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Associate Underwriter Jobs in Rio Rancho, NM (NOW HIRING)

AMERIND

Underwriter I

Bernalillo, NM · On-site

$53K - $79K/yr

Insurance Associate in Underwriting (AU) Professional Designation preferred. * Valid driver's license. * No felony, theft, or fraud convictions. * Must be able to successfully pass a background ...

AMERIND

Underwriter I

Bernalillo, NM · On-site

$53K - $79K/yr

Insurance Associate in Underwriting (AU) Professional Designation preferred. * Valid driver's license. * No felony, theft, or fraud convictions. * Must be able to successfully pass a background ...

AMERIND

Commercial Lines Underwriter

Bernalillo, NM · On-site

$58K - $87K/yr

Underwrites various types of insurance policies for individuals, businesses, or equity pool members ... New employees must complete the Associate in Insurance (AINS) designation within six months from ...

AMERIND

Commercial Lines Underwriter

Bernalillo, NM · On-site

$58K - $87K/yr

Underwrites various types of insurance policies for individuals, businesses, or equity pool members ... New employees must complete the Associate in Insurance (AINS) designation within six months from ...

AMERIND

Underwriting Technician

Santa Ana Pueblo, NM

Underwriting tech handles several aspects of policy processing and issuance, which include new ... Associate degree in insurance, Economics, Business Administration or related field preferred. * One ...

AMERIND

Underwriting Technician

Santa Ana Pueblo, NM · On-site

Underwriting tech handles several aspects of policy processing and issuance, which include new ... Associate degree in insurance, Economics, Business Administration or related field preferred. * One ...

Amerind

Underwriting Technician

Bernalillo, NM · On-site

Underwriting tech handles several aspects of policy processing and issuance, which include new ... Associate degree in insurance, Economics, Business Administration or related field preferred. * One ...

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All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Rio Rancho, NM

Associate Underwriter information

See Rio Rancho, NM salary details

$30.6K

$74.2K

$131.2K

How much do associate underwriter jobs pay per year?

As of Jul 15, 2026, the average yearly pay for associate underwriter in Rio Rancho, NM is $74,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,400.00 and $81,800.00 per year, depending on experience, location, and employer.

Is underwriting an entry-level position?

Associate underwriters are often considered entry-level roles in the insurance and finance industries, typically requiring a bachelor's degree and some related internship or work experience. These positions involve evaluating risks, analyzing data, and may require knowledge of underwriting software. Advancement usually depends on experience, performance, and additional certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is underwriting a high paying career?

Associate underwriters typically earn competitive salaries that can increase with experience, certifications, and specialization. While salaries vary by industry and location, underwriting is generally considered a stable and well-paying career within the insurance and finance sectors.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an Associate Underwriter, and why are they important?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by Associate Underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What does an Associate Underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What do associate underwriters make?

Associate underwriters typically earn a salary ranging from $50,000 to $70,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced associates or those in specialized fields can earn higher compensation, often supplemented with bonuses or incentives.

What is the role of an associate underwriter?

An associate underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing policy details, and supporting senior underwriters. They often use underwriting software and need strong analytical skills to help determine policy terms and pricing within established guidelines.
What are the most commonly searched types of Underwriter jobs in Rio Rancho, NM? The most popular types of Underwriter jobs in Rio Rancho, NM are:
What are popular job titles related to Associate Underwriter jobs in Rio Rancho, NM? For Associate Underwriter jobs in Rio Rancho, NM, the most frequently searched job titles are:
What job categories do people searching Associate Underwriter jobs in Rio Rancho, NM look for? The top searched job categories for Associate Underwriter jobs in Rio Rancho, NM are:
Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Rio Rancho, NM as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 30% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $74,193 per year, or $35.7 per hour.
Underwriter I

Underwriter I

AMERIND

Bernalillo, NM • On-site

$53K - $79K/yr

Full-time

Re-posted 4 days ago

Job description

Position Characteristics and Competencies
  • Customer Focused
  • Detailed Oriented
  • Technical Knowledge and Skills
  • Planning and Organizing
  • Communication Skills (verbal and written)
  • Analytical and Decision-making skills
  • Interpersonal Skills
  • Math skills

Job Summary
Review individual applications for insurance to evaluate the degree of risk involved, determine acceptance of applications, coverage amounts and premium for personal or commercial lines business. Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional relationships with broker partners, third party administrators or financial institutions.
This job description does not represent an inclusive list of all duties encompassed in this position.
Job Responsibilities
  • Examines insurance applications, conduct research, collects background information, and make risk assessments.
  • Negotiates with the customer regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.
  • Underwrites various types of insurance policies for individuals, businesses, or equity pool members.
  • Calculates premiums and establish payment method. Appropriately prices all new and renewal applications.
  • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.
  • Interacts with policyholders to deliver and explain policy.
  • Ensures policy requirements are met, including any necessary completion of appropriate forms.
  • Evaluates property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Creates endorsements and coverage documents for clients.
  • Performs administrative tasks, such as answering phones, maintaining records and handling policy renewals.
  • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.
  • Participates in cross-functional team training.
  • Performs other duties as assigned.

Supervision of Others
N/A
Minimum Qualifications
  • High School Diploma or GED required .
  • Bachelor's Degree in Business Administration, related field, or equivalent experience
  • A minimum of three years of underwriting experience.
  • Insurance Associate in Underwriting (AU) Professional Designation preferred.
  • Valid driver's license.
  • No felony, theft, or fraud convictions.
  • Must be able to successfully pass a background investigation.

Additional Eligibility Requirements
  • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
  • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.

Knowledge/Skills/Abilities
  • Strong written and oral communication skills.
  • Strong ability to multi-task assisting in multiple duties or projects.
  • Strong presentation skills.
  • Knowledge of underwriting techniques.
  • Knowledge of department organization, functions, objectives, policies, and procedures.
  • Knowledge of commercial/residential construction codes and techniques.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to work independently and meet timelines.
  • Ability to create and edit written material.
  • Knowledge of principles and processes for providing customer services.
  • Skill in providing excellent customer service.
  • Ability to work as a team member in a structured working environment.
  • Ability to work with timeliness and thoroughness.
  • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel and presentation software (such as PowerPoint).

Working Conditions & Physical Demands
  • Travel required 10% of time; COVID-19 vaccination preferred.
  • Typical business office setting with moderate noise level and outdoor settings with a high noise level.
  • Non-office environment may be encountered for offsite presentations and support of company activities.
  • Must be able to sit for work at a computer for more than 6 hours per day.
  • Must be able to use hands for dexterity of motion and reach with hands and arms. Extensive use of computer keyboards.
  • Frequently required to talk and hear.
  • Must have ability to occasionally lift 10+ lbs.

Physical Exam
Not required for this position.
Pay Range: $53,123 - $79,685 per year

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