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Underwriter Training Program Jobs in California (NOW HIRING)

theLender

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Mortgage Underwriting Trainer- On Site (Lake Forest, CA)

Lake Forest, CA · On-site

$40 - $47/hr

Growth-focused environment with hands-on training * Account Executive Academy and Underwriter University - our in-house development programs * Comprehensive benefits including medical, dental, vision ...

Balavant Employee Services Inc

Underwriter

Novato, CA · On-site

Program Support & Continuous Improvement * Maintain accurate and complete underwriting files ... Actively engage in training, mentorship, and continuing education opportunities to deepen technical ...

The Hartford

Captives Underwriter

San Francisco, CA · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

The Hartford

Captives Underwriter

Walnut Creek, CA · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

The Hartford

Captives Underwriter

Los Angeles, CA · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

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All JobsUnderwriter Training Program JobsUnderwriter Training Program Jobs in California

Underwriter Training Program information

How long does it take to become an underwriter?

Becoming an underwriter typically requires completing a training program that lasts from a few weeks to several months, depending on the employer and the complexity of the policies involved. Many underwriters also pursue industry certifications, such as the Chartered Property Casualty Underwriter (CPCU), which can take additional time to obtain. Gaining experience through entry-level roles can also be part of the pathway to becoming a fully qualified underwriter.

What can I expect from the mentorship and training structure in an underwriter training program?

In an Underwriter Training Program, you can expect a combination of formal classroom instruction, hands-on casework, and close mentorship from experienced underwriters. Trainees typically start by learning about risk assessment, insurance products, and industry regulations, gradually taking on more responsibility as they demonstrate proficiency. Regular feedback and collaboration with senior team members help you develop practical skills and build confidence in decision-making. This supportive environment is designed to ensure a smooth transition from trainee to fully qualified underwriter.

What is the difference between Underwriter Training Program vs Underwriter?

AspectUnderwriter Training ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes certifications like CPCU or ARMOften requires a bachelor's degree and relevant certifications
Work EnvironmentTraining setting, classroom and on-the-job learningFull-time underwriting role in office or remote
Employer UsageUsed by insurance companies to develop new talentEstablished role for assessing risk and approving policies

The Underwriter Training Program is designed to prepare individuals for a career as an Underwriter by providing structured training and mentorship. Once completed, participants typically transition into full Underwriter roles. The main difference lies in the training phase versus the fully operational underwriting position.

Is it hard to get a job in an underwriter training program?

Securing a position in an underwriter training program can be competitive, often requiring relevant education such as a degree in finance, business, or related fields, along with strong analytical skills. Candidates typically undergo a structured training process that assesses their understanding of risk assessment and insurance principles, and prior experience or certifications can improve chances of acceptance.

What is an underwriter training program?

An Underwriter Training Program is a structured educational initiative designed to teach individuals the fundamentals of underwriting, which involves assessing and evaluating risks for insurance, loans, or other financial products. Participants learn about risk analysis, industry regulations, financial documentation, and decision-making processes. These programs often combine classroom instruction with hands-on experience, preparing trainees for entry-level underwriting positions. Completion of such a program can lead to certifications or advancement within financial or insurance organizations.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on location and industry. Starting salaries can increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment. Compensation may also vary based on the employer and the complexity of the policies handled.

How do you become an underwriter with no experience?

To become an underwriter with no experience, candidates typically start by obtaining relevant education such as a bachelor's degree in finance, economics, or a related field. Entry-level underwriter positions often provide on-the-job training, and gaining knowledge of insurance policies, risk assessment, and using underwriting software can improve prospects. Certifications like the Associate in Commercial Underwriting (AU) or similar can also enhance employability.

What are the key skills and qualifications needed to thrive in an underwriter training program, and why are they important?

To thrive in an Underwriter Training Program, you need strong analytical skills, attention to detail, and a relevant bachelor's degree, often in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and risk assessment systems is typically required, and some programs value progress toward professional designations like CPCU. Effective communication, problem-solving, and decision-making abilities help candidates excel in evaluating applications and collaborating with colleagues. These skills ensure accurate risk assessment, sound decision-making, and contribute to the organization's profitability and compliance.
What are the most commonly searched types of Underwriter Training Program jobs in California? The most popular types of Underwriter Training Program jobs in California are:
What are popular job titles related to Underwriter Training Program jobs in California? For Underwriter Training Program jobs in California, the most frequently searched job titles are:
What job categories do people searching Underwriter Training Program jobs in California look for? The top searched job categories for Underwriter Training Program jobs in California are:
What cities in California are hiring for Underwriter Training Program jobs? Cities in California with the most Underwriter Training Program job openings:
Underwriter Training Program jobs near you
Infographic showing various Underwriter Training Program job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 70% In-person, 18% Hybrid, and 12% Remote job distribution.

Mortgage Underwriting Trainer- On Site (Lake Forest, CA)

theLender

Lake Forest, CA • On-site

$40 - $47/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

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Job description

The position is 100% in-office.

The Underwriting Trainer is responsible for the design, delivery, and ongoing support of theLender's underwriting training programs, including UW University and related curriculum for new and seasoned underwriters. This role's primary responsibility is to train, curate, and support the underwriting training program, building and maintaining curriculum, job aids, and assessments, and delivering instruction directly to underwriters at all experience levels.


This is an onsite, in-person delivery role. The Underwriting Trainer must be physically present to lead classroom instruction, facilitate hands-on file work, and provide real-time coaching, this cannot be performed on a fully remote basis. The Underwriting Trainer partners closely with Underwriting leadership and Learning & Development to ensure training reflects current guidelines, tools, and quality standards.


Essential Job Functions


Training Delivery

  • Deliver in-person and virtual, instructor-led training sessions to new and seasoned underwriters

Lead classroom instruction, workshops, and hands-on file-review exercises covering underwriting guidelines, credit analysis, and theLender systems

  • Provide real-time, in-person support to trainees during and after training, including system navigation and file-specific questions.
  • Use LMS to track attendance and training session completion for all onsite sessions.


Curriculum Development

  • Curate, build, and maintain training curriculum, instructor guides, job aids, and knowledge assessments for the underwriting training program.
  • Update all training materials manuals, job aids, presentations, and knowledge checks to reflect current guidelines, processes, and procedures.
  • Partner with Underwriting leadership, subject matter experts, and Learning & Development to identify business priorities and define learning objectives.
  • Support curriculum sequencing across mortgage fundamentals, credit and collateral analysis, compliance, and Non-QM/NONI product content.


Program Support

  • Support day-to-day operation of the underwriting training program, including scheduling, session logistics, and materials distribution.
  • Evaluate training effectiveness through feedback, knowledge-check results, and post-training performance; use findings to continuously improve materials and delivery.
  • Support the evaluation and rollout of new underwriting tools and technologies Perform other duties as assigned.


Essential Job Skills

  • Strong analytical and credit-judgment skills, with the ability to translate underwriting guidelines into clear instructional content.
  • Excellent verbal and written communication skills; comfortable presenting to and facilitating discussion with all levels of the organization.
  • Confident, engaging in-person presentation and facilitation skills this role requires holding a attention and adapting delivery in real time.
  • Ability to provide outstanding customer service and coaching in a fast-paced training environment.
  • Proficient with Microsoft 365 (Word, Excel, PowerPoint, Outlook and Teams) and Encompass or comparable Loan Origination Systems.
  • Strong planning and organizational skills; ability to manage multiple projects and delivery priorities.
  • Interpersonal skills necessary to build effective working relationships with underwriting leadership, trainees, and cross-functional partners.


Minimum Qualifications

  • 3–5 years of experience underwriting mortgage loans.
  • 2 years of experience delivering training, coaching, or mentoring in a professional environment.
  • Experience with Non-QM underwriting is a plus, though not required.
  • Working knowledge of mortgage underwriting guidelines and regulatory requirements (e.g., BSA/AML, RESPA, TILA).
  • Experience with Encompass or a comparable Loan Origination System.
  • Ability to handle competing priorities effectively within established timeframes.


Our Culture: It’s Everything

At theLender, we believe culture isn’t just a buzzword—it’s the foundation of everything we do. We’ve built an environment that’s energetic, social, and genuinely fun: It’s a place where hard work and high energy go hand-in-hand with fun, connection, and community.


Why People Love Working Here

  • Top Workplace – Recognized by employees year after year
  • Growth-focused environment with hands-on training
  • Account Executive Academy and Underwriter University – our in-house development programs
  • Comprehensive benefits including medical, dental, vision, 401(k), and gym reimbursement
  • A team that values collaboration, drive, and personality


Learn More About Us

  • Website: www.theLender.com
  • Social: Facebook | Instagram
  • LinkedIn: https://www.linkedin.com/company/thelender/posts/?feedView=all

Compensation

$40-47 per hour DOE

Company Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.