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Subro Jobs in Florida (NOW HIRING)

Subro information

What is the difference between Subro vs Claims Adjuster?

AspectSubroClaims Adjuster
Required CredentialsInsurance license, knowledge of subrogation lawsInsurance license, claims handling certification
Work EnvironmentInsurance companies, legal teamsInsurance companies, independent agencies
Industry UsageSpecializes in recovering funds from third partiesEvaluates and settles insurance claims

Subro professionals focus on recovering costs through subrogation processes, while claims adjusters handle the evaluation and settlement of insurance claims. Both roles require insurance licensing and work within the insurance industry, but their core functions differ: one seeks reimbursement, the other manages claims.

What are some common challenges Subrogation Specialists face when handling claims, and how can they overcome them?

Subrogation Specialists often encounter challenges such as difficulty obtaining necessary documentation from third parties, navigating complex liability issues, and managing negotiations with external insurers or legal teams. To overcome these, strong communication and investigative skills are essential, as well as a thorough understanding of insurance policies and legal procedures. Building good relationships with internal claims teams and external contacts can also help streamline the process and increase successful recoveries.

What does a subrogation specialist do?

A subrogation specialist manages the process of recovering funds from third parties responsible for an insurance claim. They review claims, negotiate with other insurers or parties, and use claims management software to facilitate recoveries, ensuring the insurance company recovers costs paid out. Strong analytical skills and knowledge of insurance policies are essential for this role.

What are the key skills and qualifications needed to thrive as a Subrogation Specialist, and why are they important?

To thrive as a Subrogation Specialist, you need a solid understanding of insurance claims processes, legal principles, and investigative techniques, often supported by a bachelor's degree or relevant experience. Familiarity with claims management software and knowledge of industry regulations, as well as certifications like the Associate in Claims (AIC), are commonly required. Strong negotiation, analytical thinking, and communication skills help professionals stand out in recovering funds and handling complex cases. These skills ensure effective recovery for insurers, minimize financial losses, and maintain positive relationships with all parties involved.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically in specialized areas such as high-net-worth individual insurance, commercial insurance, or executive benefits, often earning six-figure incomes. Top earners usually have extensive experience, strong sales skills, and may hold professional certifications like the Chartered Property Casualty Underwriter (CPCU). Compensation can include base salary, commissions, and bonuses based on performance.

What jobs pay 4000 a week without a degree?

A subro, or subrogation specialist, can earn around $4,000 weekly through insurance claims processing, negotiations, and legal knowledge, often without requiring a college degree. High-paying roles in sales, real estate, or skilled trades like plumbing or electrical work can also reach this income level, especially with experience and certifications. These jobs typically demand strong communication skills, self-motivation, and sometimes licensing or specialized training.

What jobs pay 500,000 a year in the US?

For a role like a subro (subrogation specialist), earning $500,000 annually typically requires senior-level experience, specialized skills, and often working in high-stakes insurance or legal environments. Such compensation is more common in executive or highly specialized positions within the insurance industry, often involving complex negotiations or large-scale claims management. Most roles with this salary level demand advanced certifications, extensive industry knowledge, and a track record of success.

What are Subrogation Specialists?

Subrogation Specialists, often referred to as 'Subro' professionals, are insurance industry experts who handle the process of recovering money from third parties responsible for insurance claims. When an insurance company pays a claim on behalf of its policyholder, a Subrogation Specialist investigates the incident to determine if another party is liable. If so, they pursue reimbursement from the at-fault party or their insurer. Their work helps insurance companies recover costs and keeps premiums lower for customers. Subrogation Specialists need strong analytical, negotiation, and communication skills.
What cities in Florida are hiring for Subro jobs? Cities in Florida with the most Subro job openings:
Infographic showing various Subro job openings in Florida as of July 2026, with employment types broken down into 100% Full Time. Highlights an 69% In-person, 6% Hybrid, and 25% Remote job distribution.
Overpayment Recovery Analyst - Employee Benefits

Overpayment Recovery Analyst - Employee Benefits

The Hartford

Lake Mary, FL • On-site, Remote

Full-time

This job post has expired today. Applications are no longer accepted.


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 111 frontline employees who took The Breakroom Quiz

54th of 281 rated insurance


Job description

Subro Claim Handler - CI09CN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Hartford's Central Recovery Operations Team is seeking a highly motivated individual to join their team as a Group Benefits Overpayment Recovery Analyst. This role involves the identification, analysis, and recovery of intricate overpaid claims. The ideal candidate will possess exceptional desk management, negotiation, and communication skills and will act as the main point of contact for the claimant regarding resolution of the overpayment.

Responsibilities:

Overpayment Identification and Analysis 30%

  • Conduct thorough review of claim referral to validate overpayment and ensure financial accuracy.

  • Utilize data science tools to detect discrepancies and proactively seek out overpayment recovery opportunities.

  • Collaborate with internal claim partners to coordinate additional investigations as needed.

  • Execute strategic plans for overpayment recovery that are aligned with organizational goals and impact the company's bottom line.

Recovery and Reconciliation 40%

  • Develop and implement strategies for recovering overpaid amounts from clients, vendors, and other parties.

  • Negotiate repayment plans and settlements, ensuring compliance with company policies and legal requirements.

  • Utilize data dashboards to monitor recoveries and other key performance metrics.

  • Effectively manage a high-volume case load and maintain timely follow up communication to ensure accurate resolution.

  • Deliver exceptional customer service by balancing empathy and efficiency.

  • Demonstrate critical thinking in managing customer expectations and navigating complex negotiations to achieve favorable outcomes.

Continuous Improvement and Development 15%

  • Participate in problem solving discussions and facilitate the implementation of process improvement.

  • Utilize advanced data analytics to identify root causes and patterns of overpayments and recommend improvements to prevent future occurrences.

  • Document and update standard operating procedures related to overpayment identification and recovery.

  • Stay current on industry trends, best practices, and emerging technologies in overpayment recovery and Group Benefits.

  • Attend relevant training sessions, workshops, and field huddles.

  • Act as a liaison to field business partners to provide education and awareness on overpayment trends, prevention, and recovery process.

  • Share knowledge and insight with team members to foster a culture of continuous improvement.

Stakeholder Collaboration 10%

  • Serve as the primary point of contact for internal and external business partners regarding overpayment issues.

  • Provide guidance to team members on overpayment processes and best practices.

  • Ensure effective communication and coordination with finance, claims, customer service, and legal departments

Legal and Regulatory Compliance 5%

  • Ensure compliance with company policies, regulatory requirements, and jurisdictional regulations that impact our recovery rights.

  • Stay informed about changes in laws and regulations affecting Group Benefits and overpayments by utilizing resources such as IKE and the State Content Map.

  • Effectively navigate and interpret policy language to ensure we are within our right to overpayment recovery.

  • Collaborate with legal to handle complex overpayment disputes, settlements, or challenges.

Qualifications:

  • Understanding of Group Benefits claims and the leading indicators of an overpayment preferred.

  • Proficiency in Group Benefits claim systems including DCS, THAA and PeopleSoft is preferred.

  • Consistent high level of performance and achievement over career span.

  • Candidate should demonstrate the ability to exceed metrics and be motivated to achieve high personal achievement.

  • Ability to build successful relationships with our field partners and claimants.

  • Candidate should exhibit strong desk management skills and the ability to work in a fast-paced environment with a proven track record of delivering results.

  • Excellent interpersonal skills and professional writing skills to clearly communicate and negotiate with claimants and attorneys in a professional demeanor.

  • High School diploma/GED

  • Bachelor's degree or equivalent experience is strongly preferred

  • 2 + years of prior claim or collections experience

This role can have a Hybrid or Remote work arrangement.Candidates who live near one of our office locations (Hartford, CT, San Antonio, TX, Lake Mary, FL, Phoenix, AZ, Naperville, IL) will have the expectation of working in an office 3 days a week (Tuesday through Thursday).Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$56,391 - $84,587

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture|What It's Like to Work Here|Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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