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Underwriting Associate Jobs in Indiana (NOW HIRING)

Auto-Owners Insurance

Underwriter

Marion, IN · On-site

Acquire a working knowledge of supporting sections of the underwriting department * Effectively communicate with independent agents and other associates through verbal and/or written means

Elevance Health

Group Underwriter Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

This role requires associates to be in-office 1-2 days per week, fostering collaboration and ... UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

This role requires associates to be in-office 1 day per week, fostering collaboration and ... UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for ...

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Underwriting Associate information

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How much do underwriting associate jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for underwriting associate in Indiana is $18.09, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $19.23 per hour, depending on experience, location, and employer.

What are underwriting associates?

Underwriting associates are entry- to mid-level professionals who support underwriters in evaluating and processing insurance applications or loan requests. They assist in gathering and reviewing applicant information, assessing risk factors, and preparing documentation necessary for decision-making. Their work ensures that underwriters have accurate data to determine whether to approve or deny coverage or loans, and under what terms. Underwriting associates often interact with agents, clients, and other departments to facilitate a smooth underwriting process.

Is underwriting a tough job?

Underwriting is a detail-oriented role that involves assessing risks and making decisions based on financial data, requiring strong analytical skills and attention to detail. The job can be demanding due to tight deadlines, the need for accuracy, and the responsibility of approving or denying applications, but it also offers opportunities for professional growth and specialization. Familiarity with industry regulations and tools like underwriting software is often necessary.

Do underwriters earn good money?

Underwriters typically earn a median salary that varies by industry and experience, with many earning competitive wages in the financial and insurance sectors. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills or certifications can earn higher salaries, often supplemented by bonuses or benefits.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, improving efficiency and consistency. However, human underwriters still play a vital role in complex decision-making, interpreting nuanced information, and applying judgment that AI cannot replicate fully.

What do underwriting associates do?

Underwriting associates evaluate insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and premium rates. They use tools like underwriting software and may collaborate with agents or underwriters to ensure accurate assessments and compliance with company policies.

What are the key skills and qualifications needed to thrive as an Underwriting Associate, and why are they important?

To thrive as an Underwriting Associate, you need a strong understanding of risk assessment, analytical skills, and knowledge of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes certifications such as CPCU or AU is highly valuable. Attention to detail, effective communication, and organizational skills help you excel in evaluating applications and collaborating with clients and colleagues. These skills ensure accurate risk evaluation, efficient workflow, and compliance with industry standards, leading to sound business decisions and customer satisfaction.

What are some common challenges Underwriting Associates face when balancing risk assessment with client expectations?

Underwriting Associates often need to carefully evaluate the risk profile of applicants while also considering the business objectives and maintaining positive relationships with clients or brokers. A common challenge is ensuring thorough risk analysis under tight deadlines, especially when clients expect quick decisions. Balancing the need for accuracy and compliance with internal policies, while also providing responsive service, requires strong organizational and communication skills. Collaborating closely with senior underwriters and other departments can help manage these challenges and ensure informed, fair decisions.
What are the most commonly searched types of Underwriting jobs in Indiana? The most popular types of Underwriting jobs in Indiana are:
What cities in Indiana are hiring for Underwriting Associate jobs? Cities in Indiana with the most Underwriting Associate job openings:
Underwriting Associate jobs near you
Associate Underwriter

Associate Underwriter

BITCO Insurance Companies

Indianapolis, IN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

BITCO Corporation is seeking an Associate Underwriter to join our branch office located in Indianapolis IN. As a respected specialty insurer with 11 branch offices across 10 states, BITCO delivers tailored insurance solutions to complex industries such as construction, forest products, and oil and gas.
This position is open to a hybrid work arrangement, blending flexibility with meaningful in-person collaboration. Candidates should be comfortable with occasional business travel to other BITCO offices and offsite locations.
At BITCO, our work is guided by core values. We care deeply about our people, partners, and customers. We are committed to excellence and accountability. We deliver on our promises with integrity and precision, and we strive to make a meaningful impact in everything we do. These values drive our mission to protect the people and industries that keep America running.
Join the BITCO team and be part of a workplace built on collaboration, open communication, and a positive culture that supports growth and success. If you are passionate about operational excellence and ready to make a measurable impact within a growing, industry-leading organization, BITCO offers the platform and challenge you have been looking for
Position Summary:
This position provides essential operational and administrative support to the local Underwriting team through a variety of functions, including new and renewal policy setup, account analysis, account coordination, data collection, and follow-up on outstanding information. The role supports efficient underwriting operations by ensuring accuracy, organization, and timely processing of account-related activities.
Primary Responsibilities:
  • Review new business submissions and enter into the policy system; review for fit within underwriting guidelines
  • Performs loss analysis and reviews other important detail and documentation on applications and accounts
  • Prepare issuance instructions according to either a completed proposal or binder order
  • May provide a full range of Underwriting support on smaller, less complex accounts
  • Collaborates with Underwriting team on quotes, renewals, applications, changes, and Underwriting issues
  • Builds and maintains effective relationships with agents, providing prompt service on questions, requests, and/or issues
  • Develops information for special reports and projects, as requested by Underwriting team or management
  • Initiates requests for renewal information and orders Experian or other investigative reports; initiates appropriate risk control service
  • Administers changes to new and renewal policies, utilizing the company's current rating/publishing system and ISO, NCCI, and related on-line manuals
  • Calculates premiums for endorsements and cancellations of policies
  • Works with internal billing team to resolve any issues related to billing on accounts
  • Coordinates account details and documentation, such as file set-up, follow up on endorsements, form completion, and proofreading
  • Performs other duties as assigned

Qualifications:
  • 2+ years of Commercial Insurance experience strongly preferred
  • Intermediate to advanced knowledge of commercial rating
  • Excellent communication skills, both verbal and written
  • Ability to read and interpret policy terms and other factual information
  • Ability to multi-task effectively within assigned deadlines
  • Demonstrated sense of urgency
  • Proven ability to provide prompt and effective customer service
  • Must be able to work effectively in an independent and team environment

Benefits:
  • Competitive salary paired with a comprehensive benefits package
  • Generous paid time off, plus 12 paid holidays annually
  • Comprehensive health coverage, including medical, dental, and vision plans
  • Additional protection through accident, critical illness, and hospital indemnity insurance
  • Company-paid life insurance equal to 2× annual salary
  • Company-paid short-term and long-term disability coverage
  • 401(k) Savings and Profit Sharing Plan through Old Republic
  • Ongoing education, training, and professional development opportunities
  • Support for industry certifications and insurance designations, including financial assistance
  • Flexible scheduling with a two-hour window for start and end times within a 7.5-hour workday
  • Opportunities to give back through corporate philanthropy and community service initiatives
  • Optional benefits including travel, commuter, and pet insurance
  • Employee wellness support through a dedicated fitness program

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