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Skip Tracing Jobs in Michigan (NOW HIRING)

Collections Specialist

Saginaw, MI · On-site

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Saginaw, MI · On-site

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Bay City, MI · On-site

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Bay City, MI

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Saginaw, MI · On-site

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Saginaw, MI · On-site

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

Collections Specialist

Saginaw, MI

$17.25 - $23.25/hr

Perform skip tracing activities using multiple databases and resources. * Document all account activity accurately and thoroughly. * Manage a high volume of calls while maintaining attention to ...

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Showing results 1-20

Skip Tracing information

See Michigan salary details

$11

$17

$21

How much do skip tracing jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for skip tracing in Michigan is $17.17, according to ZipRecruiter salary data. Most workers in this role earn between $14.23 and $20.53 per hour, depending on experience, location, and employer.

What is skip tracing?

Skip tracing is the process of locating a person's whereabouts for various purposes, such as collecting debts, serving legal documents, or finding missing persons. Professionals known as skip tracers use a combination of public records, databases, social media, and investigative techniques to track down individuals who have 'skipped' town or are otherwise hard to find. Skip tracing is commonly used by debt collectors, private investigators, and law enforcement agencies. The process requires analytical skills and knowledge of privacy laws to ensure searches are conducted legally and ethically.

What are skip tracing jobs?

There are various positions within the skip tracing industry, and your responsibilities vary depending on the job and company. Private investigators, for example, work with individual clients on a variety of cases and use skip tracing to find information on people. Bail guarantors and bounty hunters investigate a disappearance with skip tracing to bring a fugitive in for a reward. Repossession agents and debt collectors are other positions that utilize skip tracing to regain financial losses, especially with banks and automobiles. Journalists may also practice skip tracing to locate a specific person relevant to the story they are writing.

What are the key skills and qualifications needed to thrive as a skip tracer, and why are they important?

To thrive as a Skip Tracer, you need strong investigative skills, attention to detail, and familiarity with legal compliance, often supported by relevant experience in collections or law enforcement. Proficiency in using specialized databases, online research tools, and skip tracing software is typically required. Excellent communication, problem-solving, and persistence are standout soft skills for this role. These abilities ensure you can efficiently locate individuals while adhering to legal standards, maximizing recovery rates for clients.

What are some common challenges faced by skip tracers, and how can they overcome them?

Skip tracers often face challenges such as locating individuals who intentionally avoid detection, working with limited or outdated information, and navigating privacy laws. To overcome these obstacles, successful skip tracers use a combination of public records, social media research, and specialized databases. Staying up to date with legal and ethical standards, as well as developing strong analytical and communication skills, helps them efficiently track down hard-to-find subjects while maintaining compliance.

What is the difference between Skip Tracing vs Debt Collector?

AspectSkip TracingDebt Collector
Required CredentialsResearch skills, attention to detailCommunication skills, negotiation
Work EnvironmentInvestigative, office or fieldCollection agencies, call centers
Industry UsageFinancial, legal, lendingFinancial, lending, legal
Search & Comparison IntentLocating individualsRecovering debts

Skip Tracing involves locating individuals who are difficult to find, often using research and investigative techniques. Debt Collectors focus on recovering overdue payments through communication and negotiation. While both roles may work in financial sectors, skip tracers primarily locate individuals, whereas debt collectors seek repayment. Understanding these differences helps clarify career paths and job expectations in the industry.

Do skip tracers make good money?

Skip tracers can earn varying salaries depending on experience, location, and the industry they work in. Entry-level positions may pay hourly wages or commissions, while experienced skip tracers with specialized skills can earn higher incomes, especially if working independently or in high-demand areas.

How to become a skip tracer?

To become a skip tracer, you typically need strong research and investigative skills, proficiency with databases and skip tracing tools, and knowledge of legal and privacy regulations. Many skip tracers gain experience in collections, law enforcement, or private investigation, and some pursue certifications such as the Certified Fraud Examiner (CFE) or Private Investigator license where required. Entry-level positions often require a high school diploma or equivalent, with advanced roles favoring relevant experience and technical skills.

Is a skip tracer a real job?

Yes, a skip tracer is a real job that involves locating individuals who have skipped or disappeared, often for debt collection, legal cases, or investigative purposes. The role typically requires research skills, knowledge of public records, and sometimes specialized tools or databases.

What are the most commonly searched types of Skip Tracing jobs in Michigan?

The most popular types of Skip Tracing jobs in Michigan are:

What cities in Michigan are hiring for Skip Tracing jobs?

Cities in Michigan with the most Skip Tracing job openings:

Infographic showing various Skip Tracing job openings in Michigan as of September 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 92% In-person, 4% Hybrid, and 4% Remote job distribution, with an average salary of $35,711 per year, or $17.2 per hour.

Group Manager - Skip Tracing, Legal Collections

Troy, MI • On-site

Midland Credit Management
1 - 5K employees

Full-time

Medical, PTO

Posted 11 days ago


Midland Credit Management rating

8.9

Company rating: 8.9 out of 10

Based on 10 frontline employees who took The Breakroom Quiz


Job description

Applicants must have current authorization to work in the United States on a full-time basis.

Responsible for the day-to-day operations and management of a Skiptracing team. Will lead overall production, production quality, employee development and engagement, and performance management and coaching. Reinforces company goals, policies, practices, and values.

RESPONSIBILITIES

  • Mentor, manage, and coach team members to drive consistent achievement of operational goals; track performance through monitoring, analysis, and observation.
  • Manage team's performance with quality metrics to achieve company and departmental goals by proactively monitoring daily, weekly, and monthly operational statistics and reporting trends and variances to identify and resolve issues that could negatively impact production commitments or service levels.
  • Identify opportunities for process improvement in operational and company procedures by working across departments, sites, and global initiatives. Strategize, coordinate, and implement improvements to enhance the overall employee experience.
  • Anticipate the needs of employees and the business to deliver strong business results. May lead key projects, as assigned.
  • Inform management of potential trends, issues, and opportunities. Partner with leadership in resolving issues by acting as a subject matter expert through the demonstration of technical and cultural knowledge. Ensure appropriate Quality Controls are in place and effective.
  • Train and develop the skip tracing team members to enhance individual and department performance/productivity and employee engagement. Will also on-board new Group Managers.
  • Perform other duties, as assigned.

MINIMUM REQUIREMENTS

EDUCATION: High School Diploma

EXPERIENCE: 3-5 years' experience in leading people in high pace competitive environment or equivalent education and experience

KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES:

  • Proficient in MS Office Suite
  • Skilled in process mapping
  • Skilled in data interpretation and analysis
  • Strong people leadership and interpersonal skills
  • Ability to communicate openly and honestly
  • Ability to motivate through appropriate messaging
  • Ability to motivate and deliver in a fast-paced high-performance environment
  • Ability to influence employees and stakeholders
  • Ability to lead by example while maintaining a positive and professional outlook

PREFERRED QUALIFICATIONS

EDUCATION: Bachelor's

EXPERIENCE: 5-7 years' experience in Financial Services, Call Center and/or legal production background

KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES:

  • Advanced knowledge of Excel
  • Familiarity with legal processes
  • Lean/Six Sigma significant leadership skills

If you are wondering why you should work for us, here is something to help you decide:

  • Pay and Bonuses: Earn a competitive salary. All employees are eligible for monthly incentives or annual bonus.

  • Career Progression: Grow at MCM with paid training and development programs - including our very own MCM Academy - as well as a promote-from-within philosophy.

  • Reward and Recognition: We are committed to honoring great results - ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.

  • Tuition Assistance: Pursue a degree or coursework related to your current role, or the role you are striving for.

  • Healthcare Insurance: Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, weight watchers, our wellness rewards Program and more.

  • Volunteering Opportunities: Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to US$ 2,500 per employee annually.

  • Retirement Savings: Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we're proud to invest in you.

  • New Family Support: Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.

  • Team-building: Enjoy experiences that inspire bonds with your colleagues through a wide range of company-sponsored team-building events, such as holiday celebrations and department outings.

  • Work-Life Balance: Enjoy paid and floating holidays, as well as generous paid-time-off.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU. We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

About Us

Headquartered in the United States, Encore Capital Group (Encore) is a publicly traded international specialty finance company operating in various countries around the globe. Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help consumers to restore their financial health as we further our Mission of creating pathways to economic freedom. Our commitment to building a positive workplace culture and a best-in-class employee experience have earned us accolades including Great Place to Work certifications in many geographies where we operate. If you have a passion for helping others and thrive at a company that values innovation, inclusion and excellence, then Encore Capital Group is the right place for you.

Encore Capital Group and all of its subsidiaries are proudto be an equal opportunity employer and are committed to fostering an inclusive and welcoming environment where everyone feels they belong. We encourage candidates from all backgrounds to apply. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, disability status, or any other status protected under applicable law. If you wish to discuss potential accommodations related to applying for employment, please contact Talent@mcmcg.com.


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