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Underwriter Trainee Jobs in Edison, NJ (NOW HIRING)

Niural Inc

PEO Benefits Underwriting Trainee

New York, NY · On-site

$50K - $60K/yr

Role Overview The PEO Underwriter is responsible for evaluating, pricing, and managing risk for new and renewing PEO groups within a co‑employment model. This role requires strong analytical skills ...

Venbrook

Underwriter

New York, NY · On-site +1

Excess Liability Insurance Underwriter DEPARTMENT: Brooks Insurance Agency COMPANY OVERVIEW: Brooks Insurance Agency is the wholesale brokerage of Venbrook Group, LLC, a holding company with ...

W. R. Berkley Corporation

Underwriter

Hamilton, NJ · On-site

$90 - $110/hr

The Underwriter will work closely with more seasoned underwriting staff to develop more advanced underwriting acumen over time. Additionally, the Underwriter will be responsible for gaining a more ...

Citi

Underwriter

New York, NY · On-site +1

$122K - $130K/yr

Develop underwriting views, risk assessments, and credit recommendations to support approval decisions by senior risk and business stakeholders. Lead the preparation of comprehensive underwriting ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating ...

Arthur J. Gallagher & Co. (AJG)

Underwriter

Whippany, NJ · On-site

$70 - $100/hr

Overview You'll underwrite individual property and casualty insurance applications. You'll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value ...

Gallagher

Underwriter

Whippany, NJ · On-site

Overview You'll underwrite individual property and casualty insurance applications. You'll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating ...

Citigroup, Inc.

Underwriter

New York, NY · On-site

$122K - $130K/yr

Develop underwriting views, risk assessments, and credit recommendations to support approval decisions by senior risk and business stakeholders. Lead the preparation of comprehensive underwriting ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating ...

The Hartford

Captives Underwriter

New York, NY · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Ryan Specialty

Cyber Underwriter

New York, NY · On-site

$140K - $175K/yr

This role is ideal for an underwriting professional who enjoys evaluating a high volume of opportunities, making thoughtful risk decisions, and partnering closely with brokers to deliver excellent ...

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Edison, NJ

Underwriter Trainee information

See Edison, NJ salary details

$33K

$80K

$141.5K

How much do underwriter trainee jobs pay per year?

As of Sep 5, 2026, the average yearly pay for underwriter trainee in Edison, NJ is $79,993.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,900.00 and $88,200.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Edison, NJ?

The most popular types of Underwriter jobs in Edison, NJ are:

What are popular job titles related to Underwriter Trainee jobs in Edison, NJ?

For Underwriter Trainee jobs in Edison, NJ, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Edison, NJ look for?

The top searched job categories for Underwriter Trainee jobs in Edison, NJ are:

What cities near Edison, NJ are hiring for Underwriter Trainee jobs?

Cities near Edison, NJ with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Edison, NJ as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, 1% Contract, and 1% Nights. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $79,993 per year, or $38.5 per hour.

Environmental Underwriter Trainee

Great American Insurance Group

New York, NY • On-site

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Key responsibilities

  • Participate in activities related to risk selection, pricing, retention, growth, and profitability.

  • Review, summarize, and interpret environmental reports and technical documents.

  • Learn to assess risk quality, analyze coverage, and develop and maintain business relationships.

Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

57th of 315 rated insurance

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

The Environmental Division of the Great American Insurance Group provides a comprehensive portfolio of environmental insurance products to a broad array of industries. All products can be customized to address the specific risks and exposures of the client.

Environmental Insurance - Great American Insurance Group

We are looking for an Underwriter Trainee to join our Exton, PA, Boston, MA, or New York City office. Great American's culture is built on connection, shared learning, and strong relationships. This is a hybrid role that combines in-office and remote work. Employees are expected to maintain a meaningful on-site presence to support collaboration, relationship building, and business success.

Essential Job Functions and Responsibilities

  • Participates in activities related to risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.

  • Review, summarize, and interpret environmental reports, including Phase I Environmental Site Assessments, Phase I Site Investigations, and other technical documents.

  • Works with the underwriting team to learn how to price business, analyze coverage and how to develop and maintain effective business relationships with internal and external customers.

  • Learns to assess risk quality and compliance within company guidelines and to initiate appropriate loss prevention actions.

  • Learns to use independent judgment and initiative to support business goals.

  • Participates in visiting agents, brokers, and producers with a more senior underwriter and learns to retain existing accounts, build and maintain business relationships, and develop new opportunities in support of divisional objectives.

  • Learns to interpret, explain, and market products and services.

  • Learns to apply underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.

  • Performs other duties as assigned.

Job Requirements

  • Bachelor's Degree in Science, Engineering or a related discipline, ideally with an environmental focus.

  • Generally, 0-2 years of insurance or environmental consulting experience is preferred.

  • Strong MS Office skills and must be good with technology.

  • Strong written and verbal communication skills.

  • The ideal candidate will be a recent science or engineering graduate or an early-career environmental professional.

Business Unit:

Environmental


Salary Range:

$60,000.00 -$75,000.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.

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