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State Fund Insurance Jobs in California (NOW HIRING)

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State Fund Insurance information

What is State Fund Insurance?

State Fund Insurance typically refers to a government-operated insurance provider that offers workers' compensation insurance to employers. In many states, such as California, the State Compensation Insurance Fund (State Fund) is a non-profit, public entity that provides coverage for workplace injuries and illnesses. It serves as a safety net, ensuring that businesses—especially those unable to obtain private insurance—can comply with state laws requiring workers' compensation coverage. State Fund Insurance helps protect both employers and employees by providing financial assistance for medical care and lost wages due to work-related incidents.

What are the main challenges faced by professionals working in State Fund Insurance, and how can new hires prepare to address them?

Professionals working in State Fund Insurance often encounter challenges such as navigating complex regulatory requirements, managing high caseloads, and ensuring timely claim processing. New hires can prepare by developing strong organizational and communication skills, staying updated on state-specific regulations, and being proactive in learning company processes and software systems. Collaboration with experienced colleagues and participating in ongoing training programs can also help new team members quickly adapt and excel in this fast-paced environment.

What are the key skills and qualifications needed to thrive as a State Fund Insurance agent, and why are they important?

To thrive as a State Fund Insurance Agent, you need a solid understanding of insurance products, risk assessment, and state regulatory requirements, often supported by a relevant license. Familiarity with customer relationship management (CRM) software, underwriting systems, and digital sales platforms is typically required. Strong interpersonal skills, attention to detail, and effective communication help agents build trust with clients and accurately assess their needs. These skills are vital for ensuring compliance, delivering excellent customer service, and achieving sales goals in a regulated insurance environment.

What is the difference between State Fund Insurance vs Claims Adjuster?

AspectState Fund InsuranceClaims Adjuster
Primary RoleProvides insurance coverage and manages claims for policyholdersInvestigates, evaluates, and settles insurance claims
Required CredentialsInsurance license, knowledge of insurance policiesInsurance license, claims handling certification often preferred
Work EnvironmentOffice-based, insurance company settingField and office-based, insurance companies or third-party administrators
Industry UsageInsurance providers, including state fundsInsurance companies, adjusting firms, government agencies

While both roles operate within the insurance industry, State Fund Insurance professionals focus on providing coverage and managing claims for policyholders, whereas Claims Adjusters investigate and settle individual claims. Understanding these differences helps job seekers identify the right career path within the insurance sector.

What are popular job titles related to State Fund Insurance jobs in California?

For State Fund Insurance jobs in California, the most frequently searched job titles are:

What job categories do people searching State Fund Insurance jobs in California look for?

The top searched job categories for State Fund Insurance jobs in California are:

What cities in California are hiring for State Fund Insurance jobs?

Cities in California with the most State Fund Insurance job openings:

Infographic showing various State Fund Insurance job openings in California as of August 2026, with employment types broken down into 80% Full Time, 10% Part Time, and 10% Contract. Highlights an 100% In-person job distribution.

State Fund Insurance - Associate Broker

Amwins

Santa Rosa, CA

$70K - $75K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 23 days ago


Key responsibilities

  • Analyze new business submissions to determine coverage needs, eligibility, and appropriate classifications.

  • Submit quotes to carriers, review inspections, and assist with binding policies within established guidelines.

  • Educate retail agencies on carrier requirements, Amwins products, and capabilities, and maintain relationships with underwriters and customers.


Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

197th of 315 rated insurance


Job description

At Amwins, we succeed together — and have a good time doing it.

We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.

First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders. 

Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. ​You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.

Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.

At Amwins, we win together — and have a good time doing it. 

Learn more about us at amwins.com.

We see you in Amwins blue!

Join our Amwins Access State Fund team in Santa Rosa as an Associate Broker!

This is a full-time, in office position in our Santa Rosa, CA office with a hybrid schedule once training is complete.

Snapshot of what Amwins provides to our team members:  

  • Compensation includes a salary commensurate with experience
  • Annual bonus potential 
  • Broad benefits package available
    • Most benefits available first day of employment
    • Medical, Dental, Vision, Life, etc.
    • Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. 
  • Generous Paid Time Off and Company Holiday Schedule 
  • Collaborative, continuing education focused work environment
  • Career advancement opportunities 

Position Summary:

Access State Fund Associate Broker will work with the retail agent to analyze new business submissions, evaluate coverage needs/terms, and submit to the carrier. They will submit new business quotes to the agents and assist with binding of the policy. They also work with retail agencies to educate them on carrier requirements, as well as Amwins products, programs, and capabilities.

Essential Duties & Responsibilities:

  • Analyzes risks to determine eligibility, appropriate classification(s) and carrier(s).
  • Know available products, underwriting guidelines, and binding requirements for the line(s) of business they are responsible for.
  • Submit new business information to carrier, via on-line portal.
  • Offers quotes, noting all subjectivities and conditions.
  • Responsible for developing and maintaining strong working relationships with carrier underwriters, and internal and external customers.
  • Reviews inspections for recommendations, discrepancies, compliance with underwriting guidelines.
  • Understands premium commitments to specific carriers to balance the book and meet obligations.
  • Answers questions from the retail brokers and/or carrier
  • Effectively use the company's agency managements system as well as other tools to perform their duties.
  • Binds business within established guidelines.
  • Review and approve policies and endorsements within authority.
  • Performs special projects as assigned.

Qualifications & Skills:

  • College degree preferred.
  • P&C License required or in progress.
  • Strong knowledge of workers compensation insurance preferred
  • Must be able to classify and rate risks.
  • Must regularly exercise discretion and sound judgement.
  • Must have excellent typing skills.
  • Must have excellent organization skills.
  • Must have strong computer skills, including knowledge of Microsoft Office's Excel, Outlook and Word.
  • Work from the Santa Rosa, CA office location preferred.

Physical Demands: Must be able to remain in a stationary position for long periods of time, occasionally lift or move items up to 10 pounds, constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.

**Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 

Pursuant to California regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses. 

California Pay Range
$70,304—$75,000 USD

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