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Underwriter Trainee Jobs in Kentucky (NOW HIRING)

UFG Insurance

$60 - $75/hr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You will be provided on the job training that will teach you how to perform analysis of financial ...

New

Cincinnati Insurance Company

$51 - $69/hr

... Underwriter Trainee class beginning January 2027 . This role reports to our Fairfield, OH headquarters. The pay rate for this position is $28.85 hourly . The hourly pay rate will convert to $60,000 ...

New

Auto-Owners Insurance

Underwriter

Lexington, KY · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

$52 - $76/hr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

New

W. R. Berkley Corporation

$90 - $110/hr

The Underwriter will work closely with more seasoned underwriting staff to develop more advanced underwriting acumen over time. Additionally, the Underwriter will be responsible for gaining a more ...

New

FM

$65 - $95/hr

This position is accountable for developing underwriting, relationships and engineering skills while providing assistance to the Account Manager, primarily on underwriting issues. Individuals in this ...

New

Starr Insurance Companies

$120 - $180/hr

Position Summary Twin Maples Specialty seeks an experienced Senior Underwriter to join our Excess Casualty team. The ideal candidate will demonstrate a strong technical underwriting background ...

New

RT Specialty, LLC

$140 - $175/hr

## Underwriter - ProgramApplylocations: Atlanta - Georgia - Perimeter: Philadelphia - Pennsylvania: Boston - Massachusetts: Exton - Pennsylvania: Chicago - Illinois - 311 S Wackertime type: Full ...

New

Western Alliance Bancorporation

$90 - $120/hr

## Underwriter IVApplylocations: Texas: Nevada: Arizonatime type: Full timeposted on: Posted 5 Days Agojob requisition id: R13432**Job Title:**Underwriter IV**Location:**Remote Texas**What you'll do:

New

RT Specialty, LLC

$79 - $80/hr

Underwrite and price new business, renewals, and endorsements within delegated binding authority.* Evaluate submissions and exposures to determine appropriate pricing, coverage terms, and ...

New

DUAL North America, Inc.

$65 - $75/hr

## Associate Underwriter FloodApplylocations: San Diego - 350 10th Avenuetime type: Full timeposted on: Posted 3 Days Agotime left to apply: End Date: October 16, 2026 (30+ days left to apply)job ...

New

Worth Credit Union

$60 - $90/hr

The Underwriter III serves as an experienced centralized lending authority responsible for evaluating, approving, and structuring complex consumer loan requests while ensuring sound credit quality ...

New

The Jackson National Life Insurance Company

$90 - $130/hr

Job Purpose The Sr Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and ...

New

ProAg

$50 - $80/hr

Associate Underwriter****Location:** USA - Remote**Reports To:** Underwriter Supervisor**Employment Type:** Full Time**Job Requisition ID: 2026-782****Requisition Begin Date: 08/04/2026*

New

Page Mechanical Group, Inc.

$68 - $73/hr

Position Overview Reporting to the Underwriting Manager, this position is responsible for evaluating, analyzing and decisioning the acceptability of risk on complex loan transactions through detailed ...

W. R. Berkley Corporation

$90 - $120/hr

Company Details Nautilus delivers smart underwriting solutions and exceptional customer experiences to appointed General Agents in all 50 states and D.C. We focus on providing solutions to benefit ...

Kurvpay

$70 - $80/hr

Finance The primary focus of the Senior Merchant Underwriter is to review, analyze, and make confident credit risk decisions and recommendations for merchant applications and existing merchant ...

New

Swiss Re - Schweizerische Rückversicherungs-Gesellschaft

$72 - $108/hr

As an Associate Underwriter, you will work alongside seasoned colleagues who will provide mentorship, training, and opportunities to develop your underwriting and insurance knowledge. About The Role ...

New

International Association of Insurance Professionals (IAIP)

$72 - $108/hr

As an Associate Underwriter, you will work alongside seasoned colleagues who will provide mentorship, training, and opportunities to develop your underwriting and insurance knowledge. About The Role ...

New

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Kentucky

Underwriter Trainee information

See Kentucky salary details

$28.2K

$68.5K

$121.2K

How much do underwriter trainee jobs pay per year?

As of Sep 4, 2026, the average yearly pay for underwriter trainee in Kentucky is $68,508.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $75,600.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Kentucky?

The most popular types of Underwriter jobs in Kentucky are:

What are popular job titles related to Underwriter Trainee jobs in Kentucky?

For Underwriter Trainee jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Kentucky look for?

The top searched job categories for Underwriter Trainee jobs in Kentucky are:

What cities in Kentucky are hiring for Underwriter Trainee jobs?

Cities in Kentucky with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Kentucky as of August 2026, with employment types broken down into 100% Full Time. Highlights an 77% In-person, 8% Hybrid, and 15% Remote job distribution, with an average salary of $68,508 per year, or $32.9 per hour.

Surety Underwriter Trainee

UFG Insurance

On-site

$60 - $75/hr

Other

Retirement

Posted 3 days ago

New

Key responsibilities

  • Assist in analyzing financial statements, credit reports, and contractor applications to evaluate risk.

  • Support underwriters in processing books of business and making underwriting recommendations.

  • Participate in agency and contractor visits to gather information and promote UFG Surety products.

Job description

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You will be provided on the job training that will teach you how to perform analysis of financial statements, review contractor applications, analyze credit reports and learn to use various sources to conduct research. The trainee program will guide you on how to make recommendations on existing and new business. It will teach you how to determine acceptability of submissions and work toward a profitable and controlled level of growth. This will be done by servicing the business as well as meeting or exceeding the department’s annual goals and objectives. Through travel with experienced underwriters, you will learn how to conduct successful agency visits, mutually beneficial contractor visits and market UFG Surety products to new and existing agency partners.

  • Successfully complete a comprehensive surety underwriting training program consisting of mentoring, self-study, and on-line learning.
  • Gain an understanding and develop analytical skills on how to investigate, analyze, and underwrite surety business profitably.
  • Underwrite new submissions and existing accounts with assistance from mentors. Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within the framework of UFG underwriting policies and procedures.
  • Assist surety underwriters in processing their books of business.
  • Handle confidential information with discretion.
  • Provide high-quality customer service in all interactions with internal and external customers
  • Gain exposure and skills on various software platforms.
Qualifications:Education:
  • Bachelor’s degree, or combination of education or surety experience.
  • Bachelor’s degree in business administration, economics, finance or accounting preferred.
Certifications/Designations:
  • Certified, or working towards, AFSB designation, preferred.
  • Employees are expected to participate in continuing education throughout their careers.
Experience:
  • 1+ years of professional work experience preferred.
Working Conditions:
  • General office environment.
  • Accompany surety representatives to visit agency force and contract accounts.
  • May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits.
Pay Transparency Statement:

UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $60,000 - $75,000 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data.

In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes:

  • Annual incentive compensation
  • Accident, critical Illness & short-term disability insurance
  • Retirement plans with employer contributions
  • Generous time-off program
  • Programs designed to support the employee well-being and financial security.

This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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