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Underwriting Assistant Jobs in Rio Rancho, NM (NOW HIRING)

Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional ...

You'll assist Business Services Officers regarding annual loan reviews and origination of new loan ... Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing ...

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Underwriting Assistant information

See Rio Rancho, NM salary details

$12

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$30

How much do underwriting assistant jobs pay per hour?

As of Jul 21, 2026, the average hourly pay for underwriting assistant in Rio Rancho, NM is $21.40, according to ZipRecruiter salary data. Most workers in this role earn between $17.64 and $24.18 per hour, depending on experience, location, and employer.

What Is an Underwriting Assistant?

An underwriting assistant, or underwriting service assistant, helps a lead underwriter to process applications for mortgages, credit, or insurance. Whether you work in the banking or insurance industry, your primary responsibility is to support your company’s underwriters. This includes obtaining relevant documents and client information so that the underwriter can assess their eligibility, and maintaining accurate records on all applicants and approval processes. Since you often work directly under a single underwriter, specific duties vary depending on your supervisors working style. You need an associate degree in finance or economics for a career as an underwriting assistant, but most employers prefer candidates to hold a bachelor’s degree. Organizational and administrative skills are crucial for this field.

What does an underwriting assistant do?

An underwriting assistant supports the underwriting process by reviewing applications, collecting and verifying documentation, and preparing files for underwriters. They often use specialized software and need strong organizational skills to ensure accurate and efficient processing of insurance or loan applications.

What does an assistant underwriter do?

An assistant underwriter supports underwriters by reviewing applications, collecting and analyzing risk data, and preparing documentation. They often use specialized software and need strong attention to detail to help assess insurance or loan risks accurately. This role typically requires good communication skills and knowledge of underwriting guidelines.

How much does an assistant underwriter get paid?

An underwriting assistant typically earns between $40,000 and $55,000 annually, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced assistants or those with specialized skills can earn higher salaries. Benefits often include health insurance and opportunities for professional development.

What are some typical challenges an Underwriting Assistant might face when supporting multiple underwriters, and how can they manage these effectively?

Underwriting Assistants often juggle supporting several underwriters simultaneously, which can present challenges in prioritizing tasks and managing tight deadlines. Effective communication and strong organizational skills are essential to stay on top of document processing, application reviews, and data entry. Leveraging technology, such as workflow management systems, and proactively clarifying priorities with underwriters can help maintain accuracy and efficiency. Building a collaborative relationship with both underwriters and other support staff also ensures smoother workflow and reduces bottlenecks.

What is the difference between Underwriting Assistant vs Insurance Underwriter?

AspectUnderwriting AssistantInsurance Underwriter
CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsBachelor's degree in finance, business, or related field; professional certifications like CPCU are common
Work EnvironmentOffice setting, supporting underwriting teams, handling administrative tasksOffice environment, analyzing risk, making coverage decisions
Job ResponsibilitiesData entry, document review, assisting underwriters, preparing reportsAssessing risk, approving or denying insurance applications, setting premiums

While both roles are integral to the insurance industry, an Underwriting Assistant primarily provides administrative and support functions, whereas an Insurance Underwriter makes critical risk assessments and coverage decisions. The Underwriting Assistant supports the underwriting process, enabling underwriters to focus on evaluating risks and setting policies.

What are underwriting assistants?

Underwriting assistants are professionals who support underwriters in the insurance industry. They handle administrative tasks such as processing applications, gathering necessary documentation, reviewing policy details, and communicating with clients and brokers. By managing these responsibilities, underwriting assistants help ensure the underwriting process runs smoothly and efficiently. Their work allows underwriters to focus on assessing risks and making informed decisions about policy approvals. Underwriting assistants play a crucial role in maintaining accurate records and facilitating clear communication within the underwriting team.

How to get into underwriting with no experience?

To become an underwriting assistant with no experience, focus on developing strong attention to detail, basic knowledge of insurance or finance, and proficiency in computer skills. Entry-level roles often require a high school diploma or equivalent, and gaining relevant certifications or completing training programs can improve your chances of entry into the field.

What are the key skills and qualifications needed to thrive as an Underwriting Assistant, and why are they important?

To thrive as an Underwriting Assistant, you need strong organizational abilities, attention to detail, and a foundational understanding of insurance principles, usually supported by a high school diploma or some college coursework. Familiarity with underwriting software, document management systems, and proficiency in Microsoft Office are commonly required. Excellent communication, multitasking, and teamwork skills help you effectively support underwriters and coordinate with clients or brokers. These capabilities are vital for ensuring accurate, efficient processing of insurance applications and contributing to the overall success of the underwriting team.
What are the most commonly searched types of Underwriting jobs in Rio Rancho, NM? The most popular types of Underwriting jobs in Rio Rancho, NM are:
What are popular job titles related to Underwriting Assistant jobs in Rio Rancho, NM? For Underwriting Assistant jobs in Rio Rancho, NM, the most frequently searched job titles are:
What job categories do people searching Underwriting Assistant jobs in Rio Rancho, NM look for? The top searched job categories for Underwriting Assistant jobs in Rio Rancho, NM are:
What cities near Rio Rancho, NM are hiring for Underwriting Assistant jobs? Cities near Rio Rancho, NM with the most Underwriting Assistant job openings:
Infographic showing various Underwriting Assistant job openings in Rio Rancho, NM as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, 1% Temporary, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $44,513 per year, or $21.4 per hour.
Commercial Lines Underwriter

Commercial Lines Underwriter

AMERIND

Bernalillo, NM • On-site

$58K - $87K/yr

Full-time

Posted 16 days ago


Job description

Position Characteristics and Competencies

  • Customer Focused
  • Detailed Oriented
  • Technical Knowledge and Skills
  • Planning and Organizing
  • Communication Skills (verbal and written)
  • Analytical and Decision-making skills
  • Interpersonal Skills
  • Math skills
Job Summary
Review individual applications for insurance to evaluate the degree of risk involved, determine acceptance of applications, coverage amounts and premium for personal or commercial lines business. Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional relationships with broker partners, third party administrators or financial institutions.
This job description does not represent an inclusive list of all duties encompassed in this position.
Job Responsibilities
  • Examines insurance applications, conduct research, collects background information, and make risk assessments.
  • Negotiates with the customer regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.
  • Underwrites various types of insurance policies for individuals, businesses, or equity pool members.
  • Calculates premiums and establish payment method. Appropriately prices all new and renewal applications.
  • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.
  • Interacts with policyholders to deliver and explain policy.
  • Ensures policy requirements are met, including any necessary completion of appropriate forms.
  • Evaluates property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Creates endorsements and coverage documents for clients.
  • Performs administrative tasks, such as answering phones, maintaining records and handling policy renewals.
  • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.
  • Participates in cross-functional team training.
  • Performs other duties as assigned.
Supervision of Others
N/A
High School Diploma or GED required.
  • Bachelor’s degree in business administration, related field, or equivalent experience.
  • A minimum of 5-7 years of underwriting experience.
  • Insurance Professional Designations (CIC, AU and/or AINS) preferred.
  • Valid driver’s license.
  • No felony, theft, or fraud convictions.
  • Must be able to successfully pass a background investigation.
Additional Eligibility Requirements
  • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
  • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.
Knowledge/Skills/Abilities
  • Strong written and oral communication skills.
  • Strong ability to multi-task assisting in multiple duties or projects.
  • Advanced presentation skills.
  • Advanced knowledge of underwriting practices and underwriting techniques.
  • Knowledge of department organization, functions, objectives, policies, and procedures.
  • Knowledge of commercial/residential construction codes and techniques.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to work independently and meet timelines.
  • Ability to collect and analyze data and prepare and present accurate reports and recommendations.
  • Knowledge of principles and processes for providing customer services.
  • Skill in providing excellent customer service.
  • Ability to work as a team member in a structured working environment and encourage team collaboration.
  • Ability to work with timeliness and thoroughness.
  • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel and presentation software (such as PowerPoint).
Working Conditions amp; Physical Demands
  • Travel required 25% of time; COVID-19 vaccination preferred.
  • Typical business office setting with moderate noise level and outdoor settings with a high noise level.
  • Non-office environment may be encountered for offsite presentations and support of company activities.
  • Exposure to natural weather conditions and temperatures, various dusts, smoke and mists, and normal debris and hazards may occur while performing outdoor duties.
  • Must be able to sit for work at a computer for more than 6 hours per day.
  • Must be able to stand and walk for more than 4 hours per day when on client site.
  • Must be able to use hands for dexterity of motion and reach with hands and arms.
  • Extensive use of computer keyboards.
  • Frequently required to talk and hear.
  • Must have ability to occasionally lift 10+ lbs.
Physical Exam
Not required for this position.