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Underwriter Trainee Jobs in Decatur, GA (NOW HIRING)

The Associate Underwriter is responsible for the underwriting of a book of business, utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules ...

Underwriter

Atlanta, GA ยท On-site

Horton, Inc. is currently looking for a Underwriter for their Underwriting Department. The right candidate will primarily be responsible for the underwriting of manual loans or the validation of ...

Underwriter

Atlanta, GA ยท On-site

Horton, Inc. is currently looking for a Underwriter for their Underwriting Department. The right candidate will primarily be responsible for the underwriting of manual loans or the validation of ...

Underwrite and grow a book of business, helping to achieve profitability and risk goals. * Evaluate, price, and negotiate coverage terms and conditions for new and renewal business in alignment with ...

Underwrite and grow a book of business, helping to achieve profitability and risk goals. * Evaluate, price, and negotiate coverage terms and conditions for new and renewal business in alignment with ...

Commercial Credit Underwriter Location: Dunwoody or Duluth, GA We are partnering with a community-focused bank in the Metro Atlanta area seeking a Commercial Credit Underwriter to support a team of ...

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Underwriter Trainee information

See Decatur, GA salary details

$31.7K

$77K

$136.2K

How much do underwriter trainee jobs pay per year?

As of Jul 13, 2026, the average yearly pay for underwriter trainee in Decatur, GA is $77,012.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,600.00 and $84,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Underwriter Trainee, and why are they important?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an Underwriter Trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an Underwriter Trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.
What are the most commonly searched types of Underwriter jobs in Decatur, GA? The most popular types of Underwriter jobs in Decatur, GA are:
What are popular job titles related to Underwriter Trainee jobs in Decatur, GA? For Underwriter Trainee jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Underwriter Trainee jobs in Decatur, GA look for? The top searched job categories for Underwriter Trainee jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Underwriter Trainee jobs? Cities near Decatur, GA with the most Underwriter Trainee job openings:

$120K - $170K/yr

Full-time

Re-posted 14 days ago


Job description

Description
As a Executive Underwriter specializing in Wholesale Excess & Surplus (E&S) Casualty, you will underwrite policies within delegated authority, exercising sound judgment and analytical rigor to assess and price complex risks. This role requires making data-driven decisions based on available information, ensuring alignment with underwriting standards and profitability goals. In certain North American markets, you will frequently handle complex or unusual risks, including high-value policies and accounts requiring nuanced analysis.
Key Responsibilities
  • Portfolio Management: Oversees a portfolio of brokers, agents, and clients, leveraging market insights to develop and maintain profitable business. Acts as a trusted representative of Liberty Mutual in all interactions.
  • Market Presence & Relationship Building: Maintains strong relationships with agents and brokers, actively seeking opportunities to deepen existing partnerships and cultivate new ones.
  • Strategic Contribution: Provides input on product development and participates in execution strategies. Contributes to team initiatives such as process and tool enhancements.
  • Regulatory Awareness: Understands and applies relevant legislation and regulatory requirements to underwriting decisions and practices.
  • Cross-Functional Collaboration: Works closely with internal stakeholders, including Underwriting Support, Claims, Actuarial, and Directors of Underwriting across GRS North America, to ensure seamless execution and alignment.
  • Mentorship & Development: Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity).
  • Portfolio Analysis & Trend Recognition: May analyze departmental portfolio performance and recommend improvements. Identifies and communicates emerging risk trends within the line of business.

Qualifications
  • Degree in Business or equivalent typically required
  • A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
  • CPCU or professional insurance designation preferred
  • Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
  • Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
  • Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
  • Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
  • Proven track record of developing and underwriting profitable business

Employees should review all role requirements and apply only for positions for which they are eligible. Hiring processes may vary by country, including differences in procedures, requirements, and timelines. For country-specific details, please consult your local recruiting / HR team.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
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