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Senior Underwriter Jobs in Boca Raton, FL (NOW HIRING)

AD Mortgage

VA Senior Underwriter

Fort Lauderdale, FL · On-site

$93K - $111K/yr

Review and underwrite VA mortgage loan files to ensure compliance with VA, investor, and company guidelines * Analyze borrower credit, income, assets, and collateral to determine loan eligibility

200 CRC Insurance Svcs LLC

Underwriter

Boca Raton, FL · On-site

200 CRC Insurance Svcs LLC is looking for an Associate Underwriter to support Underwriters by evaluating, selecting, and servicing business. This role focuses on underwriting new and renewal business ...

People's Trust Insurance

Underwriter

Deerfield Beach, FL · On-site

$55 - $85/hr

Underwriting Supervisor Date: As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to ...

200 CRC Insurance Svcs LLC

Underwriter

Boca Raton, FL · On-site

200 CRC Insurance Svcs LLC is looking for an Associate Underwriter to support Underwriters by evaluating, selecting, and servicing business. This role focuses on underwriting new and renewal business ...

JGS Insurance

Underwriter

Hallandale Beach, FL · On-site

$60K - $80K/yr

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

JGS Insurance

Underwriter

Hallandale Beach, FL · Remote

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

CRC Group

Associate Underwriter

Boca Raton, FL · On-site

This role underwrites new and renewal business, applies rating and risk assessment principles, and ensures compliance with company guidelines and procedures. The core function of this role centers on ...

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Senior Underwriter information

See Boca Raton, FL salary details

$34.4K

$99.1K

$124.1K

How much do senior underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for senior underwriter in Boca Raton, FL is $99,091.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,600.00 and $108,300.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

More about Senior Underwriter jobs

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The most popular types of Underwriter jobs in Boca Raton, FL are:

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For Senior Underwriter jobs in Boca Raton, FL, the most frequently searched job titles are:

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What cities near Boca Raton, FL are hiring for Senior Underwriter jobs?

Cities near Boca Raton, FL with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Boca Raton, FL as of August 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $101,161 per year, or $48.6 per hour.

VA Senior Underwriter

AD Mortgage

Fort Lauderdale, FL • On-site, Remote

$93K - $111K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 20 days ago

Job description

About this opportunity
We are seeking an experienced and detail-oriented VA Underwriter to join our growing underwriting team. This role is responsible for reviewing and assessing residential mortgage loan applications to ensure compliance with VA guidelines, agency requirements, and company policies. The ideal candidate brings strong expertise in VA loans, sound risk assessment skills, and a commitment to delivering high-quality underwriting decisions in a fast-paced environment.
Key Responsibilities
• Review and underwrite VA mortgage loan files to ensure compliance with VA, investor, and company guidelines
• Analyze borrower credit, income, assets, and collateral to determine loan eligibility
• Calculate and validate income for self-employed and wage-earner borrowers
• Evaluate appraisals and collateral documentation for accuracy and completeness
• Issue clear and concise underwriting decisions, including conditions and loan stipulations
• Communicate effectively with loan officers, processors, and internal partners to resolve file conditions
• Ensure all loans meet compliance, quality control, and regulatory requirements prior to approval
• Maintain accurate and up-to-date underwriting documentation within the LOS
• Meet established productivity, quality, and turnaround time standards
• Stay current on VA guideline updates and industry changes
Location and Schedule
  • This is a full-time remote opportunity for candidates located outside of the Troy, MI and Ft. Lauderdale, FL areas. Candidates within a 50-mile radius of either office will be expected to work onsite.
  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.
Skills & Qualifications
• 3+ years of mortgage underwriting experience with a strong focus on VA loans
• Must hold SAR certification, DE certification is a plus
• In-depth knowledge of VA underwriting guidelines and agency requirements
• Experience reviewing complex income scenarios including self-employed borrowers
• Strong analytical, decision-making, and problem-solving skills
• Excellent attention to detail and organizational skills
• Ability to manage a high volume pipeline in a deadline-driven environment
• Strong communication and collaboration skills
• Proficiency with Encompass or similar loan origination systems
Preferred Qualifications
• Experience with FHA, Conventional, and USDA underwriting
• Prior experience in a fast-paced retail or correspondent lending environment
What We Offer | Career and Culture
  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
  • Growth Path: Defined paid training and clear pathways for career development.
  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.
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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Department Mortgage Operations | Underwriting Role VA Senior Underwriter Locations Ft. Lauderdale HQ Remote status Fully Remote Employment type Full-time

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