Title Processor Jobs in Lexington, SC (NOW HIRING)

Processor

As a processor, your goal is to create raving fans of your customers which are the borrowers, sales, and underwriting staff. You will process loans in accordance with company policies and procedures. At PRMG, we make it our mission to place individuals in a job capacity that compliments their skill sets and strengths that allows for personal growth and future career advancement. We believe in cultivating a family like work environment where our company culture is known for its casual, yet professional, team-oriented setting and most importantly we value work life balance.

Verifies, compiles, and inputs/updates application information for mortgage loans

Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment

Recommends that loan not meeting standards be denied or restructured

Is able to run AUS after application data is confirmed to be accurate and meets guidelines

Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application

Is able to complete and generate various loan application forms/disclosures for borrowers

Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan

Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e.…title, insurance, appraisal, loan conditions from borrower, etc.)

Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered

Submits mortgage loan application file for underwriting approval

Types and emails/mails approval and denial letters to applicants

Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement

Uses all required Checklists for Underwriting and Closing Departments

Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied

Is able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval

Performs other related duties as assigned

Submits conditions to Underwriter

Oversees Jr Loan Processor's duties if applicable to branch

Experience:

• Two or more years of loan processing experience or
• Xinnix Training completion for Processing required AND Processing mentor assigned by branch with 2+ years active processing experience

Skills:

• Ability to make sound judgments regarding the resolution of customer service issues
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative
• Ability to handle detailed assignments and maintain confidentiality
• Excellent communication and interpersonal skills
• Organizational skills necessary to prioritize workload

Education:

• High School Diploma or equivalent

Travel:

• None

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Min USD $48,000.00/Yr. Max USD $48,000.00/Yr.