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State Insurance Jobs in Michigan (NOW HIRING)

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State Insurance information

See Michigan salary details

$6

$16

$25

How much do state insurance jobs pay per hour?

As of Jun 27, 2026, the average hourly pay for state insurance in Michigan is $16.24, according to ZipRecruiter salary data. Most workers in this role earn between $14.86 and $17.79 per hour, depending on experience, location, and employer.

What is the difference between State Insurance vs Insurance Agent?

AspectState InsuranceInsurance Agent
CredentialsVaries by state; may require licensing and specific certificationsLicensing required; varies by state and insurance type
Work EnvironmentTypically government or state agency officesIndependent or agency-based, client-facing
Employer & Industry UsageState agencies providing insurance programsPrivate agencies or independent practices
Common Search & ComparisonUnderstanding government insurance optionsFinding insurance coverage and policies

State Insurance generally refers to government-run insurance programs or agencies, while Insurance Agents are professionals who sell and manage various insurance policies. The two roles often overlap in licensing and industry terminology but differ in their work environment and employer type.

What are some common challenges faced by professionals working in State Insurance roles, and how can they be addressed?

Professionals in State Insurance roles often encounter challenges such as managing complex regulatory requirements, adapting to policy changes, and handling high volumes of claims or inquiries during peak periods. Staying updated on relevant state laws and ongoing professional development can help address these challenges. Collaboration with legal teams and regular training enable staff to maintain compliance and provide accurate information to policyholders. Additionally, effective time management and the use of modern claims processing systems can streamline workflows and improve service quality.

What are State Insurance agents and what do they do?

State Insurance agents are professionals who help individuals, families, and businesses find and purchase insurance policies provided by state-backed or state-regulated insurance companies. They assess clients' needs, explain available coverage options, and assist with paperwork and claims. Their goal is to ensure clients have the appropriate insurance protection, such as auto, home, or business insurance, while complying with state regulations.

What are the key skills and qualifications needed to thrive as a State Insurance Agent, and why are they important?

To excel as a State Insurance Agent, you generally need strong knowledge of insurance products, state-specific regulations, and a relevant license to sell insurance in your jurisdiction. Familiarity with insurance management software, customer relationship management (CRM) systems, and digital quoting tools is often required. Exceptional interpersonal skills, active listening, and persuasive communication help build trust and effectively serve clients. These capabilities ensure agents can provide accurate advice, maintain compliance, and drive customer satisfaction in a highly regulated industry.
What are popular job titles related to State Insurance jobs in Michigan? For State Insurance jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching State Insurance jobs in Michigan look for? The top searched job categories for State Insurance jobs in Michigan are:
What cities in Michigan are hiring for State Insurance jobs? Cities in Michigan with the most State Insurance job openings:
State Insurance jobs near you
Infographic showing various State Insurance job openings in Michigan as of June 2026, with employment types broken down into 1% As Needed, 65% Full Time, 26% Part Time, and 8% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $33,781 per year, or $16.2 per hour.

Insurance Agent - Farmers Insurance

Farmers District 40

Howell, MI • On-site

$45K - $75K/yr

Full-time

Posted 25 days ago

Job description

Insurance Agent – Kelsie Porter Agency | Farmers Insurance – Howell, MI

 

Compensation: Base + Commission (Uncapped Earning Potential)
Experience Level: Entry-Level to Experienced

 

About Us

 

Since 1928, Farmers Insurance has helped Americans protect their families and businesses with a complete suite of insurance and financial products. As a nationally recognized industry leader, we invest in our agents’ success through advanced technology, expert training, and ongoing support.

 

The Kelsie Porter Agency is expanding! We’re seeking driven and personable professionals to join our Howell team as an Insurance Agent. If you’re passionate about sales and eager to build lasting client relationships, this is your opportunity to launch a rewarding career while making a meaningful impact in your community.

 

Key Responsibilities

 

  • Grow your network and client base through proactive outreach, referrals, and community involvement

  • Educate clients on a wide range of coverage options: auto, home, life, business, and specialty insurance

  • Conduct comprehensive needs analyses to design tailored insurance solutions for each client

  • Manage the full sales cycle—from prospecting and consultations to presenting recommendations and closing deals

  • Build enduring client relationships with regular reviews, check-ins, and exceptional ongoing service

  • Consistently pursue and exceed sales targets while focusing on delivering long-term value

  • Keep current on industry trends, product updates, and Farmers Insurance offerings

 

Qualifications

 

  • Outstanding communication and relationship-building skills

  • Entrepreneurial mindset and drive to achieve sales success

  • Highly organized, self-motivated, and able to work independently

  • Experience in sales or customer-facing roles is a plus (not required)

  • Willingness to obtain or maintain a state insurance license (Life, Property & Casualty)

  • Bilingual abilities are a plus

 

Why Join Kelsie Porter Agency at Farmers Insurance?

 

  • Comprehensive onboarding and ongoing professional training

  • Competitive base pay with uncapped commission potential

  • Marketing resources and lead generation support

  • Professional coaching and clear opportunities for career advancement

  • Access to the renowned University of Farmers training

  • Defined pathway to future agency ownership

  • Evenings and weekends off

 

If you’re ready to build a fulfilling career, serve clients with integrity, and grow with a respected agency, apply today to join the Kelsie Porter Agency in Howell, MI!

Compensation Range: $45K - $75K