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Subrogation Jobs in Elgin, IL (NOW HIRING)

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Subrogation information

See Elgin, IL salary details

$47.4K

$67.8K

$83K

How much do subrogation jobs pay per year?

As of Aug 10, 2026, the average yearly pay for subrogation in Elgin, IL is $67,767.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,900.00 and $77,600.00 per year, depending on experience, location, and employer.

What does someone in subrogation do?

In a Subrogation role, your daily responsibilities often include reviewing insurance claims to identify opportunities for recovery, investigating facts to determine liability, and working closely with insured parties, third parties, and legal representatives. You'll negotiate settlements, prepare and submit necessary documentation, and track the progress of active recovery cases. Additionally, you'll collaborate with other claims adjusters, legal teams, and sometimes attend court hearings or arbitration as needed. This position demands a mix of investigative work, negotiation, and attention to detail to maximize recovery on paid claims.

What is subrogation?

A subrogation job involves recovering money from a third party who is responsible for causing financial loss, typically in insurance claims. Subrogation specialists investigate claims, analyze liability, and negotiate settlements to reimburse their company or clients. They work closely with adjusters, attorneys, and policyholders to ensure proper compensation. This role requires attention to detail, strong communication skills, and knowledge of insurance laws and policies.

How do you become a subrogation adjuster?

To become a subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or claims adjusting. Many employers prefer candidates with a state license or certification in claims adjusting or insurance, and strong analytical and negotiation skills are essential. Gaining knowledge of insurance policies and legal processes can also be beneficial.

What are the key skills and qualifications needed to thrive in subrogation?

To thrive in Subrogation, you need a background in insurance claims, legal principles, and investigative research, often supported by a degree in business, law, or a related field. Proficiency with claims management systems, insurance software, and knowledge of subrogation protocols or relevant certifications like CSRP (Certified Subrogation Recovery Professional) are highly beneficial. Excellent negotiation, analytical thinking, and effective communication skills distinguish top performers in this role. These skills ensure successful recovery of claim costs, collaboration with legal teams, and thorough documentation in a fast-paced environment.

What are the most commonly searched types of Subrogation jobs in Elgin, IL? The most popular types of Subrogation jobs in Elgin, IL are:
What job categories do people searching Subrogation jobs in Elgin, IL look for? The top searched job categories for Subrogation jobs in Elgin, IL are:
What cities near Elgin, IL are hiring for Subrogation jobs? Cities near Elgin, IL with the most Subrogation job openings:
Infographic showing various Subrogation job openings in Elgin, IL as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, 1% Temporary, and 2% Contract. Highlights an 61% Physical, 11% Hybrid, and 28% Remote job distribution, with an average salary of $67,767 per year, or $32.6 per hour.

Claim Adjuster - General Liability and Product Liability | Jurisdiction: Mutli State | Licensing...

Sedgwick

Chicago, IL • Remote

$65K - $80K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago


Sedgwick rating

7.6

Company rating: 7.6 out of 10

Based on 321 frontline employees who took The Breakroom Quiz

208th of 304 rated insurance


Job description

By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies

Certified as a Great Place to Work

Fortune Best Workplaces in Financial Services & Insurance

Claim Adjuster - General Liability and Product Liability | Jurisdiction: Mutli State | Licensing: Required - Hybrid

Are you looking for an opportunity to join a global industry leader where you can bring your big ideas to help solve problems for some of the world's best brands?

  • Apply your knowledge and experience to adjudicate complex customer claims in the context of an energetic culture.

ARE YOU AN IDEAL CANDIDATE? To analyze mid- and higher-level general liability and product claims to determine benefits due; to ensure ongoing adjudication of claims within company standards and industry best practices; and to identify subrogation of claims and negotiate settlements.

WORK LOCATION: Hybrid to any Sedgwick Office Nation Wide

PRIMARY PURPOSE OF THE ROLE: We are looking for driven individuals that embody our caring counts model and core values that include empathy, accountability, collaboration, growth, and inclusion.

ESSENTIAL RESPONSIBLITIES MAY INCLUDE

  • Manages mid-level general liability & product liability claims by gathering information to determine liability exposure; assigns reserve values to claims, making claims payments as necessary, and settling claims up to designated authority level.

  • Assesses liability and resolves claims within evaluation.

  • Approves and processes assigned claims, determines benefits due, and manages action plan pursuant to the claim or client contract.

  • Manages subrogation of claims and negotiates settlements.

  • Communicates claim action with claimant and client.

  • Ensures claim files are properly documented and claims coding is correct.

  • May process complex lifetime medical and/or defined period medical claims which include state and physician filings and decisions on appropriate treatments recommended by utilization review.

  • Maintains professional client relationships.

QUALIFICATIONS

Education and Licensing

Bachelor's degree from an accredited college or university preferred. Licenses as required.Professional certifications as applicable to line of business preferred.

Experience

Four (4) years of claims management experience or equivalent combination of education and experience required.

TAKING CARE OF YOU

Flexible work schedule.

Referral incentive program.

Career development and promotional growth opportunities.

A diverse and comprehensive benefits offering including medical, dental vision, 401K on day one.

WORK ENVIRONMENT REQUIREMENTSINCLUDE
When applicable and appropriate, consideration will be given to reasonable accommodations.

Mental:Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines

Physical:Computer keyboarding,travel as required

Auditory/Visual: Hearing, vision and talking

As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is($65,000.00 - $80,000.00 USD Annual). A comprehensive benefits package is offeredincludingbut not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits. Always accepting applications.

#claimsexaminer#claims #hybrid#LI-REMOTE

Sedgwickis an Equal Opportunity Employer and a Drug-Free Workplace.

If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

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