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Subrogation Jobs in Normal, IL (NOW HIRING)

The Subrogation Specialist is responsible for recovering subrogation claims from insurance carriers, self-insured entities, and uninsured tortfeasors. This role requires close collaboration with ...

Responsible for developing and delivering machine learning and AI solutions for Claims use cases, including claim triage, fraud detection, severity prediction, litigation, subrogation, workflow ...

Subrogation information

See Normal, IL salary details

$46.9K

$67K

$82.1K

How much do subrogation jobs pay per year?

As of Aug 9, 2026, the average yearly pay for subrogation in Normal, IL is $67,024.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $76,700.00 per year, depending on experience, location, and employer.

What does someone in subrogation do?

In a Subrogation role, your daily responsibilities often include reviewing insurance claims to identify opportunities for recovery, investigating facts to determine liability, and working closely with insured parties, third parties, and legal representatives. You'll negotiate settlements, prepare and submit necessary documentation, and track the progress of active recovery cases. Additionally, you'll collaborate with other claims adjusters, legal teams, and sometimes attend court hearings or arbitration as needed. This position demands a mix of investigative work, negotiation, and attention to detail to maximize recovery on paid claims.

What is subrogation?

A subrogation job involves recovering money from a third party who is responsible for causing financial loss, typically in insurance claims. Subrogation specialists investigate claims, analyze liability, and negotiate settlements to reimburse their company or clients. They work closely with adjusters, attorneys, and policyholders to ensure proper compensation. This role requires attention to detail, strong communication skills, and knowledge of insurance laws and policies.

How do you become a subrogation adjuster?

To become a subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or claims adjusting. Many employers prefer candidates with a state license or certification in claims adjusting or insurance, and strong analytical and negotiation skills are essential. Gaining knowledge of insurance policies and legal processes can also be beneficial.

What are the key skills and qualifications needed to thrive in subrogation?

To thrive in Subrogation, you need a background in insurance claims, legal principles, and investigative research, often supported by a degree in business, law, or a related field. Proficiency with claims management systems, insurance software, and knowledge of subrogation protocols or relevant certifications like CSRP (Certified Subrogation Recovery Professional) are highly beneficial. Excellent negotiation, analytical thinking, and effective communication skills distinguish top performers in this role. These skills ensure successful recovery of claim costs, collaboration with legal teams, and thorough documentation in a fast-paced environment.

What are the most commonly searched types of Subrogation jobs in Normal, IL? The most popular types of Subrogation jobs in Normal, IL are:
What job categories do people searching Subrogation jobs in Normal, IL look for? The top searched job categories for Subrogation jobs in Normal, IL are:
What cities near Normal, IL are hiring for Subrogation jobs? Cities near Normal, IL with the most Subrogation job openings:
Infographic showing various Subrogation job openings in Normal, IL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 33% In-person, 34% Hybrid, and 33% Remote job distribution, with an average salary of $67,024 per year, or $32.2 per hour.

Virtual Subrogation Specialist

Afni, Inc.

IL • On-site, Remote

$21/hr

Full-time

Re-posted 7 days ago


Afni rating

7.1

Company rating: 7.1 out of 10

Based on 40 frontline employees who took The Breakroom Quiz

17th of 71 rated call and contact centers


Job description

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish Bilingual to join our team! We offer a minimum starting wage of $21.00/hour, with Specialists earning an average monthly bonus of $1,300!

The Subrogation Specialist is responsible for recovering subrogation claims from insurance carriers, self-insured entities, and uninsured tortfeasors. This role requires close collaboration with clients, insured parties, and other stakeholders to maximize recovery while ensuring compliance with state regulations and industry best practices.*Position is work-from-home or hybrid in our Bloomington, IL headquarters. Candidates within 60 miles of our office at 1310 Martin Luther King Dr Bloomington, IL will be considered for a hybrid position.*


Essential Functions and Responsibilities:

  • Review and manage subrogation files across varying lines of business.
  • Respond professionally and promptly to telephone calls and emails from clients, adjusters, claimants, witnesses, attorneys, and underwriters.
  • Review and investigate claims to evaluate liability, assess damages, and determine all viable recovery avenues.
  • Prepare and analyze files, ensuring accurate documentation and tracking of all verbal and written correspondence in applicable systems.
  • Process carrier-to-carrier subrogation claims.
  • Research laws and state statutes on subrogation claims to ensure compliance and optimize recovery.
  • Communicate effectively to obtain and provide necessary information from relevant parties.
  • Negotiate liability and damage disputes with other insurance carriers and self-insured entities.
  • Review claim files to evaluate collection potential and develop strategies for each recovery.

Minimum Job Requirements:

  • High school diploma or GED; some college coursework preferred.
  • 3-5 years of subrogation or claims experience preferred.
  • Med Pay experience preferred.
  • Adjuster license preferred.
  • Proficiency with Microsoft Office and relevant claims systems.
  • Strong oral and written communication skills.
  • Proven ability to analyze, negotiate, and manage multiple tasks with attention to detail.
  • Demonstrated reasoning and problem-solving abilities.

Why Afni?

Because with us, you matter. At Afni, you are not simply an employee, you're part of our family.

At Afni we provide equal employment opportunities to all qualified individuals. Employment is based upon personal capabilities and qualifications without discrimination because of race, color, religion, sex, age, national origin, disability, or any other protected characteristic as established by law. This policy of Equal Employment Opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, termination, and all other terms and conditions of employment.


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