for agents, brokers and customers.
  • Proactively seek renewal and new account opportunities.
  • Complete detailed opportunity assessment with key distributors to identify growth opportunities
  • Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
  • Make broker/customer and on-sight calls with a planned and well-prepared purpose

Basic Qualifications: Executive Underwriter, Construction Casualty:

  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
    OR 
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area 
    AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment

 OR

Basic Qualifications: AVP Underwriting Director, Construction Casualty:

  • High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area
    OR 
  • High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area
    OR 
  • Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area
    OR 
  • Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area
    AND
  • Experience with Microsoft Office


Preferred Qualifications (Both Levels):

  • Bachelor's Degree 
  • Technical knowledge of Construction Casualty Underwriting including Loss Sensitive Accounts and Wrap-Ups
  • Established broker relationships (retail brokers) within the Western region. 
  • Sales execution mindset
  • Creative problem solving skills
  • Strong verbal and written communication skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $100,000.00 - $215,000.00. The proposed salary range for the Executive Underwriter is $100,000.00 - $165,000.00, with Global Specialty Incentive Plan bonus eligibility set at 30%. The proposed salary range for the AVP, Underwriting Director is $130,000.00 - $215,000.00, with Global Specialty Incentive Plan bonus eligibility set at 40%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future-for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Denver, AM - Arizona Virtual Office, AM - Phoenix
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No  
Linkedin Recruiter Tag: #LI-BN1 #LI-DIRECTOR #LI-REMOTE