Transaction Processing Associate Jobs in Portland, OR

As our Transaction Attorney, you'll help drive Concora Credit's Mission to enable customers to Do More with Credit - every single day.

The impact you'll have at Concora Credit:

You'll serve as a legal advisor, leading the drafting, negotiation, and execution of a wide range of B2B commercial agreements across the organization. You'll partner closely with business leaders to structure, assess, and manage legal risk in support of strategic initiatives and vendor relationships. This position requires a pragmatic, business-oriented attorney who thrives in a fast-paced, growth environment and can balance legal rigor with practical decision-making.

We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We're an established company with over 20 years of experience, but now we're taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

As our Transaction Attorney, you will:

• Lead the drafting, review, and negotiation of B2B agreements across the organization, including vendor contracts, partner agreements, amendments, servicing, and other commercial arrangements.
• Establish and maintain standard contract templates, playbooks, and negotiation guidelines.
• Provide legal support for strategic transactions, partnerships, and new business initiatives.
• Structure transactions while appropriately balancing risk, compliance, and business objectives.
• Identify legal and, in consultation with others, regulatory risks in contractual arrangements and develop mitigation strategies.
• Advise internal stakeholders on risk tolerance and alternative approaches.
• Collaborate cross-functionally with Finance, Operations, IT, Compliance, Procurement, and executive leadership.
• Translate complex legal concepts into clear, actionable guidance for non-legal stakeholders.
• Design and implement scalable contracting processes, including workflow tools and approval frameworks.
• Drive efficiencies in contract lifecycle management.
• Collaborate with outside counsel as needed for specialized matters.
• Ensure cost-effective delivery of legal services.
• Ensure agreements comply with applicable laws, regulations, and internal policies.

These duties must be performed with or without reasonable accommodation.

We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Requirements:

• At least 5 years of experience practicing in a law firm or in-house, with a strong focus on commercial contracts and transactions. Experience with a credit card issuer preferred.
• Juris Doctor (JD) from an accredited institution.
• A general understanding of banking regulations, consumer finance and protection laws, and related rules and regulations, including Truth-in-Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Military Lending Act, UDAAP, state credit card laws, GLBA/Reg P, and other laws applicable to a credit card business, preferred.
• A general understanding of Delaware Corporate law is preferred.
• Experience drafting and negotiating commercial agreements and contracts with vendors, business partners, and third-party providers.
• Makes sound and quick decisions; able to move quickly and "read and react" in real time, successfully balancing business and legal priorities.
• Superior communication skills, including clear written, verbal, and presentation skills for a variety of internal and external audiences.
• Deep history of delivering results.
• Ability to "zoom in and zoom out" as needed - the willingness and ability to operate both strategically and, at times, more operationally.
• Curiosity and willingness to ask questions.
• Position is in Portland, OR.

What's In It For You:

• Medical, Dental and Vision insurance for you and your family
• Relax and recharge with Paid Time Off (PTO)
• 6 company-observed paid holidays, plus 3 paid floating holidays
• 401k (after 90 days) plus employer match up to 4%
• Pet Insurance for your furry family members
• Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
• We invest in your future through Tuition Reimbursement
• Save on taxes with Flexible Spending Accounts
• Peace of mind with Life and AD&D Insurance
• Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Employment-based visa sponsorship is not available for this role.

Concora Credit is an equal opportunity employer (EEO).

Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.