Underwriter Trainee Jobs in Ridgewood, NJ (NOW HIRING)

Position Summary Ryan Specialty is seeking a Cyber Underwriter to join our growing Cyber team. This role is ideal for an underwriting professional who enjoys evaluating a high volume of opportunities, making thoughtful risk decisions, and partnering closely with brokers to deliver excellent service. The successful candidate will contribute to the profitable growth of the Cyber portfolio by combining strong underwriting discipline with a responsive, solutions-oriented approach. The ideal candidate has experience underwriting cyber risks within a carrier, MGA, wholesaler, or specialty underwriting organization and thrives in a fast-paced environment where speed, service, and sound underwriting judgment are critical.

Underwriting & Risk Assessment Review, evaluate, and price cyber risks in accordance with underwriting guidelines and authority levels. Analyze submissions, loss history, financial information, industry exposures, and cybersecurity controls. Assess account risk characteristics and determine appropriate terms, conditions, and pricing. Make timely underwriting decisions while maintaining portfolio profitability objectives. Manage new business and renewal opportunities across a broad range of industries and account sizes. Monitor emerging cyber threats, market developments, and industry trends. Broker & Distribution Management Develop and maintain strong relationships with wholesale brokers and distribution partners. Serve as a responsive underwriting resource throughout the submission, quote, negotiation, and binding process. Provide creative solutions and timely service that support broker relationships and business growth. Collaborate with brokers to identify opportunities and structure effective coverage solutions. Portfolio Management Contribute to profitable growth through disciplined underwriting and risk selection. Support achievement of production, retention, and profitability goals. Identify trends within assigned accounts and communicate opportunities or concerns to leadership. Participate in portfolio reviews and business planning discussions. Collaboration & Operational Excellence Partner with underwriting, claims, compliance, legal, and operational teams to deliver exceptional service. Leverage underwriting technology, data, and analytics to support decision-making. Maintain underwriting documentation and ensure compliance with internal guidelines. Support process improvement initiatives that enhance efficiency and service delivery.

• Experience 2-5+ years of Cyber Liability, Technology E&O, Professional Liability, or Financial Lines underwriting experience.
• Experience within a carrier, MGA, wholesale, or specialty underwriting environment preferred.
• Demonstrated ability to manage multiple submissions and competing priorities effectively.
• Understanding of cyber coverages, data privacy, ransomware, network security, and technology-related risk exposures.
• Experience working in a fast-paced underwriting environment with strong service expectations preferred.
• Education Bachelor's degree preferred.
• Equivalent relevant industry experience will be considered.

• P&C and/or Surplus Lines licenses preferred.
• CPCU, RPLU, AU, or other insurance designations are a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $140,000.00 - $175,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

A multi-time winner of Newsweek’s Most Loved Workplaces and Insurance Business’s Top Insurance Employers, Ryan Specialty is home to some of the brightest talent in the insurance industry. Join our team and help provide innovative solutions for insurance brokers, agents and carriers.

Ryan Specialty, LLC and its affiliates (“Ryan Specialty”) do not accept unsolicited resumes or candidate profiles submitted by any staffing agencies, placement services or professional recruiters (“Agencies”), including any submissions made through our website or to email accounts of Ryan Specialty employees. Agencies must be registered in Ryan Specialty’s agency portal and have a fully executed contract for service between Ryan Specialty and the Agency. Agency fee agreements will only be valid if provided in such fully executed contract between Ryan Specialty and the Agency. Any unsolicited resume or candidate profile received from an Agency without prior approval from Ryan Specialty’s HR department and in compliance with Ryan Specialty’s candidate submission process shall be considered unsolicited, gratuitous and property of Ryan Specialty for recruiting purposes and, as such, is not subject to payment of any Agency fees.