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Senior Underwriter Jobs in Boca Raton, FL (NOW HIRING)

Senior Underwriter

Boca Raton, FL · On-site +1

$93K - $110K/yr

Description Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are ...

Underwriter

Hallandale Beach, FL · On-site

$60K - $80K/yr

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

The Underwriter will work closely with a team of underwriters to review personal injury cases for pre-settlement litigation funding nationwide, with a heavy emphasis in NY. All personal injury case ...

This role underwrites new and renewal business, applies rating and risk assessment principles, and ensures compliance with company guidelines and procedures. The core function of this role centers on ...

This role underwrites new and renewal business, applies rating and risk assessment principles, and ensures compliance with company guidelines and procedures. The core function of this role centers on ...

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Renewal Underwriter Reports to: Underwriting Operations Manager Responsibilities: ● Manage all renewal business for the Underwriting Department, including reviewing renewal submission and all ...

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Senior Underwriter information

See Boca Raton, FL salary details

$35.1K

$101.3K

$126.8K

How much do senior underwriter jobs pay per year?

As of Aug 11, 2026, the average yearly pay for senior underwriter in Boca Raton, FL is $101,267.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,600.00 and $110,700.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
What are the most commonly searched types of Underwriter jobs in Boca Raton, FL? The most popular types of Underwriter jobs in Boca Raton, FL are:
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What job categories do people searching Senior Underwriter jobs in Boca Raton, FL look for? The top searched job categories for Senior Underwriter jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Senior Underwriter jobs? Cities near Boca Raton, FL with the most Senior Underwriter job openings:
Infographic showing various Senior Underwriter job openings in Boca Raton, FL as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $101,267 per year, or $48.7 per hour.

Senior Underwriter

Choice Mortgage Group

Boca Raton, FL • On-site, Remote

$93K - $110K/yr

Full-time

Re-posted 5 days ago


Job description

Description
Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Responsibilities
• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
• Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
• Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
• Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
• Responds to post-closing reviews and audits in a timely fashion.
Qualifications
• 10+ Years of mortgage underwriting experience required.