Underwriter Trainee Jobs in Ridgewood, NJ (NOW HIRING)

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance.  We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture.  As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.

Underwriting Trainee - Environmental

Position Summary

AXIS is seeking an ambitious and analytical Underwriting Trainee to join our Environmental team. This is an excellent opportunity for a recent graduate or early-career professional interested in developing a long-term career in specialty insurance underwriting.

The Environmental business provides innovative insurance solutions for environmental contractors, environmental consultants, engineers, construction-related risks, and other professional service firms with complex environmental exposures.

As an Underwriting Trainee, you will receive hands-on training and mentorship from experienced underwriters while developing technical underwriting, risk assessment, broker relationship management, and portfolio management skills.

This position is designed to provide a structured career path toward promotion into an Underwriter role within the DP&E organization.

What You Will Do

Under the guidance of senior underwriters, you will:

• Learn the fundamentals of specialty commercial insurance underwriting, pricing, and risk selection.
• Assist in evaluating new and renewal submissions by reviewing loss history, financial information, exposure data, operational details, and account characteristics.
• Analyze environmental, professional liability, and contractor-related risks to support underwriting decisions.
• Conduct research on insureds, industries, market trends, and emerging environmental exposures.
• Prepare underwriting analyses and recommendations for peer review and underwriting discussions.
• Support the quoting, binding, and policy issuance process.
• Learn AXIS underwriting guidelines, coverage forms, endorsements, and risk appetite.
• Assist with renewal reviews, policy changes, endorsements, and premium adjustments.
• Participate in broker meetings, training sessions, and marketing initiatives alongside experienced underwriters.
• Develop a foundational understanding of environmental liability, professional liability, and specialty package products.
• Build strong working relationships with brokers, clients, internal partners, and distribution teams.
• Gain exposure to portfolio management and profitability analysis while learning how disciplined underwriting drives sustainable growth.

You will build proficiency in:

Core Underwriting Skills

• Risk assessment and exposure analysis
• Coverage review and interpretation
• Underwriting processes, workflows, and systems
• Pricing methods and rating fundamentals
• Loss ratio and profitability analysis

Product Knowledge

• Contractors Pollution Liability
• Professional Liability
• Pollution Legal Liability
• Combined environmental package products
• Related environmental and specialty casualty coverages

Business Development

• Broker relationship building
• Marketing and distribution basics
• Clear presentation and communication skills
• Industry networking and professional growth

Qualifications Required

• Bachelor's degree in Business, Risk Management, Insurance, Economics, Environmental Science, Engineering, Construction Management, or a related field.
• 0-1 years of professional experience.
• Strong analytical and critical thinking skills.
• Excellent written and verbal communication abilities.
• Ability to learn technical concepts and manage multiple priorities in a fast-paced environment.
• Strong organizational and time management skills.
• Demonstrated curiosity, initiative, and desire to build a career in underwriting.

Preferred

• Internship experience in insurance, engineering, construction, environmental services, or related industries.
• Coursework or academic background in environmental science, engineering, risk management, or finance.
• Interest in specialty insurance and environmental risk management.
• Experience analyzing data and making recommendations based on findings.

For this position, we currently expect to offer a base salary in the range of $70,000 to $95,000. Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location.

In addition, you will be offered competitive target incentive compensation, with awards based on overall corporate and individual performance. On top of this, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

Where this role is based in the United States of America, this role is[Exempt/Non-Exempt]for FLSA purposes.

This posting is for an existing vacancy.