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Trade Credit Insurance Jobs in Michigan (NOW HIRING)

Manage the company's trade credit insurance policy, including policy administration, compliance, reporting, and claims processing with the insurer. Act as primary liaison with our third-party broker.

Manage the company's trade credit insurance policy, including policy administration, compliance, reporting, and claims processing with the insurer. Act as primary liaison with our third-party broker.

Receptionist

Troy, MI

$15 - $19.75/hr

About Us Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

About Us Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

Biller/ title clerk

Ypsilanti, MI · On-site

$18 - $22/hr

Benefits Hourly Base Salary Based on Experience Paid Time Off (PTO) Health Insurance Dental ... Maintain dealership policies and strict adherence to the Fair Credit Reporting Act. Requirements ...

New

Biller/ title clerk

Ypsilanti, MI · On-site

$18 - $22/hr

... trade-ins with payoff amounts and ensure all trade paperwork is present. Process all new deals ... Maintain dealership policies and strict adherence to the Fair Credit Reporting Act. Requirements ...

New

Receptionist

Troy, MI · On-site

$14.75 - $19.50/hr

About Us Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

Receptionist

Troy, MI · On-site

$15 - $19.75/hr

About Us Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded ... Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help ...

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Trade Credit Insurance information

What are some typical challenges faced by professionals in trade credit insurance roles?

A common challenge in Trade Credit Insurance is accurately assessing the creditworthiness of clients and their trading partners, especially when dealing with complex international markets or emerging economies. Professionals must stay current with global economic trends and regulatory changes that can impact risk levels and coverage decisions. Balancing risk mitigation with customer service is essential, as you’ll often work closely with clients to tailor policies that meet their business needs. The role requires vigilance, adaptability, and strong interpersonal skills to manage fluctuating risk exposures and build lasting client relationships.

What does a trade credit insurance job involve?

A Trade Credit Insurance job involves assessing the credit risk of businesses, underwriting policies to protect companies against customer non-payment, and managing claims when defaults occur. Professionals in this field work with businesses to evaluate potential risks, set policy terms, and monitor clients' financial health. They may also collaborate with brokers and insurers to tailor coverage solutions that meet clients' needs while minimizing financial exposure.

What are the key skills and qualifications needed to thrive in trade credit insurance, and why are they important?

To thrive in Trade Credit Insurance, you need a solid understanding of risk assessment, financial analysis, and international trade, often backed by a degree in finance, business, or economics. Proficiency with credit assessment tools, customer relationship management (CRM) systems, and risk modeling software is highly valuable. Strong negotiation, communication, and analytical thinking skills set top professionals apart in this field. These abilities are crucial for accurately evaluating client risk, minimizing losses, and facilitating effective collaboration with clients and underwriters.

What are popular job titles related to Trade Credit Insurance jobs in Michigan?

For Trade Credit Insurance jobs in Michigan, the most frequently searched job titles are:

Infographic showing various Trade Credit Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 1% Temporary, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Sr. Manager, Credit

Carhartt

Dearborn, MI • On-site

Other

Re-posted 4 days ago


Carhartt rating

8.0

Company rating: 8.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz


Job description

Position Details:
Title: Sr. Manager, Credit
Department: Accounting
Reports to: Director, Finance - CCG/NAWS
Location: Dearborn
Job Classification: Hybrid
FLSA Status: Exempt
Job Band: Manager
Job Summary
The Sr. Manager, Credit plays a critical role in the Company's financial success by establishing credit policies, optimizing risk adjusted credit portfolio performance, ensuring timely collections, overseeing resolution of customer chargebacks and enabling profitable revenue growth across the business. This role blends strategic oversight with hands-on management of credit operations, analytics, customer risk assessment, and cross-functional partnership with Sales, FP&A, Legal, IT, Distribution and Customer Care. Success in this position requires robust business acumen and a deep understanding of corporate strategies, enabling alignment of departmental objectives with broader organizational goals. The leader is accountable for leveraging artificial intelligence (AI) technologies to optimize decision-making, automate processes, and enhance team performance, while also fostering effective partnerships with Sales leadership to drive revenue growth and customer satisfaction.
Inspired by Hard Work
At Carhartt, the values of hard work-dependability, honesty, and trust-are rooted in the legacy of our founder, Hamilton Carhartt. His commitment to serving hardworking people continues to inspire everything we do. Guided by his legacy and our mission-We serve and protect all hardworking people by building durable products-we remain dedicated to upholding these principles in every decision we make and every product we create.
Associate Responsibilities
  • Lead and develop the credit, collections, and deductions/chargebacks teams, establishing clear goals, KPIs, and performance expectations aligned with the company's broader financial and strategic objectives.
  • Create and maintain credit risk models that reflect strategic growth plans, tailored for unique business unit needs, industry benchmarks, trade reporting insights, and customer relationship history-maximizing credit availability while mitigating unacceptable risk exposure.
  • Assess customer creditworthiness using advanced analytics and AI-driven scoring models. Develop credit policies that balance risk and growth opportunities, and establish clear protocols for holds, escalations, and cross-functional alignment in resolving issues.
  • Collaborate proactively with Sales leadership to align credit strategies with revenue objectives, resolve customer challenges, provide guidance on credit decisions, and benchmark customer and portfolio risk relative to industry peers. Promote open communication and joint problem-solving to enhance customer experience.
  • Drive holistic account management and portfolio health, ensuring customer balances remain within established metrics. Build and maintain policies and processes that incorporate corporate risk tolerance, industry best practices, and operational benchmarks.
  • Oversee and optimize the collections process, leveraging automation and predictive tools to prioritize accounts, anticipate payment behaviors, and improve communication efficiency. Lead cross-functional efforts with Sales, Customer Care, DC Operations, and AR to accelerate dispute resolution and improve cash conversion.
  • Ensure credit and collections operations support corporate financial strategy, integrating an understanding of company priorities and long-term goals into decision-making, policy design, and process enhancements.
  • Develop and refine cash flow forecasts to support Treasury planning. Collaborate with FP&A and Accounting on the analysis of deductions, disputes, and bad debt performance.
  • Champion the adoption of AI and automation technologies, including machine learning models, predictive analytics, AI chatbots, and RPA. Continuously evaluate and evolve department workflows to improve efficiency, accuracy, and service levels.
  • Manage the company's trade credit insurance policy, including policy administration, compliance, reporting, and claims processing with the insurer. Act as primary liaison with our third-party broker.
  • Manage relationships and negotiate contracts with third-party credit reporting services, including Dun & Bradstreet, Creditntell, and similar partners.
Required Education
  • Bachelor's degree in accounting, finance, or related field.
  • Master's degree preferred
Required Skills & Experience
  • 10+ years of experience leading credit, collections, or accounts receivable functions, including establishing customer credit lines, conducting market and industry risk assessments, and participating in credit industry associations (e.g., NACM/CRF).
  • 2-4 years of leadership experience with a track record of developing and attracting talent.
  • Strong analytical, problem-solving, and business acumen, with proficiency in AI-enabled analytics platforms and experience integrating artificial intelligence or automation technologies into credit or operational workflows.
  • Exceptional communication and presentation skills, with the ability to influence decision-making, collaborate across all levels of the organization, and independently create and deliver executive-level presentations.
  • Proven ability to operate in a fast-paced, dynamic environment, managing multiple priorities with strong attention to detail, organizational discipline, and a high degree of accountability.
  • Strong interpersonal and leadership skills, including the ability to motivate teams, influence cross-functional partners, and drive results through collaboration.
  • Experience with ERP systems, including at least two years supporting system reviews or enhancements; SAP experience preferred.
  • Industry experience in consumer goods credit management, apparel or footwear, preferred.
Physical Requirements and Working Conditions
  • Office environment, cubicle setting.
  • Extended periods of time sitting, standing, typing on a computer is required.
  • Able to work some evenings or weekends if necessary.
  • Travel required, less than 25%.
  • This position has a Hybrid location: Associate will work on-site regularly as needed for work activities.
  • Carhartt is a tobacco free workplace.

#LI-HYBRID
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by law.
All associates are required to understand and act in accordance with the Carhartt Core Values. Carhartt reserves the right to change, modify, suspend, interpret or cancel in whole or in any part, the job duties outlined above at any time and without advance notice to the employee.

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