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Remote Underwriter Jobs in Kentucky (NOW HIRING)

Huntington

Business Banking Underwriter II

Covington, KY · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

The Business Banking Underwriter II is responsible for underwriting Business Banking loans to ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

New

Huntington

Business Banking Underwriter II

Covington, KY · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

The Business Banking Underwriter II is responsible for underwriting Business Banking loans to ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

New

PNC Bank

$37K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As an Underwriting Associate within PNC's Statement Spreading organization, you may be based in ... This position may be eligible for remote work in select geographic locations, subject to approval ...

InsuraTec

Sales Representative (Remote)

Paducah, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Henderson, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Murray, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Somerset, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Shively, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Frankfort, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Berea, KY · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

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All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Kentucky

Remote Underwriter information

See Kentucky salary details

$28.2K

$68.5K

$121.2K

How much do remote underwriter jobs pay per year?

As of Aug 19, 2026, the average yearly pay for remote underwriter in Kentucky is $68,508.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $75,600.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

More about Remote Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Kentucky?

The most popular types of Underwriter jobs in Kentucky are:

What are popular job titles related to Remote Underwriter jobs in Kentucky?

For Remote Underwriter jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Remote Underwriter jobs in Kentucky look for?

The top searched job categories for Remote Underwriter jobs in Kentucky are:

What cities in Kentucky are hiring for Remote Underwriter jobs?

Cities in Kentucky with the most Remote Underwriter job openings:

Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Kentucky as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 73% Physical, 10% Hybrid, and 17% Remote job distribution, with an average salary of $68,508 per year, or $32.9 per hour.

Business Banking Underwriter II

Huntington

Covington, KY • On-site, Remote

$2.5K/mo

Full-time

Medical, Life, Retirement, PTO

Posted 2 days ago

New

Job description

Description

Summary:

The Business Banking Underwriter II is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities:

  • Supports Business Banking production by maintaining an individual pipeline of work.
  • Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate complexity and customer exposure up to $2,500M.
  • Utilizes single approval authority up to $2MM.
  • Appropriately assess risk profile of borrower.
  • Tasks as needed to support the line of business and job family
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelors degree
  • 3+years' experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

  • Bachelors degree in Business related field
  • Ability to underwrite credit exposures in excess of $1MM
  • Proficient use of Microsoft Office and other internet resources
  • Excellence in customer service, highly motivated, focused and goal oriented
  • Excellent written and verbal communication skills, including grammar and demeanor
  • Strong organizational skills with attention to detail, planning and follow-up
  • Ability to work independently on multiple tasks without compromising quality


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:


The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).


Huntington is an Equal Opportunity Employer.


Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.


Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.


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