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Senior Underwriter Jobs in Boca Raton, FL (NOW HIRING)

Truist

Service Finance Underwriter I

Boca Raton, FL · On-site

English (Required) Work Shift: 1st shift (United States of America) Please review the following The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan ...

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Senior Underwriter information

See Boca Raton, FL salary details

$34.4K

$99.1K

$124.1K

How much do senior underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for senior underwriter in Boca Raton, FL is $99,091.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,600.00 and $108,300.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

More about Senior Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Boca Raton, FL?

The most popular types of Underwriter jobs in Boca Raton, FL are:

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For Senior Underwriter jobs in Boca Raton, FL, the most frequently searched job titles are:

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The top searched job categories for Senior Underwriter jobs in Boca Raton, FL are:

What cities near Boca Raton, FL are hiring for Senior Underwriter jobs?

Cities near Boca Raton, FL with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Boca Raton, FL as of August 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $101,161 per year, or $48.6 per hour.

Auto Loan Underwriter

VERSYS AUTO FINANCE LLC

Oakland Park, FL

Full-time

Re-posted 5 hours ago

Job description

We are looking for a bilingual person to underwrite auto loans and help with auto

sales. No experience is necessary. We will teach you.