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Skip Trace information

What is a skip trace?

A skip tracer is a professional who specializes in locating individuals who have moved or disappeared, often to avoid legal or financial obligations. Skip tracers use a combination of public records, databases, social media, and investigative techniques to track down people who are difficult to find. They are commonly employed by debt collection agencies, law firms, private investigators, and bail bond companies. The term 'skip' refers to the person who has 'skipped town,' and 'tracing' is the process of tracking them down.

What are the key skills and qualifications needed to thrive as a skip tracer, and why are they important?

To thrive as a Skip Tracer, you need strong investigative skills, attention to detail, and familiarity with legal compliance, often supported by experience in collections or law enforcement. Proficiency in using specialized databases, public records, and skip tracing software is typical for efficiently locating individuals. Excellent communication, persistence, and critical thinking are vital soft skills for gathering information and negotiating with contacts. These abilities are crucial for accurately tracking down individuals while adhering to legal guidelines and achieving organizational goals.

What are some common challenges skip tracers face and how can they overcome them?

Skip tracers often encounter challenges such as incomplete or outdated information, uncooperative contacts, and legal restrictions on data access. To overcome these obstacles, successful skip tracers leverage a combination of advanced research tools, persistence, and strong communication skills. They also stay current on relevant laws and privacy regulations to ensure ethical practices. Collaborating with colleagues and sharing insights can further improve success rates and efficiency in locating individuals.

What is the difference between Skip Trace vs Debt Collector?

AspectSkip TraceDebt Collector
CredentialsResearch skills, sometimes certifications in skip tracing or private investigationKnowledge of debt collection laws, often required to be licensed or certified
Work EnvironmentPrimarily office-based, using databases and online toolsOffice or fieldwork, contacting debtors via phone, mail, or in person
Industry UsageUsed across finance, legal, and investigative sectorsPrimarily in finance and collections agencies
Search & Comparison IntentFocuses on locating individuals, often for legal or investigative purposesFocuses on recovering owed money from debtors

While both roles involve contacting individuals, Skip Trace specialists focus on locating people using research and investigative techniques, whereas Debt Collectors concentrate on recovering unpaid debts through communication and negotiation.

Do skip tracers make good money?

Skip tracers can earn varying salaries depending on experience, location, and the industry they work in. Entry-level positions may pay hourly wages, while experienced skip tracers with specialized skills can earn higher salaries or commissions. Overall, the income potential is moderate and often supplemented by bonuses or performance-based incentives.

How do you become a professional skip tracer?

To become a professional skip tracer, individuals typically gain experience in collections, investigations, or law enforcement, and develop skills in research, interviewing, and using skip tracing tools such as databases and public records. Some may pursue certifications in private investigation or related fields to enhance credibility. Strong attention to detail and knowledge of privacy laws are also important for success in this role.

Is a skip trace a real job?

Yes, a skip tracer is a legitimate job that involves locating individuals who have moved or are difficult to find, often using public records, databases, and investigative skills. It is commonly used in debt collection, legal cases, and real estate, and may require knowledge of research tools and sometimes licensing or certifications.

Is being a skip tracer legal?

Skip tracing is a legal profession that involves locating individuals using publicly available information and databases. However, skip tracers must comply with laws such as the Fair Credit Reporting Act and privacy regulations to avoid illegal practices like harassment or trespassing. Proper training and adherence to legal standards are essential for ethical and lawful skip tracing.

What are popular job titles related to Skip Trace jobs in California?

For Skip Trace jobs in California, the most frequently searched job titles are:

What job categories do people searching Skip Trace jobs in California look for?

The top searched job categories for Skip Trace jobs in California are:

Skip Trace jobs near you
Infographic showing various Skip Trace job openings in California as of August 2026, with employment types broken down into 84% Full Time, 11% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution.

Account Servicing Specialist - 61+ Day Collections

Veros Credit, LLC

Ontario, CA

$22 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Job description

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!
About The Position

The Account Servicing Specialist (61+ Days) will be responsible for servicing auto loan accounts that are 61+ days delinquent and documenting all collection activities utilizing loan servicing software.

 

Essential Responsibilities:

  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
  • Accurately and professionally document account information and collection activities.
  • Utilize skip tracing tools and reference sources to identify and locate delinquent borrowers.
  • Other duties as assigned.

Essential Requirements:

  • 2+ year(s) of experience in the automotive collections field working 61+ delinquency.
  • 2+ year(s) of skip tracing experience.
  • Reinstatements experience is a plus.
  • Effective communication, negotiation, and problem-solving skills.
  • Ability to read, interpret and apply federal, state, and local collections regulations.
  • Ability to interact with customers in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
  • Available to work a flexible work schedule and overtime as needed.
  • High School Diploma or GED.
  • Bilingual (English/Spanish) required.

Salary: $22.00 - $30.00 per hour + Bonus

#VHP

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify

Keywords:

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing, Vehicle Repossessions, Repayment Plans, Deficiency, Customer Service, Consumer Finance, Collections, Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble

Employment Type: FULL_TIME

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