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Structured Settlement Debt Collector Jobs (NOW HIRING)

Buckles & Buckles

Collections Specialist

Troy, MI · On-site

$18/hr

Debt Collector - Legal Collections Department Full-Time | Onsite | Performance-Based Role ... Negotiate payoff deadlines or structured payment plans. * Address questions, concerns, or ...

Arizona Department of Administration

$49K - $58K/yr

... both individual debtors and business debtors, and for communicating with debtors and others ... for accepting/denying settlement offers and payment contracts. • Ability to speak in a ...

Simon's Agency, Inc.

Collections Specialist

Liverpool, NY · On-site

$16 - $17/hr

Debt Collector ???? Located in Liverpool, NY - will consider REMOTE Applications! ???? Competitive Pay + Benefits + Bonus & Commission Structures ???? Monday-Friday Are you an experienced collector ...

KMC

Early Stage Collector

Foothill Ranch, CA · On-site

$16.50 - $21.50/hr

... as structured payment plans. Monitor accounts to proactively intervene before they advance into ... Strong knowledge of relevant federal and state debt collection laws and guidelines including, FDCPA ...

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Structured Settlement Debt Collector information

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How much do structured settlement debt collector jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for structured settlement debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is the difference between Structured Settlement Debt Collector vs Structured Settlement Negotiator?

AspectStructured Settlement Debt CollectorStructured Settlement Negotiator
CredentialsTypically requires debt collection or financial certificationsRequires negotiation and financial licensing
Work EnvironmentCollections agencies, financial institutionsLegal firms, settlement companies
Industry UsageDebt recovery in structured settlementsSettlement negotiations and restructuring

Structured Settlement Debt Collectors focus on recovering owed funds from debtors related to structured settlements, often working in collections agencies. Structured Settlement Negotiators work on restructuring or settling claims, often in legal or financial advisory settings. Both roles require financial knowledge but differ in their primary functions and work environments.

What qualifications do I need to be a structured settlement debt collector?

To be a structured settlement debt collector, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and knowledge of debt collection laws and regulations. Some employers may prefer prior experience in collections or customer service, and obtaining relevant certifications can enhance job prospects.

What is a structured settlement debt collector?

A structured settlement debt collector is a professional who recovers payments owed from structured settlement agreements, often involving negotiations or legal actions. They typically work within debt collection agencies and need knowledge of settlement terms, debt laws, and communication skills.
More about Structured Settlement Debt Collector jobs
What cities are hiring for Structured Settlement Debt Collector jobs? Cities with the most Structured Settlement Debt Collector job openings:
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What job categories do people searching Structured Settlement Debt Collector jobs look for? The top searched job categories for Structured Settlement Debt Collector jobs are:
Structured Settlement Debt Collector jobs near you
Infographic showing various Structured Settlement Debt Collector job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 7% Part Time, and 3% Contract. Highlights an 51% Physical, 1% Hybrid, and 48% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Closer - Debt Enrollment Team

Change Financial Network

Newport Beach, CA • On-site

$70K - $900K/yr

Full-time

Medical, Dental, Vision, PTO

Re-posted 28 days ago

Job description

Debt Settlement Sales Consultant | Hybrid

About the Role: We're seeking experienced debt settlement professionals to join our consumer finance team. This is a performance-based sales role working with pre-qualified inbound leads who have requested debt relief consultations.

Work Environment: Hybrid schedule with 2-3 days in office (Irvine location) and remaining days remote. Flexible scheduling based on performance metrics.

Responsibilities:

  • Conduct financial assessments with qualified prospects via phone
  • Present debt settlement program options in compliance with FDCPA regulations
  • Educate clients on debt relief alternatives including pros/cons of each option
  • Complete enrollment documentation and ensure program understanding
  • Maintain detailed CRM records of all client interactions
  • Meet weekly performance benchmarks (minimum 5 enrollments/week)

Required Qualifications:

  • 1+ years proven experience in debt settlement, debt relief, or consumer finance sales
  • Demonstrated track record of consistent monthly enrollments
  • Strong knowledge of debt settlement regulations and compliance requirements
  • Excellent communication skills with ability to build rapport quickly
  • Proficiency with CRM systems and sales automation tools
  • Professional home office setup for remote work days

Preferred Experience:

  • Previous work with high-volume call centers or lead transfer operations
  • Familiarity with objection handling in financial services
  • Background in consumer credit counseling or debt negotiation

Compensation Structure:

  • Base draw: $2,500/month ($1,250 bi-weekly)
  • Average commission per deal: $300-$500 depending on program size
  • Estimated annual earnings for top performers: $120K-$250K+
  • Bi-weekly commission payouts on funded accounts
  • No commission caps

Compensation potential based on historical team performance. Individual results vary.


We Provide:

  • Proprietary CRM and lead management system
  • Pre-qualified inbound lead flow via call transfers
  • Comprehensive scripts and compliance training
  • Weekly coaching and performance reviews
  • Professional development opportunities