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Job Title
EMV Chip Profile Developer
About your role:
As an EMV Chip Profile Developer, you will support the design, development, testing, and implementation of chip profiles used in payment cards. You will work closely with clients, vendors, product owners, and operations teams to translate business and technical requirements into compliant chip solutions. Your work helps deliver secure, accurate payment experiences, supports successful client EMV implementations, and helps ensure continuity and quality across plastic card production.
What you'll do:

• Gather and analyze client requirements, technical specifications, and industry standards to develop EMV chip profiles that align with business and compliance needs
• Design, configure, test, and implement chip profiles for debit and credit card programs in coordination with clients, vendors, and internal teams
• Translate technical requirements into profile logic, data mapping, and implementation documentation to support accurate delivery
• Troubleshoot production issues that occur during chip personalization, client testing, and client authorization, partnering with operations, clients, vendors, and internal teams to drive timely resolution
• Validate chip profile functionality through testing, defect analysis, and issue resolution across the implementation lifecycle
• Partner with product owners, software vendors, and output operations teams to support profile deployment and production readiness
• Communicate implementation status, technical specifications, risks, and dependencies to clients and project stakeholders
• Support medium-to-large-scale implementation projects by managing assigned deliverables, timelines, and quality standards

Experience you'll need to have:

• 2+ years of experience in analysis, coding, testing, and implementation within payment processing, card technologies, or a related financial technology environment
• 2+ years of experience working directly with clients to gather requirements, provide technical consultation, and support project delivery across the implementation lifecycle
• 2+ years of experience interpreting technical specifications, performing data mapping, and supporting system validation and defect resolution
• Experience working with EMV processing, authorization messaging, transaction flows, or chip and plastic card technology
• Experience reading and interpreting raw data in American Standard Code for Information Interchange (ASCII), Extended Binary Coded Decimal Interchange Code (EBCDIC), hexadecimal, or binary formats
• Experience using Microsoft Office tools to create documentation, track deliverables, and communicate project status
• Bachelor's degree in information technology, computer science, engineering, or a related field, or equivalent combination of education, related experience and/or military experience

Experience that would be great to have:

• Experience validating transactions through 3270 screens
• Experience with Entrust Data Card or IDEMIA chip personalization platforms
• Experience supporting issuer implementations or card personalization processes
• Knowledge of EMV cryptographic keys and association chip profile specifications

How you'll work:

• This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.

Sponsorship:
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:

• Fuel Your Life program to support your physical, financial, social, and emotional well-being.
• Paid holidays and generous time away policies.
• No-cost mental health support through Employee Assistance Programs.
• Living Proof program to recognize your peers' extra effort with points redeemable for rewards.
• Eight Employee Resource Groups to foster a collaborative culture and expand your network.
• Unparalleled professional growth with training, development, and internal mobility opportunities.
• Medical, dental, vision, life, and disability insurance options available from day one.
• Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
• Tuition assistance and reimbursement program.
• Paid parental and military leave.

#LI-PN1
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.