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Underwriter Trainee Jobs in Rhode Island (NOW HIRING)

HUB

Underwriter

Warwick, RI · Hybrid

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office. Job Purpose: To handle a broad range of daily activities independently utilizing ...

HUB International Limited

Underwriter

Warwick, RI · On-site

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office. Job Purpose: To handle a broad range of daily activities independently utilizing ...

Beacon Mutual

Senior Underwriter

Warwick, RI · On-site

$96K - $113K/yr

About the Position The Senior Underwriter will underwrite new and renewal workers' compensation insurance which includes engaging with independent agents, soliciting and analyzing profitable new ...

Beacon

Senior Underwriter

Warwick, RI · On-site

$110 - $140/hr

About the Position The Senior Underwriter will underwrite new and renewal workers' compensation insurance which includes engaging with independent agents, soliciting and analyzing profitable new ...

Beacon Mutual

Senior Underwriter

Warwick, RI · On-site

$96K - $113K/yr

About the Position The Senior Underwriter will underwrite new and renewal workers' compensation insurance which includes engaging with independent agents, soliciting and analyzing profitable new ...

Beeline Loans, Inc.

Mortgage Underwriter

Providence, RI · On-site

$70 - $100/hr

Mortgage Underwriter We are seeking a skilled and detail-oriented Underwriter to join our team. As an Underwriter, you will play a crucial role in evaluating and assessing loan applications to ...

New

Citizens

Home Equity Underwriter

Johnston, RI

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Underwriter

Johnston, RI

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens Bank

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Rhode Island

Underwriter Trainee information

See Rhode Island salary details

$31.8K

$77.2K

$136.6K

How much do underwriter trainee jobs pay per year?

As of Aug 31, 2026, the average yearly pay for underwriter trainee in Rhode Island is $77,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $85,200.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Rhode Island?

The most popular types of Underwriter jobs in Rhode Island are:

What are popular job titles related to Underwriter Trainee jobs in Rhode Island?

For Underwriter Trainee jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Rhode Island look for?

The top searched job categories for Underwriter Trainee jobs in Rhode Island are:

What cities in Rhode Island are hiring for Underwriter Trainee jobs?

Cities in Rhode Island with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Rhode Island as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, 25% Hybrid, and 25% Remote job distribution, with an average salary of $77,247 per year, or $37.1 per hour.

Underwriter

Warwick, RI • Hybrid

HUB
See more jobs at HUBexternal

Full-time

Medical, Life

Re-posted 9 days ago

Job description

About HUB

Join our Stevie Award Winning Team at HUB International!

When you join the team at HUB International, you become part of the largest privately owned global insurance broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Becoming a part of HUB means that you thrive in an entrepreneurial and fast paced team environment supported by over 20,000 professionals in 570+ offices across North America.

HUB Northeast's subsidiary, Program Brokerage Corporation (PBC), is a nationally ranked top wholesaler and powerful market resource for brokers and agents. PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs.

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office.

Job Purpose:

To handle a broad range of daily activities independently utilizing technical expertise and product knowledge. This role involves evaluating submissions, determining risk acceptability, pricing policies, and maintaining profitable underwriting results in accordance with company guidelines and program objectives.

Functions and Responsibilities:

  • Underwrite new and renewal business within assigned program(s), ensuring compliance with underwriting guidelines and profitability targets.
  • Execute placement requests to modify coverage as needed
  • Issue policies in carrier management system
  • Participate in audits, training, and program reviews.
  • Collaborate with internal team members to develop and maintain strong relationships.
  • Monitor program performance and recommend adjustments to underwriting strategy as needed.
  • Review and interpret actuarial data, loss history, and industry trends to inform underwriting decisions.
  • Additional Underwriting duties as assigned

Qualifications:

  • Four-year college degree preferred or equivalent work experience
  • 1-3 years' experience with a wholesale broker preferred
  • Valid RI P&C Brokers License preferred
  • Knowledge of all coverage lines
  • Ability to execute and ensure compliance to all internal Quality Control procedures

Required Skills:

  • Excellent verbal and written communication skills
  • Working knowledge with applications such as AS400 & ImageRight preferred
  • Proficiency with Outlook, Excel, & Word is required
  • Analytical mindset with attention to detail and problem-solving ability.
Department UnderwritingRequired Experience: 2-5 years of relevant experienceRequired Travel: NegligibleRequired Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

E-Verify Program

We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting teamHUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

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