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Senior Underwriting Analyst Jobs in Boca Raton, FL

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Senior Underwriting Analyst information

See Boca Raton, FL salary details

$40.8K

$58.2K

$67.9K

How much do senior underwriting analyst jobs pay per year?

As of Sep 6, 2026, the average yearly pay for senior underwriting analyst in Boca Raton, FL is $58,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $66,000.00 per year, depending on experience, location, and employer.

What does a senior underwriting analyst do?

A Senior Underwriting Analyst is responsible for evaluating and assessing the risks associated with insurance applications, loans, or other financial products. They analyze detailed information such as financial statements, credit reports, and risk factors to determine whether to approve or decline applications and at what terms. In addition to reviewing complex cases, they often mentor junior analysts and help develop underwriting policies and procedures. Their expertise helps organizations manage risk while ensuring compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a senior underwriting analyst?

To thrive as a Senior Underwriting Analyst, you need strong analytical abilities, deep knowledge of risk assessment, and a bachelor's degree in finance, business, or a related field, often with experience in underwriting. Familiarity with underwriting software, data analysis tools like Excel or SAS, and relevant certifications such as CPCU or ARM is highly valued. Attention to detail, critical thinking, and effective communication are crucial soft skills for collaborating with teams and explaining complex decisions. These skills ensure accurate risk evaluations, compliance with industry standards, and contribute to sound financial decisions within the organization.

How does a senior underwriting analyst typically collaborate with other departments to assess complex risks?

Senior Underwriting Analysts frequently work closely with risk assessment teams, actuaries, and sales representatives to evaluate complex insurance applications. They often participate in cross-functional meetings to review risk data, discuss policy terms, and ensure alignment with regulatory and company standards. This collaboration helps ensure that underwriting decisions are well-informed and balanced, drawing on expertise from multiple perspectives to manage risk effectively. Building strong relationships with colleagues in claims, legal, and compliance is also key to anticipating and addressing potential challenges.

What is the difference between Senior Underwriting Analyst vs Underwriting Associate?

AspectSenior Underwriting AnalystUnderwriting Associate
Required CredentialsBachelor's degree, industry certifications (e.g., CPCU), experience in underwritingBachelor's degree, entry-level certifications often preferred
Work EnvironmentCollaborative team, analytical tasks, risk assessmentSupport role, data entry, basic underwriting tasks
Employer & Industry UsageInsurance companies, reinsurance firms, financial servicesInsurance companies, brokers, agencies

The Senior Underwriting Analyst typically has more experience, advanced certifications, and handles complex risk assessments. In contrast, the Underwriting Associate focuses on supporting underwriting processes with less responsibility. Both roles are essential in the insurance industry, but the senior analyst position involves greater decision-making and expertise.

What are popular job titles related to Senior Underwriting Analyst jobs in Boca Raton, FL?

For Senior Underwriting Analyst jobs in Boca Raton, FL, the most frequently searched job titles are:

What job categories do people searching Senior Underwriting Analyst jobs in Boca Raton, FL look for?

The top searched job categories for Senior Underwriting Analyst jobs in Boca Raton, FL are:

What cities near Boca Raton, FL are hiring for Senior Underwriting Analyst jobs?

Cities near Boca Raton, FL with the most Senior Underwriting Analyst job openings:

National Analytic Consultant- Employee Benefits

Insurance Office of America

Coral Springs, FL • On-site

Full-time

Medical, Retirement

Posted 19 days ago


Insurance Office Of America rating

8.8

Company rating: 8.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

58th of 315 rated insurance


Job description

Job Description:

Title:National Analytic Consultant- Employee Benefits

Work Mode:Remote Eastern Time Zone and Florida Only| Location/Supporting:Longwood, FL|Requirement/Experience:5-7 years experience
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations


About the Role:Responsible for leading and supporting IOA Benefits Group data analytics activities on a national scale, including data collection, analysis, interpretation, reporting, and client consultation. This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding analyses, and strategic client decision-making. The National Analytic Consultant leverages analytics, technology, and industry expertise to support business growth, enhance client outcomes, and promote operational excellence.


Key Responsibilities:

  • Data Analytics & Interpretation:Gather, analyze, and interpret underwriting, claims, financial, and benefits data to support client strategy and decision-making.

  • Underwriting Support:Evaluate underwriting data and develop recommendations to support carrier pricing, negotiations, and funding analyses.

  • Client Consulting:Deliver data-driven insights that help clients understand risks, trends, opportunities, and program performance.

  • Sales Support:Partner with Producers and Benefits teams by providing analytical support for renewals, presentations, prospecting, and business development initiatives.

  • Reporting & Presentation Development:Create reports, dashboards, financial exhibits, and presentations that communicate complex information clearly and effectively.

  • Analytics Process Management:Develop and maintain analytics methodologies, reporting standards, and best practices to improve consistency and results.

  • Technology Optimization:Utilize and evaluate analytics, reporting, and business intelligence tools to enhance client outcomes and operational effectiveness.

  • Performance Analysis:Analyze trends, benchmarking data, and financial metrics to identify opportunities for optimization and improved performance.

  • Process Improvement:Recommend and implement improvements that enhance efficiency, reporting accuracy, analytical capabilities, and service delivery.

  • Stakeholder Collaboration:Partner with Senior Analytic Consultants, Producers, Account Teams, carriers, and internal stakeholders to support client objectives.

  • Communication:Maintain clear and consistent communication regarding analytical findings, recommendations, and client activities.

  • Training & Knowledge Sharing:Provide analytical guidance and support team development through knowledge sharing and subject matter expertise.

  • Technical Expertise:Maintain knowledge of underwriting methodologies, funding arrangements, analytics tools, market trends, and industry best practices.

  • Compliance:Ensure adherence to company policies, industry standards, and established analytical procedures.

  • Champion IOA Values:Demonstrate integrity, leadership, accountability, and professionalism in all interactions.


Ideal CandidateQualifications:

  • Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Actuarial Science, or related field

  • Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing tools, and financial risk assessment principles

  • Understanding of experience rating, claim cost projections, and data-driven financial analysis

  • Strong analytical, critical thinking, problem-solving, and consultative solution-development skills

  • Excellent verbal, written, presentation, and customer service skills

  • Ability to manage multiple priorities, work independently, and perform effectively in a fast-paced environment

  • Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook

  • Ability to interpret complex data and communicate findings to technical and non-technical audiences


What We Offer:

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment

  • Supportive teammates and a rewarding work environment


What to Expect(Application Process):

  • 30-Minute Phone Screen, Online Assessments, and Interview(s)

Salary Range

The expected pay range for this position is 155-170K annually, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.


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